積算100
[Assessed 81.7%] Detached house in Kita Ward, Saitama City, Saitama — 19 min from Haraichi Sta.
Assessed 81.7%Detached houseKita Ward, Saitama City, SaitamaHaraichi Sta. 19 min walk

[Assessed 81.7%] Detached house in Kita Ward, Saitama City, Saitama — 19 min from Haraichi Sta.

Published: Aug 29, 2026Updated: Sep 14, 2026

Property Overview

LocationKita Ward, Saitama City, Saitama
Nearest StationSaitama New Urban Transit Ina Line Haraichi Sta.
Walk19 min walk
Assessed Ratio81.7%Assessed 81.7%
Price¥31,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 2023 (3 years old)
Land Area114.79㎡
Building Area95.64㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥31,800,000View listing

Assessed Value Breakdown

Land assessed value¥7,800,680
Building assessed value¥18,171,600
Total assessed value¥25,972,280
Asking price¥31,800,000
Assessed ratio81.7%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 95.64m² × remaining life 19y ÷ statutory life 22y
  • Built Jan 2023 (3 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.5%
YearRoad price (JPY/m²)YoY
202488,000
202591,000+3.4%
202692,000+1.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we triangulated the position from two station walking times and four facility distances because the only coordinates given were the stations', fixed which of nine value-map sheets applies by geocoding twelve lot numbers, and identified the flagpole shape from the photographs.

Effective land area

All three exterior photographs are taken along a passage between two neighbouring houses, and the seller's comment describes the house as set back from the road. The passage is concrete and doubles as parking for two cars, so we read this as a flagpole plot. With no site plan in the listing we deducted the standard 30 sq m; without the deduction the ratio would be 90.4 percent. Our estimate from the photographs is 27 to 38 sq m, and at the upper bound of 38 the ratio falls to 78.8 percent.

Locating the road price

The listing carries no property coordinates — only those of the three nearest stations. We triangulated from two station walking times and the distances to Ageo Sports Park and AEON Mall Ageo, and the solution converged on the western to central part of the district whatever conversion factor we used. Yoshino-cho 2-chome spans nine value-map sheets, so we geocoded twelve lot numbers to fix which sheet covers that point. We took the modal 92,000 yen on its ordinary-residential district roads; at 91,000 the ratio is still 81.4 percent.

View source
On-site check from photos

We enlarged the exterior, road-frontage and parking photographs. The concrete parking apron runs on at the same level as the road with no step. The mesh fences on both side boundaries sit above white gravel at the same level on either side, so they retain no soil. There is a single step up to the entrance porch, and the total rise from the road is 0.3 to 0.4 metres. We cross-checked against three references — the standard 0.8-metre fence height, a water heater cabinet about 0.6 metres wide, and a standard 0.18-metre riser.

Building valuation assumptions

Against the 22-year statutory service life for timber the building is three years old, so 19 years of value remain. The building accounts for 70 percent of the assessment. It has an 18.5-mat living room, a walk-in closet off the main bedroom, a shoe-in closet, a dishwasher and a bathroom dryer among the fittings.

What We Could Not Confirm

  • The area of the flagpole strip could not be established. At the standard 30 sq m the ratio is 81.7 percent, but at our upper estimate of 38 sq m from the photographs it falls to 78.8 percent. A site or survey plan should be checked.
  • The listing carries a corner-plot tag, which does not sit with exterior photographs taken along a passage between two neighbouring houses.
  • The address is published only to the district name. We narrowed the position by triangulation from two stations and four facilities.
  • Zoning is quasi-industrial. The 70 percent coverage and 160 percent floor area ratios are generous for a residential area, but factories may stand nearby.
  • Being an owner-occupier listing, no expected rent or yield is given.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Drug Seims Yoshino-cho 2-chome
19 min walk from the station

A drugstore 750 metres from the property, per the listing.

Source
TAIRAYA Yoshino-cho
19 min walk from the station

A supermarket 1,200 metres from the property.

Source
AEON Mall Ageo
19 min walk from the station

A shopping mall 1,400 metres from the property.

Source

Neighborhood ② Dining Near the Station

Kitchen New Hoshino
19 min walk from the station

A western restaurant about 100 metres from the estimated position of the property.

Source
Yudetaro
19 min walk from the station

A soba restaurant about 170 metres from the estimated position of the property.

Source
Bronco Billy
19 min walk from the station

A steak restaurant about 410 metres from the estimated position of the property.

Source

About This Property

A second-hand detached house in Yoshino-cho 2-chome, Kita Ward, Saitama, a 19-minute walk from Haraichi Station on the Saitama New Urban Transit Ina Line. A convenience store is 450 metres away, a drugstore 750 and a park 700, with AEON Mall Ageo at 1,400 metres. Omiya Station is also reachable by bus.

A two-storey timber 3LDK on 114.79 sq m of land by survey with 95.64 sq m of floor area, built in January 2023. It has an 18.5-mat living room, a walk-in closet off the main bedroom and a shoe-in closet at the entrance. Zoning is quasi-industrial with a 70 percent building coverage ratio and a 160 percent floor area ratio; the title is freehold, there is no private-road burden, and the site fronts a 6-metre public road to the south-west. The house is vacant.

The 2026 inheritance-tax roadside land value is 92,000 yen per sq m. Deducting 30 sq m for the flagpole strip leaves 84.79 sq m, giving land of 7.8 million yen; with a three-year-old building at 18.17 million the total assessment is 25.97 million yen, or 81.7 percent of the 31.8 million yen asking price. The roadside value has risen 4.5 percent over three years from 88,000 yen in 2024.

Note that all three exterior photographs are taken along a passage between two neighbouring houses, indicating a flagpole plot. With no site plan and no readable strip dimensions we deducted the standard 30 sq m; our estimate from the photographs is 27 to 38 sq m, and at 38 the ratio would be 78.8 percent.

Estimated Financing

Assessed value ¥25,972,280 → estimated loan ¥25,970,000 (82% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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