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[Assessed 87.1%] Detached house in Kawaguchi City, Saitama — 18 min from Hatogaya Sta.
Assessed 87.1%Detached houseKawaguchi City, SaitamaHatogaya Sta. 18 min walk

[Assessed 87.1%] Detached house in Kawaguchi City, Saitama — 18 min from Hatogaya Sta.

Published: Aug 30, 2026Updated: Sep 9, 2026

Property Overview

LocationKawaguchi City, Saitama
Nearest StationSaitama Railway Hatogaya Sta.
Walk18 min walk
Assessed Ratio87.1%Assessed 87.1%
Price¥36,990,000
TypeDetached house
StructureWooden
BuiltBuilt Oct 2026 (0 years old)
Land Area65.68㎡
Building Area112.06㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥36,990,000View listing

Assessed Value Breakdown

Land assessed value¥7,553,200
Building assessed value¥24,653,200
Total assessed value¥32,206,400
Asking price¥36,990,000
Assessed ratio87.1%

Calculation basis

  • Land = road price ¥115,000/m² × land area 65.68m²
  • Building assessed value was entered manually by the operator.
  • Built Oct 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.5%
YearRoad price (JPY/m²)YoY
2024105,000
2025110,000+4.8%
2026115,000+4.5%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The address is given as "Oaza Angyojirin" with no lot number published. This is a record of first ruling out a multiplier area, then narrowing the position by trilateration from the six facility distances in the listing. The listing also carries only a floor plan, so we gathered site photographs from another site.

Locating the road price

Because the address is given as "Oaza Angyojirin", we first checked whether this is a multiplier area in an urbanisation control zone. Multiplier areas carry no roadside land value, so no assessment could be calculated there. The listing gives the city planning field as an urbanisation promotion area and the zoning as Category I Residential. Multiplier areas carry no zoning designation, so the moment those two coexist a multiplier area is ruled out.

View source
Locating the road price

With no lot number published, we narrowed the position by trilateration. We fitted the six distances to nearby facilities given in the listing (1,440 m to Hatogaya Station, 800 m to Jirin Elementary School, 400 m to the Maruetsu Angyojirin branch, 300 m to Angyo Nursery, 400 m to Midorigaoka Kindergarten and 350 m to Angyojirin South Park) against those facilities' real coordinates from OpenStreetMap. The listed distances are road distances, so we estimated the conversion factor to straight lines at the same time. It converged on a single point at a factor of 0.86 with a 25 m residual; fixing the factor at 1.0 diverges to a 168 m residual, which also confirms the listed figures are road distances. The Geospatial Information Authority's address API puts that same point within 34 m of the block reference point for lots 46, 120, 61, 41 and 26. We did not use the coordinates in the listing HTML. The property coordinate field is empty and the coordinates present are the station's. The map coordinates on the other listing put the site 1,794 m from Hatogaya Station in a straight line, contradicting the listed 1,440 m, so we treated them as a rough town point.

View source
Locating the road price

We took 115D (115,000 yen/sqm) as the representative value. The residential streets enclosing this block could be tracked as the same route across all three years: 105D in 2024, 110D in 2025 and 115D in 2026. We checked the sensitivity. The band on the Angyojirin part of sheet 28103 runs 95D to 135D, but 95D is a dead-end block and 135D is the arterial value on the prefectural road, so we excluded both from the representative value. Oaza Angyojirin spans seven sheets and across all of them the band runs 88D to 140D. The ratio comes to 87.07% at 115D, 86.18% at the neighbouring 110D, 83.52% at the lowest 95D on sheet 28103, and even at 88D — the lowest anywhere in the oaza — 82.27%. None falls below 80%, so an error in the representative value does not change the conclusion. The leasehold ratio symbol is D throughout.

