積算100
[Assessed 104.5%] Detached house in Koshigaya, Saitama — 15 min from Kita-Koshigaya Sta.
Assessed 104.5%Detached houseKoshigaya, SaitamaKita-Koshigaya Sta. 15 min walk

[Assessed 104.5%] Detached house in Koshigaya, Saitama — 15 min from Kita-Koshigaya Sta.

Published: Sep 3, 2026Updated: Sep 15, 2026

Property Overview

LocationKoshigaya, Saitama
Nearest StationTobu Isesaki Line Kita-Koshigaya Sta.
Walk15 min walk
Assessed Ratio104.5%Assessed 104.5%
Price¥23,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 2018 (8 years old)
Land Area152.24㎡
Building Area96.38㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥23,800,000View listing
athome¥23,800,000View listing
SUUMO¥23,800,000View listing

Assessed Value Breakdown

Land assessed value¥11,372,280
Building assessed value¥13,493,200
Total assessed value¥24,865,480
Asking price¥23,800,000
Assessed ratio104.5%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 96.38m² × remaining life 14y ÷ statutory life 22y
  • Built May 2018 (8 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.4%
YearRoad price (JPY/m²)YoY
202492,000
202595,000+3.3%
202697,000+2.1%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we read the block roads on the 2026 road price map, deducted the flagpole strip from the plan, and checked the frontage in another site's exterior photos. The disclosure item is also recorded.

Locating the road price

From the address in the HOME'S listing (Higashi-Osawa 2-chome 34-12) we identified block 34, south of Sagishiro Elementary School between the prefectural road and the Sakasa River. The roads around it read 110,000 (north-west arterial), 99,000 (south-west) and 97,000 yen/㎡ (north-east); we ignored the arterial and used the lower block road, 97,000. The same road read 92,000 in 2024, 95,000 in 2025 and 97,000 in 2026. The leasehold symbol is D; the E-rated roads east of the Sakasa River are a different area.

View source
Effective land area

The plan shows a flagpole lot reached from the 6.03 m public road through a strip about 3 m wide, drawn as part of the lot and included in the registered 152.24 ㎡. From the 3.0 m frontage and the plan proportions we read the strip depth as about 11.5 m, deducted about 35 ㎡ and used 117.24 ㎡ as the effective area. The plan has no dimensions, so this is an estimate. There is no private road burden.

Building valuation assumptions

Wooden two-storey house built in May 2018 (8 years old), 96.38 ㎡ registered. At a replacement cost of 220,000 yen/㎡ and a 22-year life with 14 years remaining, the building is valued at 13.49 million yen. With land of 11.37 million yen the total is 24.86 million yen, 104.5% of the 23.8 million yen price.

On-site check from photos

The SUUMO listing has only a plan and floor plan. We checked two exterior photos in the athome listing of the same house (Saitama Sogo Jutaku Koshigaya): the plot is flat and level with the road and both neighbours, with no retaining wall, no step from the road and only a single porch step of about 15 cm. The plan shows no spot heights or stairs.

Rights and restrictions

Other restrictions state "disclosure item present" without giving the content. Freehold, Category 1 mid-to-high-rise residential zone, 60% coverage, 150% floor area ratio, public water, sewer and city gas, parking for three cars, vacant with immediate handover, interior refurbished in June 2026.

Listing check

HOME'S history shows the price cut twice from 25.8 million yen at release on 29 June 2026 to 24.8 and then 23.8 million yen; the SUUMO payment example still shows 24.8 million yen. ME Fudosan Saikyo and Saitama Sogo Jutaku Koshigaya both list it as brokers.

What We Could Not Confirm

  • The nature and timing of the disclosure item are not in the listing and must be confirmed with the seller.
  • The strip area (about 35 ㎡) is estimated from plan proportions; without the deduction the ratio is 118.7%.
  • SUUMO gives the frontage as north-west 6 m while athome and HOME'S say south-west 6.0 m; we followed the plan note (Article 42-1-1 road, 6.03 m).
  • The reason for two price cuts in just over two months is not given.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
24 min walk from the station

Supermarket/convenience store about 130 m in a straight line from the town centroid.

Source
Coop Mirai
22 min walk from the station

Supermarket/convenience store about 204 m in a straight line from the town centroid.

