積算100
[Assessed 88%] Detached house in Sakado, Saitama — 10 min from Sakado Sta.
Assessed 88%Detached houseSakado, SaitamaSakado Sta. 10 min walk

[Assessed 88%] Detached house in Sakado, Saitama — 10 min from Sakado Sta.

Published: Aug 29, 2026Updated: Aug 29, 2026

Property Overview

LocationSakado, Saitama
Nearest StationTobu Tojo Line Sakado Sta.
Walk10 min walk
Assessed Ratio88%Assessed 88%
Price¥20,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 2014 (12 years old)
Land Area100.01㎡
Building Area95.01㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥20,800,000View listing

Assessed Value Breakdown

Land assessed value¥8,811,890
Building assessed value¥9,501,000
Total assessed value¥18,312,890
Asking price¥20,800,000
Assessed ratio88%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 95.01m² × remaining life 10y ÷ statutory life 22y
  • Built May 2014 (12 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.5%
YearRoad price (JPY/m²)YoY
202486,000
202588,000+2.3%
202689,000+1.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we triangulated the block from the stated distances to three nearby facilities — the address being given only to the town name — and checked the ground around the site against the 2026 roadside land value map (sheet 26327) and the exterior photographs.

Locating the road price

The address is published only to the town name, and the coordinates in the listing are the stations', not the property's. We therefore obtained the coordinates of all 43 block reference points in Nakatomi-cho from the Geospatial Information Authority and triangulated using the three stated distances — 450 metres to the drugstore, 650 to the supermarket and a 10-minute walk to the station — narrowing the position to the north-east of the district with a residual of 114 metres. We took the 89,000 yen on the district road serving those blocks. Even the lowest in the candidate zone, 75,000 yen, gives 81.4 percent.

View source
Effective land area

The remarks note a shared-ground share of about 1 sq m, but the listing alone does not say whether it sits inside the stated 100.01 sq m or on a separate lot. Since this is a corner plot, a cut corner — that is, road land — cannot be ruled out, so we deducted the 1 sq m conservatively. With the deduction the ratio is 88.0 percent; without it, 88.5 percent. Either way it is well above 80 percent.

On-site check from photos

We enlarged and checked two exterior photographs and one of the entrance. The concrete parking area in front runs on at much the same level as the road, with no step and no stairs. The planter wall along the front is about two courses of decorative block, which we put at 0.3 to 0.4 metres against the outdoor unit and the front door in the same frame. The mesh fences on the west and south boundaries are see-through and retain no soil, with the ground at the same level either side. Japan's 5-metre-mesh elevation data gave 28.3 to 29.7 metres across 30 measured points.

Building valuation assumptions

Against the 22-year statutory service life for timber the building is 12 years old, so ten years of value remain. The building accounts for 52 percent of the assessment. Built in 2014, it comes with a system kitchen, reheating bath function, two toilets and warm-water washing seats.

What We Could Not Confirm

  • The remarks state that the boundaries are not demarcated. The sale proceeds on the registered 100.01 sq m rather than a survey, so the actual area may differ.
  • What the shared-ground share of about 1 sq m consists of is not stated — whether a cut corner or a refuse point, and whether it sits inside the stated land area or on a separate lot.
  • Liability for non-conformity is excluded, as is liability for the fittings. Defects found after handover fall to the buyer.
  • The address is published only to the town name. We narrowed the block from distances to nearby facilities, but the residual is 114 metres.
  • No photograph covers the rear (west) of the site, so the condition of that boundary could not be checked.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Drug Seims Sakado Nakatomi
10 min walk from the station

A drugstore 450 metres from the property, per the listing.

Source
Maruetsu Across Plaza Sakado
4 min walk from the station

A supermarket 650 metres from the property, about 240 metres from Sakado Station in a straight line.

Source
FamilyMart
11 min walk from the station

A convenience store about 370 metres from the property.

Source

Neighborhood ② Dining Near the Station

Ramen Ayumiya
10 min walk from the station

A ramen shop about 110 metres from the property.

Source
Souma Sakado
10 min walk from the station

A restaurant about 150 metres from the property.

Source
Kissaten Maasa
10 min walk from the station

A coffee house about 220 metres from the property.

Source

About This Property

A second-hand detached house in Nakatomi-cho, Sakado, a 10-minute walk from Sakado Station on the Tobu Tojo Line. A drugstore is 450 metres away and a supermarket 650, with restaurants clustered about 100 metres from the property. Ikebukuro is about 45 minutes on the Tojo Line.

A two-storey timber 4LDK on 100.01 sq m of land by the register with 95.01 sq m of floor area, built in May 2014. Zoning is Category 1 residential with a 60 percent building coverage ratio and a 160 percent floor area ratio; the title is freehold, there is no private-road burden, and it is a corner plot fronting a 4-metre public road to the east. At 12 years old, ten of the 22-year statutory life for timber still count toward the building. The house is vacant.

The 2026 inheritance-tax roadside land value is 89,000 yen per sq m. Deducting about 1 sq m of shared-ground share leaves 99.01 sq m, giving land of 8.81 million yen; with the building at 9.5 million the total assessment is 18.31 million yen, or 88.0 percent of the 20.8 million yen asking price. The roadside value has risen 3.5 percent over three years from 86,000 yen in 2024.

Note that the remarks state the boundaries are not demarcated, so the sale proceeds on the registered 100.01 sq m. Liability for non-conformity is excluded, as is liability for the fittings.

Estimated Financing

Assessed value ¥18,312,890 → estimated loan ¥18,310,000 (88% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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