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[Assessed 86.4%] Detached house in Kawaguchi, Saitama — 10 min from Minami-Hatogaya Sta.
Assessed 86.4%Detached houseKawaguchi, SaitamaMinami-Hatogaya Sta. 10 min walk

[Assessed 86.4%] Detached house in Kawaguchi, Saitama — 10 min from Minami-Hatogaya Sta.

Published: Sep 10, 2026Updated: Sep 10, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Railway Line Minami-Hatogaya Sta.
Walk10 min walk
Assessed Ratio86.4%Assessed 86.4%
Price¥42,990,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area64.3㎡
Building Area114.85㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥42,990,000View listing

Assessed Value Breakdown

Land assessed value¥11,895,500
Building assessed value¥25,267,000
Total assessed value¥37,162,500
Asking price¥42,990,000
Assessed ratio86.4%

Calculation basis

  • Land = road price ¥185,000/m² × land area 64.3m²
  • Building = replacement cost ¥220,000/m² × floor area 114.85m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +15.6%
YearRoad price (JPY/m²)YoY
2024160,000
2025170,000+6.3%
2026185,000+8.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we checked the figures against the 2026 road-price map, four listing photographs and national elevation data.

Locating the road price

We traced the streets around block 2 of Minami-Hatogaya 8-chome on the 2026 road-price map (sheet 28135). The streets bounding the block to the north and south are both 190,000 yen per sqm, while the narrow north-south street to the west is 185,000 yen. Because the property fronts a narrow 3.8 m private road, we took the conservative 185,000 yen figure.

View source
Locating the road price

We put the listed coordinates (35.81929/139.7294) through the national reverse geocoder, confirmed they resolve to Minami-Hatogaya 8-chome, and matched them against block coordinates to place the property on the north side of block 2. Taking 190,000 yen would give 87.2 percent and the local low of 160,000 yen still gives 82.7 percent, so the choice does not change the outcome.

Rights and restrictions

The site faces a 3.8 m private road on the north. Although under 4 m wide, both the setback and private-road-burden fields are blank, and the listing says nothing about a share in the road or consent to excavate and pass. It is not stated that these are absent; the information is simply missing.

Building valuation assumptions

The 114.85 sqm floor area includes a built-in garage of 15.10 sqm, 13 percent of the total. The building assessment uses the listed floor area as published; recalculated on 99.75 sqm excluding the garage, the building value would be 21,945,000 yen and the assessed ratio 78.7 percent.

On-site check from photos

We examined four photographs (exterior, the parking area on the private-road side, the entrance and the site plan). Construction is under way and external works are unfinished. The concrete wall on the east boundary stands about 40 to 50 cm above the site, and the west boundary has two courses of block totalling about 40 cm, both under 0.5 m of retained height. Elevation data shows relief within 0.3 m across 60 m.

Effective land area

There is no private-road burden recorded, and both the site plan and the listing describe a regular plot with no flagpole strip or sloped portion, so the surveyed 64.30 sqm is used in full.

What We Could Not Confirm

  • For the 3.8 m private road on the north, the listing does not state whether a share in the road or written consent to pass and excavate is included. This needs confirming with the seller.
  • The site fronts a private road under 4 m wide, yet the setback field is blank. Whether a setback will be required on rebuilding needs confirming with the local authority.
  • The building assessment uses the listed 114.85 sqm including the 15.10 sqm garage. Excluding the garage gives 78.7 percent, so the treatment of the garage moves the property across the 80 percent line.
  • The remarks note that part of the adjoining land to the east has the form of a road but is private property and cannot be entered. The actual route of access should be checked on site.
  • Construction is still under way, so external works and the finished state of the front road may differ from the photographs.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Commodity Iida Minami-Hatogaya
2 min walk from the station

About 130 m in a straight line from the property. A food supermarket with fresh produce and prepared meals, the mainstay for daily shopping.

Source
7-Eleven Minami-Hatogaya
3 min walk from the station

About 200 m in a straight line from the property. A 24-hour convenience store for immediate needs.

Source
Lawson Kawaguchi Kamiaoki
6 min walk from the station

About 450 m in a straight line from the property, on the opposite side from the station.

Source

Neighborhood ② Dining Near the Station

Anrakutei Kawaguchi Kamiaoki
9 min walk from the station

About 650 m in a straight line from the property. A family-oriented yakiniku chain restaurant.

Source
Katsuhanatei Kawaguchi
9 min walk from the station

About 670 m in a straight line from the property. A set-meal restaurant specialising in tonkatsu.

Source

About This Property

A newly built detached house in Minami-Hatogaya 8-chome, Kawaguchi, Saitama, a 10-minute walk from Minami-Hatogaya Station on the Saitama Railway Line. Hatogaya Station on the same line is 21 minutes on foot. The line runs through to the Tokyo Metro Namboku Line at Akabane-Iwabuchi, giving a direct ride towards Oji, Iidabashi and Meguro.

Two points deserve attention up front. The first is the front road: the site faces a 3.8 m private road on the north. Although this is under 4 m wide, the listing leaves both the setback and private-road-burden fields blank, and says nothing about whether a share in the private road or consent to excavate and pass is included. Building confirmation has been issued (No. KSI26-312051039) and construction is under way, so buildability itself is evidenced, but as this affects future rebuilding and utility work, please confirm the share and the consent documents with the seller.

The second is the floor area. The 114.85 sqm floor area includes a built-in garage of 15.10 sqm, or 13 percent of the total. This site uses the listed floor area as published for the building assessment, so the garage is valued at the same unit rate as living space. Calculated on 99.75 sqm excluding the garage, the building value would be 21,945,000 yen and the assessed ratio would fall to 78.7 percent. This property sits across the 80 percent line depending on how the garage is treated.

The house is a three-storey wooden 4LDK built in September 2026, on 64.30 sqm of land (surveyed). The land is freehold, the category is residential land, and the zoning is Category 1 mid-to-high-rise exclusive residential (60 percent building coverage, 200 percent floor-area ratio). The 2026 road price is 185,000 yen per sqm, giving a land value of 11,895,500 yen. As the building is brand new, its full assessed value of 25,267,000 yen remains, so against the asking price of 42.99 million yen the assessed ratio is 86.4 percent. The road price rose 15.6 percent over three years, from 160,000 yen in 2024 to 185,000 yen in 2026.

Four listing photographs show the site level with the private road, with one or two steps (20 to 30 cm) up to the entrance. Boundary walls on the east and west are all under 0.5 m of retained height with essentially equal ground levels on both sides. Elevation data sampled at 49 points across 60 m shows relief within 0.3 m, and the site plan confirms a regular plot fronting the north road rather than a flagpole lot.

Estimated Financing

Assessed value ¥37,162,500 → estimated loan ¥37,160,000 (86% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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