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[Assessed 82.4%] Detached house in Kawaguchi, Saitama — 19 min from Totsuka-Angyo Sta.
Assessed 82.4%Detached houseKawaguchi, SaitamaTotsuka-Angyo Sta. 19 min walk

[Assessed 82.4%] Detached house in Kawaguchi, Saitama — 19 min from Totsuka-Angyo Sta.

Published: Aug 29, 2026Updated: Aug 29, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Railway Totsuka-Angyo Sta.
Walk19 min walk
Assessed Ratio82.4%Assessed 82.4%
Price¥41,980,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2026 (0 years old)
Land Area113.93㎡
Building Area105.37㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥41,980,000View listing

Assessed Value Breakdown

Land assessed value¥11,393,000
Building assessed value¥23,181,400
Total assessed value¥34,574,400
Asking price¥41,980,000
Assessed ratio82.4%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 105.37m² × remaining life 22y ÷ statutory life 22y
  • Built Oct 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +13.6%
YearRoad price (JPY/m²)YoY
202488,000
202596,000+9.1%
2026100,000+4.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we established by measurement that the map coordinates in the listing do not match the stated walking time from the station, fixed the position on the value map from the lot-number annotations, and confirmed that no roadside value is published for the area.

Locating the road price

The property lies inside a land readjustment project area and the value map carries no prices at all for it. We read eight lot-number annotations on the map itself to fix the position, then estimated from the surrounding bands where prices are published. Those run to the 100,000s on the west, the 200,000s on the north and the 230,000s by the station to the east. Applying a completed estate's figure to a district still being developed sits at odds with the reality, so we took the conservative 100,000 yen. Even the lowest nearby figure of 95,000 yen gives 81.0 percent.

View source
On-site check from photos

The listing itself carries no site photographs. SUUMO's feed has photographs of the same development, and its overall site plan matched the listing's down to the arrangement of the eight plots, the area of the refuse point and the blanking-out of the sold units, so we judged from those. The rise from the public road to the site is 0.1 to 0.25 metres, checked against a utility pole base and a traffic cone. The block walls between plots also sit at the same ground level on both sides and retain no soil. The 5-metre-mesh elevation data reads 14.6 to 15.9 metres across the surrounding 100 metres.

Building valuation assumptions

Being new, the full 22-year statutory service life for timber remains. Of the 105.37 sq m of floor area, 6.41 sq m is the garage, and we include that area in the replacement cost. The building accounts for 67 percent of the assessment. Solar panels and all-electric fittings come as standard, with long-term quality housing certification and an energy performance label.

Effective land area

There is no private-road burden and the site plan shows no flagpole strip. The refuse point of 4.54 sq m is held in one-tenth shares on a separate lot and is not deducted. The registered land category is farmland, but the plot is handed over as residential land with a completed house after conversion, so we assess it at the roadside value for residential land.

What We Could Not Confirm

  • No inheritance-tax roadside land value is published for this area. The land figure is an estimate from the surrounding bands, and the ratio moves between 81.0 and 109.5 percent depending on which band is used.
  • This is an unfinished property due for completion in mid-October 2026, with handover in mid-November. The finished house cannot be inspected before purchase.
  • The registered land category differs between listings — farmland on one, residential land on another. Whether a notification under the Agricultural Land Act is required, and whether sewerage is connected, are also absent from the listing.
  • There are no site photographs on the listing itself; we judged from photographs of the same development on another site. They are not of unit 8, at the eastern end itself.
  • It is listed under detached rental housing but gives no expected rent or yield. A rental apartment block cannot be built in a Category 1 low-rise zone.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ministop Kawaguchi Nishitateno
10 min walk from the station

A convenience store about 470 metres from the property.

Source
7-Eleven
21 min walk from the station

A convenience store about 620 metres from the property.

Source
Food Garden Totsuka-Angyo
1 min walk from the station

A supermarket in front of Totsuka-Angyo Station.

Source

Neighborhood ② Dining Near the Station

Yoshinoya
21 min walk from the station

A beef bowl chain about 600 metres from the property.

Source
Katsuya
22 min walk from the station

A tonkatsu chain about 640 metres from the property.

Source
Gusto
23 min walk from the station

A family restaurant about 730 metres from the property.

Source

About This Property

A newly built detached house in Oaza-Ishigami, Kawaguchi, a 19-minute walk from Totsuka-Angyo Station on the Saitama Railway. It is unit 8, at the eastern end of an eight-house development. A convenience store sits about 470 metres from the property and a beef bowl chain about 600 metres. Solar panels and all-electric fittings come as standard, with long-term quality housing certification and an energy performance label.

A two-storey timber 3LDK (convertible to 4LDK) with two walk-in closets on 113.93 sq m of land with 105.37 sq m of floor area, of which 6.41 sq m is the garage. Zoning is Category 1 low-rise residential with a 50 percent building coverage ratio and a 120 percent floor area ratio; the title is freehold, there is no private-road burden, and the site fronts a 6-metre public road. Completion is due in mid-October 2026, with handover in mid-November and the current status is unfinished.

The property lies inside a land readjustment project area, and no inheritance-tax roadside land value is published for it. Estimating conservatively at 100,000 yen per sq m from the surrounding bands, land of 11.39 million yen plus a new building gives a total assessment that is 82.4 percent of the asking price.

Note that with no published roadside value, the land figure is an estimate from the surrounding bands. Applying the band of the completed readjustment estate to the north (200,000 yen) would lift it to 109.5 percent, but we did not use that as it sits at odds with a district still being developed.

Estimated Financing

Assessed value ¥34,574,400 → estimated loan ¥34,570,000 (82% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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