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[Assessed 85.8%] Detached house in Kawaguchi City, Saitama — 10 min from Mimanumadai-Shinsuikoen Sta.
Assessed 85.8%Detached houseKawaguchi City, SaitamaMimanumadai-Shinsuikoen Sta. 10 min walk

[Assessed 85.8%] Detached house in Kawaguchi City, Saitama — 10 min from Mimanumadai-Shinsuikoen Sta.

Published: Sep 10, 2026Updated: Sep 10, 2026

Property Overview

LocationKawaguchi City, Saitama
Nearest StationNippori-Toneri Liner Mimanumadai-Shinsuikoen Sta.
Walk10 min walk
Assessed Ratio85.8%Assessed 85.8%
Price¥30,500,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2020 (6 years old)
Land Area99.22㎡
Building Area86.11㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥30,500,000View listing

Assessed Value Breakdown

Land assessed value¥12,402,500
Building assessed value¥13,777,600
Total assessed value¥26,180,100
Asking price¥30,500,000
Assessed ratio85.8%

Calculation basis

  • Land = road price ¥125,000/m² × land area 99.22m²
  • Building = replacement cost ¥220,000/m² × floor area 86.11m² × remaining life 16y ÷ statutory life 22y
  • Built Aug 2020 (6 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.2%
YearRoad price (JPY/m²)YoY
2024120,000
2025125,000+4.2%
2026125,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The area around this property has no published street value, so we first confirmed the absence against the multiplier table and four valuation sheets, then narrowed the position by distance from the station on the sheet and applied the lowest neighbouring band. We opened all five listing photographs to check steps and boundaries.

Locating the road price

Oaza Higashi-Hongo falls inside the Shingo Tobu No. 2 land readjustment area, where the National Tax Agency's 2026 multiplier table for Kawaguchi City (page 6) marks residential land, paddy, field, forest and moorland all as "individually assessed", with no published street value. Sheet 28129 is hatched almost throughout, as are the Oaza Higashi-Hongo portions of 28139, 28140 and 28151; we opened all four sheets to confirm. The unit value used below is therefore an estimate drawn from neighbouring bands, not a published figure.

View source
Locating the road price

With the address published only to the oaza level and no coordinates in the listing HTML, we narrowed the position by distance from the station on the sheet. Mimanumadai-Shinsuikoen Station sits at the lower right of sheet 28151, and 505-548 points to the southern edge of Oaza Higashi-Hongo at the Adachi Ward boundary works out to 808-877 m at roughly 1.6 m per point, or 10 to 11 minutes on foot. That matches the listing's 10 minutes, so we placed the property at the southern end of the readjustment area. Another Oaza Higashi-Hongo lies about 3 km north, but at some 37 minutes on foot it cannot be reconciled with 10 minutes.

Locating the road price

The published bands nearby are 165D and 160D on the Hongo line to the west, 130D-145D in Asuma-cho, Soka City to the east, and 125D-150D in Harimatsu 1-chome and Asuma-cho to the north-east. Following our rule of taking the lowest neighbouring band where no street value is published, we used 125,000 yen per sqm. The 130D to the east would give 87.5 per cent and the 165D to the west 98.9 per cent. The ratio only falls below 80 per cent under 107,059 yen per sqm, leaving 15 per cent of headroom against the figure we used.

Locating the road price

That said, the Oaza Higashi-Hongo about 3 km north (sheet 28128) does sit in a valued area at 100D-115D, and 110D would give 81.0 per cent while 105D would give 79.3 per cent - enough to reverse the conclusion. We did not take that band, as it is far from the site and in a different zoning, but the spread remains because this is an estimate. This property cannot be read with the same confidence as one based on a published street value.

On-site check from photos

We opened all five images (one exterior, one floor plan, three of local amenities). The exterior is shot from the frontage road, and the concrete apron runs from road to plot without a step. The side boundaries carry only timber fencing and a low kerb with the ground level on both sides, so nothing acts as a retaining structure. The entrance porch is a single tiled step of about 15 cm. We found no slope, sloping ground or stepped approach, and no sign of a flag lot. With only one site photograph, however, we could not check the rear of the plot or its back boundary.

Building valuation assumptions

Built in timber in August 2020, the house is 6 years old with 16 years left of the 22-year statutory life. That puts 220,000 yen per sqm x 86.11 sqm x 16/22 = 13,777,600 yen into the valuation, 53 per cent of the total. Because the building carries that much weight, the assessed ratio will fall faster with age than on a land-heavy property.

What We Could Not Confirm

  • No street value is published for this area, so the land unit value is an estimate using the lowest neighbouring band. The actual assessment would be settled by applying to the National Tax Agency for an individual valuation.
  • The frontage field is blank, with no direction or width given. The exterior photograph shows the plot meeting the road without a step, but we could not confirm the width itself.
  • With only one exterior photograph, we could not check the rear of the plot, the back boundary or the rear elevation of the house.
  • The house is occupied and the listing gives no rent or gross yield (enquiries only). Anyone treating it as an income property would need to establish an expected rent separately.
  • The zoning is quasi-industrial, so factories or warehouses may stand nearby. The surroundings need checking on site.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Tobu Store
3 min walk from the station

A grocery supermarket about 200 m from the property.

Source
7-Eleven
6 min walk from the station

A convenience store about 450 m from the property.

Source
Belx
7 min walk from the station

A grocery supermarket about 550 m from the property.

Source

Neighborhood ② Dining Near the Station

Jonathan's
8 min walk from the station

A family restaurant about 600 m from the property.

Source
Namiki
9 min walk from the station

A cafe about 650 m from the property.

Source

About This Property

A detached house in Oaza Higashi-Hongo, Kawaguchi City, a 10-minute walk from Mimanumadai-Shinsuikoen Station on the Nippori-Toneri Liner. Built in August 2020, the two-storey timber house is 6 years old, with 99.22 sqm of land (about 30.0 tsubo) and 86.11 sqm of floor area as a 3LDK. The zoning is quasi-industrial at 60 per cent site coverage and 200 per cent floor area ratio, and the concrete apron at the front takes one standard car. Against the 30.5 million yen asking price the assessed value comes to 85.8 per cent, made up of 12.40 million yen of land and 13.77 million yen of building. One caveat matters here. Oaza Higashi-Hongo lies inside the Shingo Tobu No. 2 land readjustment area, where the National Tax Agency publishes no street value and assesses land individually. The 125,000 yen per sqm we used is therefore an estimate taking the lowest of the neighbouring published bands, not a published figure. Those bands run from 125D to 165D: the 130D to the east would give 87.5 per cent, the 165D on the Hongo line to the west 98.9 per cent. Read 85.8 per cent as a conservative figure set at the bottom of that range.

Estimated Financing

Assessed value ¥26,180,100 → estimated loan ¥26,180,000 (86% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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