積算100
[Assessed 90.4%] Detached house in Niiza, Saitama — 20 min from Shiki Sta.
Assessed 90.4%Detached houseNiiza, SaitamaShiki Sta. 20 min walk

[Assessed 90.4%] Detached house in Niiza, Saitama — 20 min from Shiki Sta.

Published: Aug 29, 2026Updated: Aug 29, 2026

Property Overview

LocationNiiza, Saitama
Nearest StationTobu Tojo Line Shiki Sta.
Walk20 min walk
Assessed Ratio90.4%Assessed 90.4%
Price¥33,000,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 2022 (4 years old)
Land Area67.73㎡
Building Area105.57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥33,000,000View listing

Assessed Value Breakdown

Land assessed value¥10,825,600
Building assessed value¥19,002,600
Total assessed value¥29,828,200
Asking price¥33,000,000
Assessed ratio90.4%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 105.57m² × remaining life 18y ÷ statutory life 22y
  • Built Feb 2022 (4 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +3.0%
YearRoad price (JPY/m²)YoY
2024165,000
2025165,000±0.0%
2026170,000+3.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we narrowed down which of two value-map sheets applies from where the listed facilities sit, and measured the retaining heights against the 200-centimetre front door in an exterior photograph we matched across two sites.

Locating the road price

Niiza 1-chome spans two roadside-value map sheets. Since every facility in the listing sits toward Shiki's Saiwaicho and Niiza's Kitano, we placed the property in the eastern half of the district; that Shiki and Yanasegawa stations are both 20 minutes away fits the same reading. District roads there run at a uniform 170,000 yen, and we avoided the 190,000s of the arterials. Even the district's lowest at 160,000 yen gives 88.5 percent.

View source
Effective land area

There is a private-road burden of 4.05 sq m, but neither at-home nor SUUMO carries a site plan or cadastral map, so we could not establish whether it sits inside the registered 67.73 sq m or on a separate lot. We took the conservative reading and deducted it, leaving 63.68 sq m. Without the deduction the ratio would be 92.5 percent — either way above 80 percent.

On-site check from photos

The first image on at-home is filed as a floor plan but is in fact an exterior shot, and it matches the exterior photograph of the same property on SUUMO. Having matched the two, we measured against the 200-centimetre front door. The built-in garage slab runs from the road into the garage as a single pour with only an expansion joint, so there is no step. The ground is level on both sides of the boundaries left and right, with no soil-retaining walls.

Listing check

The listing contradicts itself in four places: gas is mains in one field and propane in another; parking is two or more in one field while the floor plan shows a single built-in garage; the aspect is south in one field and south-east in another; and a corner-plot tag appears although the frontage is on the north-west side only. A propane cylinder is visible in the exterior photograph, so we read the gas as propane.

What We Could Not Confirm

  • The listing contradicts itself on gas, parking count, aspect and whether it is a corner plot. We have written the conservative reading in each case, but all four need confirming.
  • Whether the 4.05 sq m private-road burden sits inside the registered area or on a separate lot could not be established, as no site plan or cadastral map is included.
  • The listing notes that the interior photographs are from when the house was new. The owner is currently living there.
  • No photograph covers the rear (south-east) of the site. The district as a whole sits on a river terrace falling toward the Yanase River to the north, with 13.1 to 20.0 metres of relief across the surrounding 100 metres.
  • The same property also appears on SUUMO. It is worth confirming there are several points of contact.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Co-op Mirai Saiwaicho
20 min walk from the station

A supermarket 400 metres from the property, per the listing.

Source
Welpark Shiki Saiwaicho
20 min walk from the station

A drugstore 600 metres from the property.

Source
OK Niiza Kitano
20 min walk from the station

A supermarket 650 metres from the property.

Source

Neighborhood ② Dining Near the Station

Yamada Udon
20 min walk from the station

An udon restaurant about 180 metres from the estimated position of the property.

Source
Midoen
20 min walk from the station

A yakiniku restaurant about 270 metres from the estimated position of the property.

Source
Sukiya
20 min walk from the station

A beef bowl chain about 570 metres from the estimated position of the property.

Source

About This Property

A second-hand detached house in Niiza 1-chome, Niiza, a 20-minute walk from Shiki Station on the Tobu Tojo Line, with Yanasegawa Station also 20 minutes on foot. A supermarket is 400 metres away, a drugstore and a convenience store 600, and a hospital 500. Ikebukuro is about 30 minutes on the Tojo Line.

A three-storey timber 4LDK on 67.73 sq m of land by the register with 105.57 sq m of floor area, built in February 2022, with a built-in garage. Zoning is Category 1 medium-high residential with a 60 percent building coverage ratio and a 160 percent floor area ratio; the title is freehold, and the site fronts a 4-metre designated-position road to the north-west across 6.2 metres. At four years old, 18 of the 22-year statutory life for timber still count toward the building.

The 2026 inheritance-tax roadside land value is 170,000 yen per sq m. Deducting the 4.05 sq m private-road burden leaves 63.68 sq m, giving land of 10.82 million yen; with the building at 19 million the total assessment is 29.82 million yen, or 90.4 percent of the 33 million yen asking price. The roadside value has risen 3.0 percent over three years from 165,000 yen in 2024.

Note that the listing contradicts itself in several places. Gas appears as both mains and propane, with a propane cylinder visible in the exterior photograph. The parking count, the aspect and whether it is a corner plot also differ between fields.

Estimated Financing

Assessed value ¥29,828,200 → estimated loan ¥29,820,000 (90% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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