積算100
[Assessed 90.8%] Detached house in Kawaguchi, Saitama — 19 min from Hatogaya Sta.
Assessed 90.8%Detached houseKawaguchi, SaitamaHatogaya Sta. 19 min walk

[Assessed 90.8%] Detached house in Kawaguchi, Saitama — 19 min from Hatogaya Sta.

Published: Sep 4, 2026Updated: Sep 19, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Railway Hatogaya Sta.
Walk19 min walk
Assessed Ratio90.8%Assessed 90.8%
Price¥33,800,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 2019 (7 years old)
Land Area100.17㎡
Building Area91.06㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥33,800,000View listing

Assessed Value Breakdown

Land assessed value¥17,028,900
Building assessed value¥13,659,000
Total assessed value¥30,687,900
Asking price¥33,800,000
Assessed ratio90.8%

Calculation basis

  • Land = road price ¥170,000/m² × land area 100.17m²
  • Building = replacement cost ¥220,000/m² × floor area 91.06m² × remaining life 15y ÷ statutory life 22y
  • Built Apr 2019 (7 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.7%
YearRoad price (JPY/m²)YoY
2024155,000
2025165,000+6.5%
2026170,000+3.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we worked through three sheets of the 2026 roadside land price maps and all 35 listing photographs, and calibrated the map position ourselves.

Locating the road price

We traced the residential streets of Kamiaoki 2-chome on the 2026 roadside land price map (sheet 28124). The neighbourhood spans three sheets, so we calibrated the sheet against two landmarks whose coordinates are available in open data — a park and a temple — to establish which one covers the property. Streets in the neighbourhood run from 165,000 to 185,000 yen per sqm; we took the most common band, 170,000. The 200,000 yen frontage along Autorace-dori is a different sort of street and was not used.

View source
Effective land area

There is no private-road burden, no setback requirement and no sloped portion noted, and the frontage photographs show a regular plot with a wide street frontage, so the full 100.17 sqm of land is used for the assessment.

On-site check from photos

We enlarged the frontage and exterior shots from the 35 listing photographs. The 6 m public road to the north is flat and there is no step into the carport. The entrance porch is two or three steps up, a difference of roughly 0.35 to 0.45 m. The boundary wall sits on ground level on both sides and is not retaining earth. This is neither a flagpole lot nor a row house.

Building valuation assumptions

The house was built in April 2019 and is seven years old. With 15 of the 22-year statutory service life remaining, the building accounts for a little over four tenths of the assessment. Unlike the older properties where the land alone decides the figure, here the remaining life of the building is what lifts it.

Rights and restrictions

The zoning is quasi-industrial, with a 60% building coverage ratio and 200% floor area ratio. There is no restriction on residential use, but the category does permit workshops and small factories nearby. The land is held in fee simple and the frontage is a 6 m public road to the north.

Listing check

The listing was published on 4 September 2026 under a brokerage agreement. The house is vacant with handover by negotiation, and with 35 photographs the condition of the property is unusually easy to check.

What We Could Not Confirm

  • The parking field in the listing is blank, yet a carport with a sliding gate appears in the photographs. The number of spaces and the terms of use need to be confirmed with the seller.
  • The 19-minute walk to Hatogaya Station sits right at the edge of the 20-minute limit we work to. Minami-Hatogaya is 27 minutes away and JR Nishi-Kawaguchi 38 minutes, both beyond walking range.
  • The lot number is withheld and the listing carries no coordinates, so we identified the map sheet from the neighbourhood centroid, the walking distances given in the listing, and a calibration against open map data. We could not verify it at street-number level.
  • The quasi-industrial zoning means workshops or small factories may stand nearby. The surroundings are worth seeing in person.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Co-op Mirai Tenjinbashi
17 min walk from the station

A food supermarket about 140 m in a straight line from the neighbourhood centroid, the closest shop on foot.

Source
FamilyMart Plus Kamiaoki
17 min walk from the station

A convenience store about 240 m in a straight line from the neighbourhood centroid.

Source
Big-A Kawaguchi Kamiaoki
24 min walk from the station

A discount supermarket about 720 m in a straight line from the neighbourhood centroid, useful for bulk household goods.

Source

Neighborhood ② Dining Near the Station

Saizeriya Kawaguchi Kamiaoki
16 min walk from the station

An Italian restaurant about 100 m in a straight line from the neighbourhood centroid, very close to the property.

Source
Marugame Seimen Kawaguchi Kamiaoki
16 min walk from the station

An udon restaurant about 120 m in a straight line from the neighbourhood centroid.

Source
Matsuya Kawaguchi Kamiaoki
16 min walk from the station

A gyudon chain restaurant about 130 m in a straight line from the neighbourhood centroid.

Source

About This Property

A used detached house in Kamiaoki 2-chome, Kawaguchi, a 19-minute walk from Hatogaya Station on the Saitama Railway. The line runs through onto the Tokyo Metro Namboku Line, so Oji, Iidabashi and Nagatacho are reachable without changing trains. The zoning is quasi-industrial, but in the listing photographs the immediate streets read as an ordinary residential area of detached houses, with a food supermarket and several restaurant chains gathered along Tenjinbashi-dori.

The land is 100.17 sqm and the floor area 91.06 sqm, a two-storey wooden 3LDK priced at 36.5 million yen. Built in April 2019, the house is seven years old. Against the 22-year statutory service life our method uses for wooden buildings, 15 years remain, so the building carries a value of 13.65 million yen — a little over four tenths of the total assessment. That makes this a different animal from the older land-value purchases we usually cover: here the remaining life of the building is doing much of the work.

We examined the frontage and exterior shots among the 35 listing photographs. The 6 m public road to the north is flat asphalt and there is no step up into the carport. The entrance porch sits two or three steps above grade, a difference of roughly 0.35 to 0.45 m, short of the 1 m retaining height we use as an exclusion threshold. The boundary treatment — brick piers, a privacy fence and about one course of block — sits on ground that is level on both sides, so it is not retaining earth. The frontage is wide, this is not a flagpole lot, and the house stands clear of both neighbours rather than sharing a wall.

Two things to note. The parking field in the listing is blank, yet a carport with a sliding gate appears in the photographs; the number of spaces and the terms of use should be confirmed with the seller. And the 19-minute walk to Hatogaya is right at the edge of the 20-minute limit we work to — Minami-Hatogaya is 27 minutes and JR Nishi-Kawaguchi 38 minutes, both outside walking range. The quasi-industrial zoning also allows workshops and small factories nearby.

The assessed value is 30.68 million yen: 17.02 million for the land (the 2026 inheritance-tax roadside price of 170,000 yen per sqm across 100.17 sqm) plus 13.65 million for the building. Against the 36.5 million yen asking price that is 84.1%. The roadside price has risen about 9.7% over three years, from 155,000 yen in 2024 to 165,000 in 2025 and 170,000 in 2026.

Estimated Financing

Assessed value ¥30,687,900 → estimated loan ¥30,680,000 (91% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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