積算100
[Assessed 140%] Detached house in Fujimi, Saitama — 16 min from Fujimino Sta.
Assessed 140%Detached houseFujimi, SaitamaFujimino Sta. 16 min walk

[Assessed 140%] Detached house in Fujimi, Saitama — 16 min from Fujimino Sta.

Published: Aug 29, 2026Updated: Aug 29, 2026

Property Overview

LocationFujimi, Saitama
Nearest StationTobu Tojo Line Fujimino Sta.
Walk16 min walk
Assessed Ratio140%Assessed 140%
Price¥6,500,000
TypeDetached house
Expected Yield11.07%
StructureWooden
BuiltBuilt Jul 1969 (57 years old)
Land Area65㎡
Building Area59.12㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥6,500,000View listing

Assessed Value Breakdown

Land assessed value¥9,100,000
Building assessed value¥0
Total assessed value¥9,100,000
Asking price¥6,500,000
Assessed ratio140%

Calculation basis

  • Land = road price ¥140,000/m² × land area 65m²
  • Building = replacement cost ¥220,000/m² × floor area 59.12m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1969 (57 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.7%
YearRoad price (JPY/m²)YoY
2024130,000
2025135,000+3.8%
2026140,000+3.7%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we re-measured the 140,000 yen roadside value the listing claims against three 2026 value-map sheets ourselves, and tracked down a photograph of the road frontage on another site because the listing had none.

Locating the road price

The listing's own sales points state a roadside value of 140,000 yen. Rather than take that on trust we opened all three 2026 value-map sheets ourselves. Kamisawa 3-chome runs from 140,000 to 155,000 yen, with district roads clustering at 145,000 to 150,000. Since the lot number is not identified we took the district's lowest figure of 140,000 yen. At the highest, 155,000 yen, the ratio would be 155.0 percent.

View source
On-site check from photos

The four photographs on the listing do not show where the road meets the site. Searching other sites turned up one on at-home that the original listing does not carry, and we judged from that. The asphalt of the public road runs across a gutter to the gravel of the site with a rise of about 0.1 metres, checked against the water meter cover and the gutter width in the same frame. The decorative block walls either side of the opening sit at the same ground level as the neighbours and are not retaining soil.

Effective land area

There is no private-road burden, and the site plan shows the road side of the plot fronting the 4-metre public road directly with no flagpole strip. No sloped portion is stated either, so we carry the full 65 sq m. The road is an Article 42-2 road so a setback may arise, but no setback area is stated and we have not deducted one. Even deducting 3 sq m would leave the ratio at 133.5 percent.

Building valuation assumptions

Against the 22-year statutory service life for timber the building is 57 years old, so we carry it at zero. With an 80 percent floor area ratio, 65 sq m of land allows about 52 sq m of floor area. The existing 59.12 sq m exceeds that and may be legally non-conforming.

What We Could Not Confirm

  • The site plan marks the road in front as a 4-metre public road under Article 42-2. The drawing shows the full 4 metres and no setback area is stated, but the designation remains and needs checking.
  • The address is published only to chome level, so the lot number is unknown. We took the district's lowest roadside value conservatively.
  • The 80 percent floor area ratio allows about 52 sq m of floor area, while the existing building is 59.12 sq m. Whether it is legally non-conforming needs confirming.
  • The 60,000 yen a month and 11.07 percent gross yield are the listing's projections, not actual rental history. The house is currently vacant.
  • The building is 57 years old and handover follows a survey. The same property also appears on at-home and Kenbiya, so it is worth confirming there are several points of contact.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ecos
17 min walk from the station

A supermarket about 630 metres from the district centre.

Source
Drugstore Seki
19 min walk from the station

A drugstore about 770 metres from the district centre.

Source
Acolle
2 min walk from the station

A supermarket by Fujimino Station, about 160 metres away in a straight line.

Source

Neighborhood ② Dining Near the Station

Steak no Don
16 min walk from the station

A steak restaurant about 560 metres from the district centre.

Source
Sukiya
18 min walk from the station

A beef bowl chain about 680 metres from the district centre.

Source
Mos Burger
5 min walk from the station

A burger chain near Fujimino Station, about 360 metres away in a straight line.

Source

About This Property

A detached rental house in Kamisawa 3-chome, Fujimi, a 16-minute walk from Fujimino Station on the Tobu Tojo Line. A steak restaurant sits about 560 metres from the property and a supermarket about 630 metres. Ikebukuro is about 30 minutes by express on the Tojo Line.

A two-storey timber 4DK on 65 sq m of land with 59.12 sq m of floor area, built in July 1969. Zoning is Category 1 low-rise residential with a 50 percent building coverage ratio and an 80 percent floor area ratio; the title is freehold, there is no private-road burden, and the site fronts a 4-metre public road to the west. It is vacant, with a stated 60,000 yen a month and a gross yield of 11.07 percent. At 57 years old we carry the building at zero.

The 2026 inheritance-tax roadside land value is 140,000 yen per sq m, giving a land assessment of 9.1 million yen, or 140.0 percent of the 6.5 million yen asking price. The roadside value has risen 7.7 percent over three years from 130,000 yen in 2024.

Note that the site plan marks the road in front as a 4-metre public road under Article 42-2. The drawing shows the full 4 metres and no setback area is stated, but the Article 42-2 designation remains and needs checking.

Estimated Financing

Assessed value ¥9,100,000 → estimated loan ¥6,500,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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