On-site check from photos

The source listing carries only a floor plan and no site photographs at all. The JSON also flags no photos, so we judged this to be an absence in the listing rather than a consequence of the property being under construction. We therefore looked at other sites and found the same property listed on SUUMO (36.99 million yen, 65.68 sqm of land, 112.06 sqm of building, 4LDK, 18 minutes from Hatogaya, completion October 2026), from which we obtained two exterior photographs and two including the frontage road at 1440 px. The judgements below are based on those four.

View source
On-site check from photos

The frontage road is a flat asphalt public road and the site is flush with it. The concrete apron on the site side runs right up to the road surface, with only the gutter grating between; the difference is under 0.1 m by eye. Neither a frontage step, stepped access nor a slope face applies. We checked the entire perimeter of the site: a wooden louvre fence on the south-east, the neighbouring house directly abutting on the north-west, and on both the ground is level on either side with nothing retained. The retaining height is effectively 0 m, and there is no retaining wall, ashlar or concrete retaining anywhere. The steps up to the entrance are the two courses of the foundation upstand, 0.3 to 0.4 m, under 1 m. This is not a flagpole plot but a regular one, described as such in both listings.

On-site check from photos

For terrain we measured around the site with national 5 m laser survey data: 5.7 m at the site, 5.5 to 6.2 m within a 25 m radius and 5.0 to 6.5 m within 50 m — a gentle gradient totalling about 1.5 m across 100 m, with no metre-scale step. This agrees with the reading from the photographs. Note, however, that the exterior photographs show the building under scaffolding and protective sheeting. The state of the finished exterior works cannot be told from them.

View source

What We Could Not Confirm

  • The property is under construction with handover set for October 2026. The exterior photographs show it under scaffolding and protective sheeting, so we recommend confirming the finished exterior works before handover. The building certificate number is 26UDIW-Ken-0111.
  • Being new, the building carries its full assessed value of 24.65 million yen and accounts for about 77% of the assessment. The statutory life for wooden construction is 22 years, so the ratio will fall as the years pass. The land at 65.68 sqm is on the small side, and on the land alone the ratio is 20.4%.
  • With no lot number published, the roadside value is fixed only at the level of the block narrowed by trilateration. Across the whole of Oaza Angyojirin the band runs 88D to 140D, which still puts the ratio between 82.3% and 96.6%.
  • The direction of the frontage is given as a 4.0 m public road to the north-west in the source listing and simply as west on the other site. Both agree on 4 m and on it being a public road. Since the frontage road is exactly 4.0 m, both listings record no setback.
  • It is 18 minutes on foot to Hatogaya Station and 20 to Araijuku, so the stations are some distance away. The nearest supermarket is the Maruetsu Angyojirin branch at 400 m and the nearest convenience store the 7-Eleven Kawaguchi Angyojirin branch at 280 m. This is a location that assumes car use.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
14 min walk from the station

The nearest convenience store, about 190 m from the property and about 1,090 m from Hatogaya Station.

Source
Maruetsu
20 min walk from the station

Supermarket (Angyojirin branch) about 360 m from the property and about 1,570 m from Hatogaya Station.

Source
Maruya
16 min walk from the station

Supermarket about 1,250 m from Hatogaya Station and about 900 m from the property.

Source
Wakaba Pharmacy
7 min walk from the station

Pharmacy (Hatogaya branch) about 570 m from Hatogaya Station.

Source

Neighborhood ② Dining Near the Station

Gusto
6 min walk from the station

Family restaurant (Hatogaya branch) about 470 m from Hatogaya Station.

Source
McDonald's
1 min walk from the station

About 80 m from Hatogaya Station.

Source

About This Property

A 36.99 million yen new-build detached house in Oaza Angyojirin, Kawaguchi City, Saitama, an 18-minute walk from Hatogaya Station on the Saitama Railway. Land 65.68 sqm (registry), building 112.06 sqm, wooden three-storey 4LDK, due for completion in October 2026. It is under construction, with handover set for October 2026.

