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[Assessed 98.1%] Detached house in Tokorozawa City, Saitama — 15 min from Higashi-Tokorozawa Sta.
Assessed 98.1%Detached houseTokorozawa City, SaitamaHigashi-Tokorozawa Sta. 15 min walk

[Assessed 98.1%] Detached house in Tokorozawa City, Saitama — 15 min from Higashi-Tokorozawa Sta.

Published: Sep 10, 2026Updated: Sep 18, 2026

Property Overview

LocationTokorozawa City, Saitama
Nearest StationJR Musashino Line Higashi-Tokorozawa Sta.
Walk15 min walk
Assessed Ratio98.1%Assessed 98.1%
Price¥40,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 2026 (0 years old)
Land Area158.13㎡
Building Area95.64㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥40,800,000View listing

Assessed Value Breakdown

Land assessed value¥18,975,600
Building assessed value¥21,040,800
Total assessed value¥40,016,400
Asking price¥40,800,000
Assessed ratio98.1%

Calculation basis

  • Land = road price ¥120,000/m² × land area 158.13m²
  • Building = replacement cost ¥220,000/m² × floor area 95.64m² × remaining life 22y ÷ statutory life 22y
  • Built May 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.3%
YearRoad price (JPY/m²)YoY
2024115,000
2025120,000+4.3%
2026120,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

With no lot number published we narrowed the position by triangulating from two stations, and calibrated against lot annotations on the same 2026 valuation sheet before choosing a representative value. We opened five listing photographs and counted the boundary blocks against their standard dimensions to measure the retaining height.

Locating the road price

Shimoyasumatsu is published only to the oaza level, with no lot number, so we triangulated the site from the two stations given in the listing (Higashi-Tokorozawa, 15 minutes on foot; Kiyose, 24 minutes). Against 2.78 km between the stations, walking distances of 1.2 km and 1.92 km fall almost in a straight line, placing the solution near longitude 139.509-139.513 and latitude 35.787. The other solution lies across the Yanase River in Kiyose City, outside Oaza Shimoyasumatsu, so we discarded it.

View source
Locating the road price

We geocoded the lot annotations 1161 and 1170 printed on sheet 34091 through the Geospatial Information Authority address API, and confirmed that the measured page coordinates matched the value back-calculated from the scale to within 6 points (about 10 m) before reading the sheet. Calibration used only lot annotations on the same sheet; we did not extrapolate across sheet numbers. Around the estimated position the local streets are uniformly 120D and only the diagonal arterial is 135D, so we took the modal 120,000 yen per sqm. It matches the figure we measured in the same oaza on 1 September 2026.

Locating the road price

Street values touching Oaza Shimoyasumatsu on sheet 34091 range from 110D to 135D. The lowest, 110D, still gives 91.9 per cent; the highest, 135D, gives 101.4 per cent. Sheet 34090 to the west carries a multiplier zone and the Shimoyasumatsu-Higashi land readjustment area (individually assessed), where the lowest published figure is 105D — even that yields 90.1 per cent. Errors in the position estimate do not change the conclusion.

On-site check from photos

We opened five images: two exteriors, the floor plan, a wide shot including the frontage road, and a 3x enlargement of the right-hand boundary. The road is a paved residential street, and the concrete apron runs to it without a step. The eastern boundary carries only a single course of concrete block (one standard unit, 20 cm high) with mesh fencing, and the neighbouring ground sits at much the same level, so the retaining height is about 0.2 m. We found no retaining wall, slope, sloping ground or stepped approach, and the plot is not a flag lot.

Effective land area

Kenbiya states in its guide to listings that land areas are given net of any private-road burden, so we did not deduct again. The remarks give the measurement method as surveyed. There is no mention of a private-road burden, sloping portion or flag-lot pole, and the photographs show a regular plot fronting the road directly with no pole. We therefore used the published 158.13 sqm as the effective land area.

Building valuation assumptions

Completed in May 2026, the building is nought years old, so none of the 22-year statutory life for timber construction has yet been depreciated. The full 220,000 yen per sqm x 95.64 sqm = 21,040,800 yen sits in the valuation, which is 53 per cent of the total. Because the building carries that much weight, the assessed ratio will fall faster with age than on a land-heavy property.

What We Could Not Confirm

  • The listing records frontage only as "one side", without direction or width. The photographs show the plot meeting a paved residential street with no step, but we could not confirm the width itself.
  • With no lot number published, the exact position of the site is an estimate triangulated from two stations. The representative land value does not move within that margin of error, but a lot number would settle it.
  • The property is vacant and the listing gives no rent or gross yield (enquiries only). Anyone treating it as an income property would need to establish an expected rent separately.
  • This is unit 2 of "Tokorozawa Shimoyasumatsu Phase 3, two new houses"; Kenbiya's "2 units in total" refers to the development as a whole. The listing says nothing about the status of the other house.
  • In a Category I low-rise exclusive residential zone at 50 per cent site coverage and 80 per cent floor area ratio, the ceiling on floor area is about 126.5 sqm. That leaves roughly 31 sqm over the current 95.64 sqm, so there is limited room to extend.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

SEKI
6 min walk from the station

A drugstore about 410 m from the property.

Source
Gyomu Super
8 min walk from the station

A grocery supermarket about 600 m from the property.

Source
7-Eleven
9 min walk from the station

A convenience store about 680 m from the property.

Source

Neighborhood ② Dining Near the Station

Nagomino Coffee & Table
8 min walk from the station

A cafe about 560 m from the property.

Source
Denny's
9 min walk from the station

A family restaurant about 670 m from the property.

Source

About This Property

A newly built detached house in Oaza Shimoyasumatsu, Tokorozawa City, a 15-minute walk from Higashi-Tokorozawa Station on the JR Musashino Line. Completed in May 2026, the two-storey timber house offers 158.13 sqm of land (about 47.8 tsubo) and 95.64 sqm of floor area as a 3LDK. Kiyose Station on the Seibu Ikebukuro Line is also 24 minutes on foot, giving a choice of two lines. The Category I low-rise exclusive residential zone allows 50 per cent site coverage and 80 per cent floor area ratio; the building sits small on its plot, with a full-width concrete apron providing parking for several cars. Against the 41.8 million yen asking price the assessed value comes to 95.7 per cent, made up of 18.97 million yen of land and 21.04 million yen of building. Because the house is new, none of the building value has yet depreciated, and the building accounts for 53 per cent of the total - the defining feature of this property. With a 22-year statutory life for timber construction, that building value falls by roughly 960,000 yen a year. It holds its assessed value differently from a land-heavy property, which is worth bearing in mind.

Estimated Financing

Assessed value ¥40,016,400 → estimated loan ¥40,010,000 (98% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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