積算100
[Assessed 103.2%] Detached house in Kawagoe, Saitama — 18 min from Shingashi Sta.
Assessed 103.2%Detached houseKawagoe, SaitamaShingashi Sta. 18 min walk

[Assessed 103.2%] Detached house in Kawagoe, Saitama — 18 min from Shingashi Sta.

Published: Aug 25, 2026Updated: Sep 18, 2026

Property Overview

LocationKawagoe, Saitama
Nearest StationTobu Tojo Line Shingashi Sta.
Walk18 min walk
Assessed Ratio103.2%Assessed 103.2%
Price¥54,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 2026 (0 years old)
Land Area261.81㎡
Building Area102.47㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥54,800,000View listing

Assessed Value Breakdown

Land assessed value¥34,035,300
Building assessed value¥22,543,400
Total assessed value¥56,578,700
Asking price¥54,800,000
Assessed ratio103.2%

Calculation basis

  • Land = road price ¥130,000/m² × land area 261.81m²
  • Building = replacement cost ¥220,000/m² × floor area 102.47m² × remaining life 22y ÷ statutory life 22y
  • Built Jul 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000
2025125,000+4.2%
2026130,000+4.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

A new-build listed 5 million yen apart on two sites. We took the lower price and pulled the road access and photographs, absent from one listing, from the same property on the other site.

Listing check

Kenbiya lists 54.8 million yen, while another property portal shows 49.8 million yen after a reduction seven days ago. Land area, floor area, completion date, and walking distances all match, confirming the same property, so we assessed using the lower 49.8 million yen figure.

Locating the road price

We used the fiscal 2026 road price map (sheet 26115). The listing's "400 m to Johnan Junior High School" pinned the block, and among its routes of 130,000 to 135,000 yen we took the conservative 130,000. At 135,000 yen the assessed ratio would be 116.2 percent.

View source
Building valuation assumptions

Completed in July 2026, so the timber replacement cost of 220,000 yen per sqm applies in full to the 102.47 sqm of floor space, giving 22.54 million yen. With 34.04 million yen for the land the total is 56.58 million yen — the building accounts for four tenths of the assessed value.

On-site check from photos

Kenbiya carries no site photographs, so we took six from the same property's listing on another site. The concrete parking apron meets the frontage road without a step and there is no stair access. The block walls on both boundaries incorporate perforated screen blocks, which are privacy walls rather than soil-retaining structures.

What We Could Not Confirm

  • The price differs by 5 million yen between listing sites. We calculated with the lower 49.8 million yen, but anyone considering a purchase should confirm the current price with the seller.
  • A private-road share of 13.66 sqm (3/10) is attached. We treated it as a separate lot outside the stated plot area, but the listing says nothing about passage and excavation consents.
  • The frontage is a 4-metre private road to the north-west. Building confirmation has been issued, but the arrangements for maintaining the private road should be checked.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart
8 min walk from the station

About 617 m from the property. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Belc
15 min walk from the station

About 917 m from the property. A supermarket; the listing also cites the Kawagoe-Shinjuku branch at 1,200 m. Location verified on OpenStreetMap.

Source
Inageya
15 min walk from the station

About 917 m from the property. A supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Marugen Ramen Kawagoe-Kishimachi
5 min walk from the station

About 380 m from the property. A ramen restaurant. Location verified on OpenStreetMap.

Source
Tonden
12 min walk from the station

About 735 m from the property. A Japanese restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Gyoza Shokubo Yamato Kawagoe
12 min walk from the station

About 752 m from the property. A Chinese restaurant. Location verified on OpenStreetMap.

Source

About This Property

A newly built detached house in Kishimachi 2-chome, Kawagoe City, Saitama, an 18-minute walk from Shingashi Station on the Tobu Tojo Line and 20 minutes from Kawagoe Station. A ramen restaurant sits about 380 metres from the property, a convenience store about 617 metres, and per the listing Johnan Municipal Junior High School is about 400 metres away.

A wooden two-storey 4LDK completed in July 2026 with 102.47 sqm of floor space, available for immediate occupancy. The 261.81 sqm plot (about 79 tsubo) is freehold and fronts a 4-metre private road to the north-west. A private-road share of 13.66 sqm (3/10) comes with it. Zoning is Category 1 mid-to-high-rise residential (60 percent coverage, 160 percent floor-area ratio).

Applying the fiscal 2026 inheritance-tax road price of 130,000 yen per sqm to the 261.81 sqm plot gives 34.04 million yen for the land, and the newly built 102.47 sqm timber house adds 22.54 million yen, for 56.58 million yen in total. Against the 49.8 million yen asking price the assessed ratio is 113.6 percent. The road price has risen 8.3 percent over three years, from 120,000 to 130,000 yen.

This property is listed at different prices on different sites: 54.8 million yen on Kenbiya and 49.8 million yen on another portal, where it was reduced seven days ago. We calculated using the lower figure of 49.8 million yen. What we could confirm is set out in the research section below.

Estimated Financing

Assessed value ¥56,578,700 → estimated loan ¥54,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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