積算100
[Assessed 121.8%] Detached house in Kawagoe, Saitama — 19 min from Kawagoe Sta.
Assessed 121.8%Detached houseKawagoe, SaitamaKawagoe Sta. 19 min walk

[Assessed 121.8%] Detached house in Kawagoe, Saitama — 19 min from Kawagoe Sta.

Published: Aug 25, 2026Updated: Sep 3, 2026

Property Overview

LocationKawagoe, Saitama
Nearest StationJR Kawagoe Line Kawagoe Sta.
Walk19 min walk
Assessed Ratio121.8%Assessed 121.8%
Price¥20,000,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 1978 (48 years old)
Land Area147.69㎡
Building Area147.69㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥20,000,000View listing
SUUMO¥20,000,000View listing
SUUMO¥20,000,000View listing

Assessed Value Breakdown

Land assessed value¥24,368,850
Building assessed value¥0
Total assessed value¥24,368,850
Asking price¥20,000,000
Assessed ratio121.8%

Calculation basis

  • Land = road price ¥165,000/m² × land area 147.69m²
  • Building = replacement cost ¥220,000/m² × floor area 147.69m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 1978 (48 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.1%
YearRoad price (JPY/m²)YoY
2024160,000
2025165,000+3.1%
2026165,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

A property with no site photographs at all. We confirmed the same absence on another site's listing of the same property, and used official elevation data to check the terrain instead.

On-site check from photos

All nine published photographs are floor plans and neighbourhood facilities; neither the exterior nor the frontage road appears. The same property's SUUMO listing also shows only floor plans and neighbourhood shots, confirming no exterior photograph was ever supplied. Retaining walls and level changes therefore could not be judged from photographs.

Locating the road price

We used the fiscal 2026 road price map (sheet 26102). Asahicho 3-chome spans four sheets with road prices from 145,000 to 185,000 yen, and we took the conservative 165,000. Even at the lowest 145,000 yen the assessed ratio stays above 107 percent.

View source
Effective land area

Both listings agree there is no private-road burden. The one-third road share noted under restrictions is a separate lot, so we did not deduct it. The 2.8-metre frontage road may require a setback in future, but even deducting an estimated 7.2 sqm keeps the assessed ratio at 115.9 percent.

Building valuation assumptions

A wooden house built in August 1978, 48 years old. As this exceeds the 22-year statutory life, we valued the building at zero and assessed on the land alone. The house is vacant, with a 7DK layout suited to two households.

What We Could Not Confirm

  • With no site photographs, we could not check retaining walls, steps at the frontage, or whether the house adjoins its neighbours. Official elevation data shows only 1.8 metres of relief across a 200-metre square, so severe level changes are unlikely — but an on-site check is essential.
  • The frontage is a 2.8-metre private road, and its status under the Building Standards Act and any setback requirement cannot be determined from the listing. There is no statement of a rebuilding restriction, but the conditions should be checked with the municipality.
  • The listings disagree on parking (two or more spaces versus none). We treat it conservatively as unconfirmed.
  • The convenience store, supermarkets, and restaurants below are measured from the centre of Asahicho 3-chome, because the property's own coordinates could not be obtained.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart
2 min walk from the station

About 99 m from the centre of Asahicho 3-chome. A convenience store. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Yaoko
6 min walk from the station

About 470 m from the centre of Asahicho 3-chome. A supermarket. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Belc Kawagoe-Musashino
9 min walk from the station

About 655 m from the centre of Asahicho 3-chome. A supermarket. Location verified on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Genkai
5 min walk from the station

About 329 m from the centre of Asahicho 3-chome. A sushi restaurant. Location verified on OpenStreetMap.

Source
Royal Host
7 min walk from the station

About 476 m from the centre of Asahicho 3-chome. A family restaurant. Location verified on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Teuchi Sobadokoro Kyoya
7 min walk from the station

About 499 m from the centre of Asahicho 3-chome. A soba restaurant. Location verified on OpenStreetMap.

Source

About This Property

A used detached house in Asahicho 3-chome, Kawagoe City, Saitama, a 19-minute walk from Kawagoe Station on the JR Kawagoe Line. A convenience store sits about 99 metres from the district centre and a supermarket about 470 metres. Kawagoeshi Station on the Tobu Tojo Line and Hon-Kawagoe Station on the Seibu Shinjuku Line are both 27 minutes on foot.

A wooden two-storey 7DK built in August 1978 (48 years old) with 147.69 sqm of floor space, currently vacant. The 147.69 sqm plot (registered, about 45 tsubo) is freehold. It is a corner plot fronting a 2.8-metre private road to the south, and comes with a one-third share of that road as a separate lot. Zoning is Category 2 residential (60 percent coverage, 200 percent floor-area ratio).

Applying the fiscal 2026 inheritance-tax road price of 165,000 yen per sqm to the 147.69 sqm plot gives an assessed value of 24.37 million yen. At 48 years old the wooden building is valued at zero. Against the 20 million yen asking price the assessed ratio is 121.8 percent. The road price has risen 3.1 percent over three years, from 160,000 to 165,000 yen.

⚠️ The published photographs are only floor plans and neighbourhood facilities — not a single shot of the exterior or the frontage road. The same property's SUUMO listing is the same. We could not check retaining walls or level changes from photographs, though official elevation data confirms the area is remarkably flat. See the research section below for details.

Estimated Financing

Assessed value ¥24,368,850 → estimated loan ¥20,000,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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