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[Assessed 97.6%] Detached house in Kawagoe City, Saitama — 19 min from Shingashi Sta.
Assessed 97.6%Detached houseKawagoe City, SaitamaShingashi Sta. 19 min walk

[Assessed 97.6%] Detached house in Kawagoe City, Saitama — 19 min from Shingashi Sta.

Published: Sep 10, 2026Updated: Sep 10, 2026

Property Overview

LocationKawagoe City, Saitama
Nearest StationTobu Tojo Line Shingashi Sta.
Walk19 min walk
Assessed Ratio97.6%Assessed 97.6%
Price¥36,800,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area117.1㎡
Building Area107.44㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥36,800,000View listing

Assessed Value Breakdown

Land assessed value¥12,295,500
Building assessed value¥23,636,800
Total assessed value¥35,932,300
Asking price¥36,800,000
Assessed ratio97.6%

Calculation basis

  • Land = road price ¥105,000/m² × land area 117.1m²
  • Building = replacement cost ¥220,000/m² × floor area 107.44m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.2%
YearRoad price (JPY/m²)YoY
202497,000
2025100,000+3.1%
2026105,000+5.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we worked through the 2026 road-price sheets and all ten listing images, geocoding block numbers to establish which street the property actually fronts.

Locating the road price

Sunashinden 6-chome spans three road-price sheets, but the residential blocks under the street-address system are all clustered in the south-east of sheet 26146. We geocoded blocks 1 and 5 of Sunashinden 6-chome through the Geospatial Information Authority's address search and matched them against the block numbers printed on the sheet, confirming a scale of about 0.85 m per point before fixing the location. The resulting 1.36 km straight-line distance from Shingashi Station is consistent with the listed 19-minute walk.

View source
Locating the road price

Road prices in this block run from 96,000 to 105,000 yen per sqm. We took 105,000 yen, the modal value along the neighbourhood roads. The adjacent sheet carries a band of 130,000 to 145,000 yen, but that belongs to the separate districts of Fujima and Fujiwara-cho, so we did not use it. Even at the cheapest figure in the neighbourhood, 96,000 yen, the ratio is 94.8 percent, and at 100,000 yen it is 96.1 percent - the choice does not change the conclusion. The three-year trend is 97,000, 100,000 and 105,000 yen.

On-site check from photos

We opened all ten listing images and checked the perimeter of the site using the two actual exterior photographs and one of the road. Working from the original 640x480 images, we also enlarged the lower half of the exterior shot twofold to examine the site frontage. The boundary with the road is a concrete kerb only; compared against the 60 cm tyre diameter of the parked kei car, its height is under 0.15 m. The two steps at the entrance porch come to about 0.3 m against a 200 cm door height. On the western boundary the ground is at much the same level on both sides, so the fence there is not retaining any earth.

Effective land area

On this listing site the land area is defined as the area excluding any private road, and the listing states the area was surveyed. There is no private-road burden or setback noted, and the photographs show no flagpole access strip or sloped ground. As the plot is regular and fronts the road across its full width, the listed 117.10 sqm is used in full for the assessment.

Building valuation assumptions

Because completion is scheduled for September 2026, the building assessment survives in full. The wood-frame replacement cost of 220,000 yen per sqm multiplied by the 107.44 sqm floor area gives about 23.64 million yen, which is 66 percent of the total assessment. The listing does not state that the floor area includes a built-in garage, and the photographs show the parking space as a level area outside the building.

Rights and restrictions

The north-western half of this sheet - Sunakubo and Imafuku - is a multiplier-rate area where no road price is published, but we confirmed that the residential blocks of Sunashinden 6-chome do carry road prices and can therefore be valued this way. The leasehold-ratio symbol is D in all three years, above the E-and-below band we exclude.