The assessed ratio is 87.1%: 7.55 million yen for the land and 24.65 million yen for the building, 32.21 million yen in total. The inheritance-tax roadside land value for fiscal 2026 is 115,000 yen/sqm (roadside value map 28103). The building is calculated at the wooden replacement unit price of 220,000 yen/sqm over a 22-year statutory life, and being new it carries the full 22 years. The roadside value has risen 9.5% in two years: 105,000 yen in 2024, 110,000 in 2025 and 115,000 in 2026.

Because the address is given as "Oaza Angyojirin", we first checked whether this is a multiplier area in an urbanisation control zone. The listing gives the city planning field as an urbanisation promotion area and the zoning as Category I Residential; multiplier areas carry no zoning designation, so a multiplier area is ruled out.

With no lot number published, we narrowed the position by trilateration. We fitted the six distances to nearby facilities given in the listing (1,440 m to Hatogaya Station, 800 m to Jirin Elementary School, 400 m to the Maruetsu Angyojirin branch, 300 m to Angyo Nursery, 400 m to Midorigaoka Kindergarten and 350 m to Angyojirin South Park) against those facilities' real coordinates from OpenStreetMap. The listed distances are road distances, so we estimated the conversion factor to straight lines at the same time: it converged on a single point at a factor of 0.86 with a 25 m residual. Fixing the factor at 1.0 diverges to a 168 m residual, which also confirms the listed figures are road distances. The Geospatial Information Authority's address API puts that same point within 34 m of the block reference point for lots 46, 120, 61, 41 and 26.

We did not use the coordinates in the listing HTML. The property coordinate field on the athome side is empty and the coordinates in the HTML are the station's. The map coordinates on the other listing put the site 1,794 m from Hatogaya Station in a straight line, contradicting the listed 1,440 m, so we treated them as a rough town point and did not adopt them.

We took 115D as the representative value. The residential streets enclosing this block could be tracked as the same route across all three years: 105D in 2024, 110D in 2025 and 115D in 2026. The band on the Angyojirin part of sheet 28103 runs 95D to 135D, but 95D is a dead-end block and 135D is the arterial value on the prefectural road, so we excluded both. Oaza Angyojirin spans seven sheets and across all of them the band runs 88D to 140D. The ratio comes to 87.1% at 115D, 86.2% at the neighbouring 110D, 83.5% at the lowest 95D on sheet 28103, and even at 88D — the lowest anywhere in the oaza — 82.3%. None falls below 80%. The leasehold ratio symbol is D throughout.

On photographs, the athome listing carries only a floor plan and no site photographs at all (the JSON also flags no photos). We judged this to be an absence in the listing rather than a consequence of the property being under construction, so we looked at other sites — and found the same property on SUUMO, from which we obtained two exterior photographs and two including the frontage road at 1440 px.

The frontage road is a flat asphalt public road and the site is flush with it. The concrete apron on the site side runs right up to the road surface, with only the gutter grating between; the difference is under 0.1 m by eye. We checked the entire perimeter: a wooden louvre fence on the south-east, the neighbouring house directly abutting on the north-west, and on both the ground is level on either side with nothing retained. There is no retaining wall, ashlar or concrete retaining anywhere. The steps up to the entrance are the two courses of the foundation upstand, 0.3 to 0.4 m, under 1 m.

National 5 m laser survey data reads 5.7 m at the site, 5.5 to 6.2 m within a 25 m radius and 5.0 to 6.5 m within 50 m — a gentle gradient totalling about 1.5 m across 100 m, with no metre-scale step. This agrees with the photographs.

Note that the exterior photographs show the building under scaffolding and protective sheeting.

At our 20:00 check on 30 August 2026 the athome listing had been taken down (404). The SUUMO listing of the same property is still live, so we have switched our source to SUUMO. The price, areas and completion date are unchanged.

Estimated Financing

Assessed value ¥32,206,400 → estimated loan ¥32,200,000 (87% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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