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[Assessed 120.4%] Land in Omiya Ward, Saitama City, Saitama — 10 min from Omiya Sta.
Assessed 120.4%LandOmiya Ward, Saitama City, SaitamaOmiya Sta. 10 min walk

[Assessed 120.4%] Land in Omiya Ward, Saitama City, Saitama — 10 min from Omiya Sta.

Published: Sep 3, 2026Updated: Sep 9, 2026

Property Overview

LocationOmiya Ward, Saitama City, Saitama
Nearest StationJR Keihin-Tohoku Line Omiya Sta.
Walk10 min walk
Assessed Ratio120.4%Assessed 120.4%
Price¥90,000,000
TypeLand
Land Area382.6㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥90,000,000View listing

Assessed Value Breakdown

Land assessed value¥108,403,200
Building assessed value-
Total assessed value¥108,403,200
Asking price¥90,000,000
Assessed ratio120.4%

Calculation basis

  • Land assessed value was entered manually by the operator.

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.3%
YearRoad price (JPY/m²)YoY
2024290,000
2025310,000+6.9%
2026320,000+3.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

With the lot number disclosed we identified the block from the land register, then read all four roads bounding it and took the lowest. Being a flagpole lot, we deduct the pole section.

Effective land area

This is a flagpole lot. The plot plan gives a frontage of about 2.43m and a depth of about 18.04m, making the pole section roughly 43.84 sqm. Nothing can be built on the pole, so we deduct it and calculate on 338.76 sqm of usable land. Without the deduction, at 382.60 sqm, the ratio would be 136.0%. The plot plan measures 383.08 sqm, but where figures disagree we take the smaller, so we work from the registered 382.60 sqm.

View source
Locating the road price

With the lot number (Takahana-cho 1-chome 207) disclosed, we geocoded it through the Geospatial Information Authority address API. Lot 207 returns exactly the same block reference point as lot 205, and on road price map sheet 31144 that corresponds to the block annotated "205". The block is bounded by four roads: 360,000 yen to the north, 360,000 to the east, 320,000 to the south and 340,000 to the west. We took the lowest, 320,000 yen per sqm, to avoid letting an arterial pull the figure up.

View source
Locating the road price

Since the listed frontage is 6.30m to the northwest, the actual frontage may well be the northern road at 360,000 yen per sqm, which would give an assessed ratio of 135.5%. Across Takahana-cho 1-chome the range is 260,000 to 380,000 yen on sheet 31144 and 245,000 to 350,000 on the adjoining sheet 31131, but even the chome's lowest value of 245,000 gives 92.2%, comfortably above 80%. Tracking the same road across three years reads 290,000, then 310,000, then 320,000 yen.

View source
On-site check from photos

We examined the two site photographs (the cleared plot and the pole-section access) and the plot plan at full resolution. The cleared land is flat throughout, with no slope face or cut slope. The access along the pole runs continuously level from the road to the plot, with no step or stair. Both side boundaries carry low block walls with fencing, two to three courses by the joints, so 0.4 to 0.6m, but the neighbouring ground sits at roughly the same level so they do not function as retaining walls. Cross-checking against a neighbouring front door, the clearance under a carport and a bicycle wheel, nothing exceeds 0.6m.

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On-site check from photos

To corroborate the photographs we sampled Geospatial Information Authority elevation data across a 40m square at 10m intervals around the property coordinates. Values run from 14.5m to 15.5m with a maximum difference of 0.3m between adjacent points, confirming numerically that no one-metre level difference exists. Note that the highest-resolution image in the listing is a CG rendering of the reference house plan rather than the current state, so we did not use it in the assessment.

View source
Rights and restrictions

Zoning is Category I Residential with 60% building coverage and 200% floor area ratio. The land is currently cleared with a confirmed boundary survey completed, which the listing presents as avoiding demolition and survey costs. The private road burden field is blank, and there is no mention of sloped sections, setbacks or corner cuts, nor of cliff ordinance provisions, non-rebuildable status, proviso roads, level differences or retaining walls.

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What We Could Not Confirm

  • The 43.84 sqm pole section is our own calculation from the dimensions on the plot plan. The listing gives no figure for the pole area itself, so this should be checked against a surveyed drawing.
  • We could not determine from the listing whether the property's frontage is the northern road at 360,000 yen per sqm or the southern one at 320,000. We calculate on the conservative 320,000. On the northern road the ratio would be 135.5%.
  • Being a flagpole lot with a 2.43m frontage, what can actually be built here needs confirmation with an architect. The reference plan in the listing is a CG rendering, not the current state.
  • The listing gives no specific names or distances for nearby facilities, only a description of a residential area close to Hikawa Shrine and Omiya Park.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Omiya Takahanacho 1-chome
3 min walk from the station

A convenience store about 171 m in a straight line from the centroid of Takahanacho 1-chome, Omiya Ward.

Source
Natural Lawson Omiya Miyacho
3 min walk from the station

A convenience store that also carries fresh food about 239 m in a straight line from the centroid of Takahanacho 1-chome, Omiya Ward.

Source
My Basket Omiya Miyacho 3-chome
4 min walk from the station

A small grocery supermarket about 317 m in a straight line from the centroid of Takahanacho 1-chome, Omiya Ward.

Source

Neighborhood ② Dining Near the Station

SOLATIO
1 min walk from the station

A restaurant about 75 m in a straight line from the centroid of Takahanacho 1-chome, Omiya Ward.

Source
Hikawa Dango
2 min walk from the station

A traditional sweets shop along the Hikawa approach about 158 m in a straight line from the centroid of Takahanacho 1-chome, Omiya Ward.

Source

About This Property

This plot sits 10 minutes on foot from Omiya Station on the JR Keihin-Tohoku and Negishi lines, and 12 minutes from Kita-Omiya on the Tobu Noda Line. It is a residential area close to Hikawa Shrine and Omiya Park, and the listing describes plentiful parks and a quiet setting with several kindergartens and schools within walking distance. The lot number is disclosed in full: Takahana-cho 1-chome 207.

The land is 382.60 sqm (about 115 tsubo) at 90 million yen. It is currently cleared, with a confirmed boundary survey already completed and no building conditions attached. Freehold, registered as residential land, fronting a 6.30m public road on the northwest side. A reference plan for a new house is included.

⚠️ This is a flagpole lot, which matters. The plot plan gives a frontage of about 2.43m and a depth of about 18.04m, making the pole section roughly 43.84 sqm. We deduct that section and calculate on 338.76 sqm of usable land. Without the deduction the ratio would be 136.0%, but nothing can be built on the pole, so we do not use that figure.

The assessed value ratio is 120.4%. As cleared land the building assessment is zero, so the entire figure comes from the land. The inheritance tax road price is 320,000 yen per sqm, up 10.3% over three years: 290,000 in 2024, 310,000 in 2025, and 320,000 in 2026.

The block containing the property is bounded by four roads: 360,000 to the north, 360,000 to the east, 320,000 to the south and 340,000 to the west. We took the lowest of these, 320,000 yen per sqm, rather than let an arterial pull the figure up. Since the listed frontage is 6.30m to the northwest, the actual frontage may well be the northern road at 360,000, which would give 135.5%. Across Takahana-cho 1-chome the range runs from 245,000 to 380,000 yen per sqm, and even the lowest value in the chome gives 92.2%.

This is a property to weigh by setting a 10-minute walk from Omiya Station against the flagpole shape, which reduces the usable area from about 115 tsubo to about 102.

Estimated Financing

Assessed value ¥108,403,200 → estimated loan ¥90,000,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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