What We Could Not Confirm

  • The frontage field reads only "one side" and gives neither the road width nor its classification. The building confirmation has been obtained and the photograph suggests roughly 5 to 6 m, but the exact width and whether a setback is required need confirming.
  • The property does not appear in SUUMO's list of new-build houses in Kawagoe City, so we could not corroborate the road width on another site.
  • The house is unfinished, with handover set for October 2026. The interior and exterior finishes cannot be checked until completion.
  • Both the gross yield and the expected rent are withheld (available on enquiry), so the listing gives no basis for a rental return.
  • No coordinates are given in the listing; the location was fixed by geocoding block numbers. The lot number itself is not disclosed.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Tobu Store Shingashi
1 min walk from the station

A supermarket about 75 m in a straight line from Shingashi Station. The distance is calculated from OpenStreetMap coordinates.

Source
Yaoko Kawagoe Imafuku
22 min walk from the station

A supermarket about 1.1 km in a straight line from the centre of the chome, on the opposite side from the station. The distance is calculated from OpenStreetMap coordinates.

Source
7-Eleven (Shingashi Station area)
5 min walk from the station

A convenience store about 380 m in a straight line from Shingashi Station. The distance is calculated from OpenStreetMap coordinates.

Source

Neighborhood ② Dining Near the Station

Cafe de CRIE Tobu Shingashi Station
1 min walk from the station

A cafe about 64 m in a straight line from Shingashi Station. The distance is calculated from OpenStreetMap coordinates.

Source
Sukiya Kawagoe Suwacho
20 min walk from the station

A beef-bowl chain restaurant about 1.3 km in a straight line from the centre of the chome. The distance is calculated from OpenStreetMap coordinates.

Source
@FARM Cafe
23 min walk from the station

About 750 m in a straight line from the centre of the chome - the closest cafe to the property in this area. The distance is calculated from OpenStreetMap coordinates.

Source

About This Property

A newly built detached house in Sunashinden 6-chome, Kawagoe City, Saitama, a 19-minute walk from Shingashi Station on the Tobu Tojo Line. The land measures 117.10 sqm (surveyed) and the building 107.44 sqm, wood-frame over two storeys. Completion is scheduled for September 2026 with handover in October 2026. It is a single-unit development and the building confirmation (No. 25UDI1W-Ken-14333) has already been obtained.

The land is the centre of the valuation. Sunashinden 6-chome spans three road-price sheets, but the residential blocks under the street-address system are all clustered in the south-east of sheet 26146. Road prices there range from 96,000 to 105,000 yen per sqm, and we adopted 105,000 yen, the modal value along the neighbourhood roads. The three-year trend is 97,000 yen (2024), 100,000 yen (2025) and 105,000 yen (2026) - a continued rise. The land assessment comes to about 12.30 million yen.

Because the house is new, the building assessment survives in full. The wood-frame replacement cost of 220,000 yen per sqm multiplied by the 107.44 sqm floor area gives about 23.64 million yen. Together the assessment is roughly 35.93 million yen, or 97.6 percent of the 36.8 million yen asking price. Even at the cheapest figure in the neighbourhood, 96,000 yen, the ratio would be 94.8 percent, and at 100,000 yen it would be 96.1 percent - the choice of representative value does not change the conclusion.

On the site itself. Of the ten listing images, two are actual photographs of the exterior and one of the road in front - not CG renderings of a sample plan. The boundary with the road is a concrete kerb only, and the parking space is entered directly from the road. The entrance porch has two steps, about 0.3 m, and the western boundary with the neighbour is a timber fence on two courses of block with the ground at much the same level on both sides. There is no retaining wall of the 1 m or more that we treat as a disqualifier, no step of 1 m or more from the road, and no stepped access. The plot is regular in shape and fronts the road across its full width - not a flagpole lot.

Some caveats. The frontage field reads only "one side" and gives neither the road width nor its classification. The building confirmation has been obtained, so the site does front a legally recognised road, and the photograph suggests a paved local street of roughly 5 to 6 m, but the exact width and whether a setback is required need confirming with the seller or agent. The house is also not yet finished, so the interior and exterior finishes cannot be checked until completion. With the road price rising for three consecutive years and the building assessment surviving in full on a new build, the numbers here are on the solid side.

Estimated Financing

Assessed value ¥35,932,300 → estimated loan ¥35,930,000 (98% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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