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[Assessed 143.2%] Detached house in Kawagoe, Saitama — 20 min from Kamifukuoka Sta.
Assessed 143.2%Detached houseKawagoe, SaitamaKamifukuoka Sta. 20 min walk

[Assessed 143.2%] Detached house in Kawagoe, Saitama — 20 min from Kamifukuoka Sta.

Published: Sep 8, 2026Updated: Sep 8, 2026

Property Overview

LocationKawagoe, Saitama
Nearest StationTobu Tojo Line Kamifukuoka Sta.
Walk20 min walk
Assessed Ratio143.2%Assessed 143.2%
Price¥8,000,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 1986 (40 years old)
Land Area95.44㎡
Building Area93.14㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥8,000,000View listing

Assessed Value Breakdown

Land assessed value¥11,452,800
Building assessed value¥0
Total assessed value¥11,452,800
Asking price¥8,000,000
Assessed ratio143.2%

Calculation basis

  • Land = road price ¥120,000/m² × land area 95.44m²
  • Building = replacement cost ¥220,000/m² × floor area 93.14m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1986 (40 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024110,000
2025115,000+4.5%
2026120,000+4.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than simply repeating the listing, we verified the figures against the FY2026 roadside price maps, the 11 listing photos, and national survey elevation data.

Locating the road price

Because the address reads Oaza Fujima, we first checked for a multiplier valuation zone where no roadside prices are published. Fujima appears on 12 maps and the site lies within the roadside price area. We identified the block from lot-number annotations on the upper right of map 26156 and adopted the conservative 120,000 yen/sqm from the adjoining streets. Over three years the figure rose 110,000 to 115,000 to 120,000 yen/sqm.

View source
Effective land area

The listing states no private road burden, the land category is residential, terrain is level, and a corner-lot indicator rules out a flagpole access strip. With no slope area noted either, we used the listed 95.44 sqm as the effective residential area.

On-site check from photos

Only one of the 11 photos shows the site exterior. The entrance approach rises about 35-40cm in roughly two steps, the right boundary is a concrete block wall of about three courses level with the site, and the left side has gate posts and a fence with no ground level difference. We cross-checked using a 200cm door height and the 20cm standard block course.

Rights and restrictions

Using 5m laser survey data we measured elevation across 200m east-west and 175m north-south around the site; both showed under 0.5m of variation. The terrace slope down to the Shingashi River lowland lies about 150m east and 120m south.

Listing check

The feature list says south-facing while the remarks give the main daylight face as west, a contradiction within the same listing. Parking is likewise shown as two or more cars while the summary field is blank. We have taken the conservative reading.

What We Could Not Confirm

  • No photo shows the private road head-on, so the step between the road and the site could not be verified.
  • The listing does not state whether a share of the private road or excavation consent is included.
  • The parking field in the property summary is blank, so the actual capacity needs on-site confirmation.
  • The condition of the 40-year-old building cannot be fully judged from the eight interior photos.
  • Whether the attic room shown on the floor plan is included in the 93.14 sqm floor area is not stated.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Yaoko
3 min walk from the station

A food supermarket about 174m north of the block, covering everyday shopping.

Source
7-Eleven
5 min walk from the station

A convenience store about 371m away.

Source
Lawson
10 min walk from the station

A convenience store about 753m away.

Source

Neighborhood ② Dining Near the Station

Sukiya
5 min walk from the station

A beef bowl chain about 324m away.

Source
Tonden
10 min walk from the station

A Japanese family restaurant about 733m away.

Source

About This Property

A wooden detached house in Fujima, Kawagoe, a 20-minute walk from Kamifukuoka Station on the Tobu Tojo Line. Ikebukuro is about 35 minutes away by express train, and Shingashi Station is also within a 21-minute walk. Elevation data from the Geospatial Information Authority of Japan shows less than 0.5m of variation across 200m east-west and 175m north-south, matching the listing's description of level terrain.

The site measures 95.44 sqm with a 93.14 sqm building (4DK layout) built in March 1986, now 40 years old. It is a corner lot fronting a 4.0m private road on the northeast side. This road is a designated-position road under Article 42-1-5 of the Building Standards Act, so no setback is required at 4.0m width. The listing states no private road burden, the land category is residential, and there is no mention of rebuilding restrictions, cliff ordinances, or proviso roads. The property is currently vacant.

Please note: of the 11 listing photos, only one shows the site exterior, and none show the private road head-on. From that photo we could read a total step height of roughly 35-40cm at the entrance approach (about two steps), a concrete block wall of about three courses on the right boundary level with the site, and gate posts with a fence on the left with no ground level difference. No retaining walls, slopes, or steps over 1m were found, but the step between the private road and the site could not be verified from photos. Please check this on site.

The listing's feature list says south-facing with parking for two or more cars, but the remarks section states the main daylight face is west and the property summary leaves the parking field blank. We have taken the conservative reading of west-facing with parking to be confirmed.

Because the address is given as Oaza Fujima, we first checked whether this falls in a multiplier valuation zone where no roadside land prices are published. Fujima appears on 12 roadside price maps and the subject site sits within the roadside price area. As the 40-year-old wooden building exceeds its 22-year statutory useful life, the building is valued at zero and the assessment reflects land only.

Estimated Financing

Assessed value ¥11,452,800 → estimated loan ¥8,000,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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