Source
York Mart
30 min walk from the station

Supermarket/convenience store about 610 m in a straight line from the town centroid.

Source

Neighborhood ② Dining Near the Station

Canadian Rocky (restaurant)
28 min walk from the station

Restaurant/cafe about 237 m in a straight line from the town centroid.

Source
Denny's
15 min walk from the station

Restaurant/cafe about 608 m in a straight line from the town centroid.

Source
Sukiya
29 min walk from the station

Restaurant/cafe about 648 m in a straight line from the town centroid.

Source

About This Property

⚠️ The listing's other restrictions state "disclosure item present", but its content is not given. This site does not exclude properties with disclosure items, but the content must be confirmed with the seller. The lot is also a flagpole plot reached through a 3.0 m wide strip. The strip is drawn as part of the lot on the plan and lies within the registered 152.24 ㎡, so we read it as about 35 ㎡ (3.0 m by about 11.5 m) from the plan proportions and deducted it, giving an effective area of 117.24 ㎡. The plan has no dimensions, so the strip area is an estimate.

A used detached house in Higashi-Osawa 2-chome, Koshigaya, 15 minutes on foot from Kita-Koshigaya Station on the Tobu Isesaki Line. Price 23.8 million yen, wooden two-storey 4LDK built in May 2018, building 96.38 ㎡ and land 152.24 ㎡ (both registered), freehold. Category 1 mid-to-high-rise residential zone, 60% building coverage, 150% floor area ratio, no private road burden; it fronts a 6.03 m public road (Article 42-1-1) on the south-west with a 3.0 m frontage. Interior refurbishment (wallpaper in every room, house cleaning) was completed in June 2026, and the house is vacant with immediate handover.

We located the block from the address in the HOME'S listing (Higashi-Osawa 2-chome 34-12) and used the lower of the block roads around it, 97,000 yen/㎡. Land: 117.24 ㎡ effective area gives 11.37 million yen; the 8-year-old wooden building gives 13.49 million yen at 220,000 yen/㎡ × 96.38 ㎡ × (22 − 8) ÷ 22; total 24.86 million yen, an assessed ratio of 104.5%. Without deducting the strip (152.24 ㎡) it would be 118.7%. The 99,000 yen/㎡ road on the other side of the block gives 105.0%, so the conclusion does not change.

Saitama Sogo Jutaku Koshigaya also lists the same house on athome and HOME'S. In the two athome exterior photos the plot is flat and level with the road and neighbours, with no retaining wall, step or stair access. HOME'S history shows two price cuts from 25.8 million yen at release in June 2026 to 24.8 and then 23.8 million yen. Kita-Senju is about 30 minutes from Kita-Koshigaya by express and Ueno about 45 minutes.

Estimated Financing

Assessed value ¥24,865,480 → estimated loan ¥23,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here
[Assessed 136.4%] Detached house in Tokorozawa, Saitama — 7 min from Sayamagaoka Sta.
Assessed 136.4%
Source: Rakumachi
Detached house

[Assessed 136.4%] Detached house in Tokorozawa, Saitama — 7 min from Sayamagaoka Sta.

Tokorozawa, SaitamaSeibu Ikebukuro/Toshima Line Sayamagaoka Sta. 7 min walk
¥4.3M
Sep 18, 2026
[Assessed 109.4%] Detached house in Tokorozawa, Saitama — 12 min from Sayamagaoka Sta.
Assessed 109.4%
Source: Rakumachi
Detached house

[Assessed 109.4%] Detached house in Tokorozawa, Saitama — 12 min from Sayamagaoka Sta.

Tokorozawa, SaitamaSeibu Ikebukuro/Toshima Line Sayamagaoka Sta. 12 min walk
¥6.7MExpected Yield 12%
Sep 18, 2026
[Assessed 122.6%] Land in Tokorozawa, Saitama — 6 min from Sayamagaoka Sta.
Assessed 122.6%
Source: athome
Land

[Assessed 122.6%] Land in Tokorozawa, Saitama — 6 min from Sayamagaoka Sta.

Tokorozawa, SaitamaSeibu Ikebukuro Line Sayamagaoka Sta. 6 min walk
¥3.8M
Sep 18, 2026