積算100
[Assessed 121%] Land in Ageo, Saitama — 14 min from Kita-Ageo Sta.
Assessed 121%LandAgeo, SaitamaKita-Ageo Sta. 14 min walk

[Assessed 121%] Land in Ageo, Saitama — 14 min from Kita-Ageo Sta.

Published: Aug 27, 2026Updated: Aug 27, 2026

Property Overview

LocationAgeo, Saitama
Nearest StationJR Takasaki Line Kita-Ageo Sta.
Walk14 min walk
Assessed Ratio121%Assessed 121%
Price¥21,800,000
TypeLand
Land Area299.52㎡

Assessed Value Breakdown

Land assessed value¥26,376,240
Building assessed value-
Total assessed value¥26,376,240
Asking price¥21,800,000
Assessed ratio121%

Calculation basis

  • Land assessed value was entered manually by the operator.

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +1.0%
YearRoad price (JPY/m²)YoY
202496,000
202596,000±0.0%
202697,000+1.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The flagpole strip here falls short of what the prefectural ordinance requires. We obtained the text of Saitama's ordinance and the related notice to establish exactly what can be built.

Rights and restrictions

The flagpole strip measures about 2 metres wide and 13.8 metres long, short of the 2.5 metres required by Saitama Prefecture's building ordinance. Reading the prefectural notice in full, an exemption applies to a detached house with fire-resistant external walls and non-combustible eaves. It requires the governor's certification, and the 'terraced housing' the listing suggests falls outside it.

Locating the road price

We used the fiscal 2026 road price map (sheet 38126). A single circled block number throws the position off by around 50 metres, but calibrating ten of them together on the same sheet brought the error down to 1 to 8 metres. We took the 97,000 yen local road rather than the 105,000 yen arterial to the north; even the lowest 93,000 yen gives 116 percent.

View source
Effective land area

Both the land area field and the restrictions field state that the 27.6 sqm flagpole strip is included, matching the plot diagram's dimensions of about 2 metres by 13.8 metres. We assessed on the remaining 271.92 sqm. No correction for the irregular flagpole shape is included.

On-site check from photos

The original site photographs are only 600 by 449 pixels, so we enlarged them five to eight times and lifted the shadows. The low wall visible along the road belongs to the neighbouring apartment block, not this plot. Grass hides the ground, but the neighbours' ground floors and fence bases run level with it.

What We Could Not Confirm

  • The flagpole strip's 2-metre width falls short of the 2.5 metres Saitama's ordinance requires. A detached house with fire-resistant external walls qualifies for an exemption, but the governor's certification is needed. Confirmation with the Saitama Prefecture building safety centre or Ageo City is a prerequisite.
  • Under the exemption, coverage and floor-area ratios are calculated on 271.92 sqm excluding the flagpole strip, capping the building footprint at about 163 sqm and total floor area at about 272 sqm.
  • The 'terraced housing' the listing puts forward is not a detached house and falls outside the exemption. Building terraced housing would require a flagpole strip at least 2.5 metres wide.
  • The 121.0 percent assessed ratio contains no correction for the irregular flagpole shape, the narrow frontage, or the long depth.
  • Gas, water and sewerage all stop short of the plot and connection costs fall to the buyer. The plot diagram carries a note that it is not a surveyed drawing.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Ageo Midorigaoka
6 min walk from the station

About 410 m from the property. A convenience store. Distance as published by the listing site (SUUMO).

Source
Mommy Mart Fresh Market TOP Kita-Ageo
11 min walk from the station

About 870 m from the property. A supermarket. Distance as published by the listing site (SUUMO).

Source
PAPA Ageo Shopping Avenue
11 min walk from the station

About 870 m from the property. A shopping centre. Distance as published by the listing site (SUUMO).

Source

Neighborhood ② Dining Near the Station

Takakuramachi Coffee
4 min walk from the station

A coffee house east of Kita-Ageo Station, about 250 metres away in a straight line.

Source
Saizeriya
5 min walk from the station

An Italian family restaurant on the east side of the station, about 350 metres away in a straight line.

Source
Anrakutei
7 min walk from the station

A yakiniku chain restaurant about 530 metres from the station in a straight line, toward the Midorigaoka side where the lot sits.

Source

About This Property

A plot of land for sale in Midorigaoka 5-chome, Ageo City, Saitama, a 14-minute walk from Kita-Ageo Station on the JR Takasaki Line. Ageo Midorigaoka Kindergarten sits about 250 metres away, a Lawson about 410 metres, Shibakawa Elementary about 460 metres, and a Mommy Mart supermarket about 870 metres.

The 299.52 sqm plot (registered, about 90 tsubo) is vacant and freehold, with no building conditions attached and immediate handover. It is a flagpole plot reaching a 7.9-metre public road to the north-east through a strip about 2 metres wide and 13.8 metres long. Zoning is Category 1 low-rise residential (60 percent coverage, 100 percent floor-area ratio). Gas, water and sewerage all stop short of the plot, so connection costs fall to the buyer.

Applying the fiscal 2026 inheritance-tax road price of 97,000 yen per sqm to an effective area of 271.92 sqm — the plot less the 27.6 sqm flagpole strip — gives an assessed value of 26.38 million yen. Against the 21.8 million yen asking price the assessed ratio is 121.0 percent. The road price has risen 1.0 percent over three years, from 96,000 to 97,000 yen.

⚠️ The flagpole strip is about 2 metres wide, short of the 2.5 metres Saitama Prefecture's ordinance requires. A detached house with fire-resistant external walls qualifies for an exemption, but that needs the governor's certification, and the 'terraced housing' the listing suggests is not covered. See the research section below for details.

Estimated Financing

Assessed value ¥26,376,240 → estimated loan ¥21,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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