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[Assessed 86.8%] Detached house in Tokorozawa, Saitama — 15 min from Higashi-Tokorozawa Sta.
Assessed 86.8%Detached houseTokorozawa, SaitamaHigashi-Tokorozawa Sta. 15 min walk

[Assessed 86.8%] Detached house in Tokorozawa, Saitama — 15 min from Higashi-Tokorozawa Sta.

Published: Sep 13, 2026Updated: Sep 13, 2026

Property Overview

LocationTokorozawa, Saitama
Nearest StationJR Musashino Line Higashi-Tokorozawa Sta.
Walk15 min walk
Assessed Ratio86.8%Assessed 86.8%
Price¥35,900,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2026 (0 years old)
Land Area86.98㎡
Building Area88.19㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥35,900,000View listing
SUUMO¥35,900,000View listing

Assessed Value Breakdown

Land assessed value¥11,742,300
Building assessed value¥19,401,800
Total assessed value¥31,144,100
Asking price¥35,900,000
Assessed ratio86.8%

Calculation basis

  • Land = road price ¥135,000/m² × land area 86.98m²
  • Building = replacement cost ¥220,000/m² × floor area 88.19m² × remaining life 22y ÷ statutory life 22y
  • Built Aug 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.0%
YearRoad price (JPY/m²)YoY
2024125,000
2025130,000+4.0%
2026135,000+3.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than copying the listing, we checked two 2026 road-price sheets and the listing photos and plot plan to verify the representative road price, how the garage counts in the floor area, and the road frontage and ground levels.

Locating the road price

We traced the neighbourhood roads of Higashi-Tokorozawa 4-chome on the 2026 road-price maps (sheets 34055 and 34067). The northern half of the chome is a 135,000 yen network and the southern half 140,000 yen; we used 135,000 yen, which has more routes, and the walking time and block layout also point to the northern half. The southern band gives 88.0 percent and even the 145,000 yen arterial on the east edge 89.2 percent, so the conclusion holds. Three-year trend: 125,000 (2024), 130,000 (2025), 135,000 (2026). Leasehold ratio symbol D.

View source
Building valuation assumptions

Completed at the end of August 2026, the house retains the full 22-year statutory life for wood, so the building is valued at 220,000 yen per sqm x 88.19 sqm. The floor area includes an 11.17 sqm ground-floor garage; excluding it (77.02 sqm) the ratio becomes 79.9 percent.

On-site check from photos

We checked the SUUMO photos of the front road, the exterior and the overall plot plan. The lot is level with the 6 m road on the north and the garage floor is at road level. The neighbours to the east and west are the two other units of the same development at the same level, with no wall or retaining wall on the boundaries. The plot plan shows three rectangular lots each fronting the north road directly; not a flag-shaped lot or a terrace.

Effective land area

There is no private-road burden and the plot plan shows no access strip, so we used the listed 86.98 sqm as the assessable land area as is.

Listing check

The same property is listed on Kenbiya (twice, as a rental house) and on SUUMO (two agents). We did not open the Kenbiya listings for budget reasons; details and photos come from SUUMO. The projected rent and yield have not been checked.

What We Could Not Confirm

  • Excluding the garage (11.17 sqm) from the building valuation brings the ratio to 79.9 percent, so the result straddles 80 percent depending on the method.
  • The lot number is not published, so which road-price band (northern or southern half of the chome) the lot fronts is inferred from the walking time to the station.
  • The south (rear) boundary does not appear in the photos; please confirm on site.
  • The projected rent and yield in the Kenbiya rental-house listing have not been confirmed.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Higashi-Tokorozawa 3-chome
8 min walk from the station

A convenience store about 640 m from the property according to the listing.

Source
Super Ozam Higashi-Tokorozawa
12 min walk from the station

A supermarket about 970 m from the property according to the listing.

Source
Yaoko Higashi-Tokorozawa
18 min walk from the station

A supermarket about 1420 m from the property according to the listing.

Source

Neighborhood ② Dining Near the Station

Yakidango Nomura Shoten
8 min walk from the station

A dango shop roughly 660 m in a straight line from the centroid of Higashi-Tokorozawa 4-chome (not from the property, whose lot has not been pinpointed). Location checked on OpenStreetMap.

Source
Ramen Chin Chin Chin (near Higashi-Tokorozawa)
10 min walk from the station

A ramen shop roughly 760 m in a straight line from the centroid of Higashi-Tokorozawa 4-chome (not from the property, whose lot has not been pinpointed). Location checked on OpenStreetMap.

Source
Anrakutei (near Higashi-Tokorozawa)
11 min walk from the station

A yakiniku restaurant roughly 890 m in a straight line from the centroid of Higashi-Tokorozawa 4-chome (not from the property, whose lot has not been pinpointed). Location checked on OpenStreetMap.

Source

About This Property

Unit B of a three-house new-build development in Higashi-Tokorozawa 4-chome, Tokorozawa, Saitama, 15 minutes on foot from Higashi-Tokorozawa Station on the JR Musashino Line (18 minutes in another agent's listing). A two-storey wooden 4LDK house completed at the end of August 2026, with 88.19 sqm of registered floor area (including an 11.17 sqm built-in garage on the ground floor) on an 86.98 sqm lot, priced at 35.9 million yen. A flat, regular-shaped lot inside a land readjustment area, fronting a 6 m road directly on the north with no private-road burden. Category 1 residential zone (60 percent coverage, 200 percent floor-area ratio), freehold, available immediately. Design and construction housing performance evaluations obtained, seismic grade 3, city gas and mains sewerage. Listed on Kenbiya as a rental house and on SUUMO as a new-build house.

The assessed ratio is 86.8 percent. As a new build the full 22-year statutory life remains, so the building is assessed at about 19.40 million yen (220,000 yen per sqm x 88.19 sqm). For the land we used 135,000 yen per sqm, the most frequent band among the neighbourhood roads of Higashi-Tokorozawa 4-chome, giving about 11.74 million yen for 86.98 sqm; the total is about 31.14 million yen. The neighbourhood roads in the southern half of the chome are 140,000 yen (88.0 percent) and even the 145,000 yen band on the Olympic Road along the east edge gives 89.2 percent, so the ratio stays above 80 percent in every case. Three-year trend: 125,000 (2024), 130,000 (2025), 135,000 (2026), a rise of 8 percent in two years.

Caution: the 88.19 sqm floor area includes an 11.17 sqm ground-floor garage (12.7 percent). Our formula values the whole floor area, but if the garage is excluded (77.02 sqm) the building comes to about 16.94 million yen and the ratio to 79.9 percent, just under 80 percent. The building value decides the outcome here; the land alone is 32.7 percent.

We checked the SUUMO photos of the front road, the exterior and the overall plot plan. The lot is level with the 6 m asphalt road on the north, the built-in garage floor is at road level and the entrance porch has one or two steps (about 30 cm). The neighbours to the east and west are units A and C of the same development at the same level, with no wall or retaining wall on the boundaries. The plot plan shows three rectangular lots each fronting the north road directly, so this is not a flag-shaped lot, an access-strip lot or a terrace. The south (rear) boundary does not appear in the photos. The listing gives no restaurants, so those below are shown by straight-line distance from the chome's centroid.

Estimated Financing

Assessed value ¥31,144,100 → estimated loan ¥31,140,000 (87% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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