積算100
[Assessed 137.2%] Detached house in Fujimi, Saitama — 9 min from Tsuruse Sta.
Assessed 137.2%Detached houseFujimi, SaitamaTsuruse Sta. 9 min walk

[Assessed 137.2%] Detached house in Fujimi, Saitama — 9 min from Tsuruse Sta.

Published: Sep 17, 2026Updated: Sep 17, 2026

Property Overview

LocationFujimi, Saitama
Nearest StationTobu Tojo Line Tsuruse Sta.
Walk9 min walk
Assessed Ratio137.2%Assessed 137.2%
Price¥5,800,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 1969 (57 years old)
Land Area43㎡
Building Area41.25㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥5,800,000View listing

Assessed Value Breakdown

Land assessed value¥7,955,000
Building assessed value¥0
Total assessed value¥7,955,000
Asking price¥5,800,000
Assessed ratio137.2%

Calculation basis

  • Land = road price ¥185,000/m² × land area 43m²
  • Building = replacement cost ¥220,000/m² × floor area 41.25m² × remaining life 0y ÷ statutory life 22y
  • Built Feb 1969 (57 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.7%
YearRoad price (JPY/m²)YoY
2024175,000
2025180,000+2.9%
2026185,000+2.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than copying the listing, we traced every local street in Tsuruse-nishi 2-chome across three FY2026 road price map sheets and checked road access and the relationship with the neighbouring house from the athome exterior photo, plot plan and floor plan.

Locating the road price

We traced all local streets in Tsuruse-nishi 2-chome on three FY2026 road price map sheets (26220, 26226, 26225). Local streets range from 145,000 to 225,000 yen/sqm and the most common value, 185,000 yen, is used; the commercial bands in front of the station were excluded. The block number is undisclosed, but the 9-minute walk points to the western part of the district, and even its 145,000-175,000 yen bands give at least 107.5%. The three-year trend is 175,000, 180,000, 185,000 yen, up about 5.7%.

View source
Rights and restrictions

The road-access field says 'southeast 2.8 m private road' while the plot plan note says 'about 2.8 m Article 42-2 road (city road)', and the plot plan shows the setback strip between lot and road as third-party owned. We read it as fronting the deemed-road portion of an Article 42-2 road, but the share and consent for passage and excavation if private, and rebuilding eligibility, cannot be confirmed from the listing. The registered land category is forest.

On-site check from photos

We checked the single athome exterior photo, the plot plan and the floor plan, enlarging the junction with the left neighbour. The front road is a flat paved street with no step or stepped access and no retaining wall. The right neighbour is clearly separate; the left neighbour's wall is very close, but a gap between the upper walls, different roof height and wall finish, and windows on that side in the floor plan led us to judge it a separate building. With only one photo, a split terrace house cannot be ruled out, and no other site lists the house to supplement the photos.

Effective land area

Because the plot plan places the setback strip outside the lot (third-party owned), the listed 43.00 sqm is used as is. There is no private-road burden or flag-shaped access. At 60% coverage the building footprint is limited to about 25.8 sqm.

What We Could Not Confirm

  • The listing and plot plan disagree on whether the frontage is a private road or an Article 42-2 road, and the setback strip is stated to be third-party owned. If private, the share and passage/excavation consent must be checked; if an Article 42-2 road, the treatment at rebuilding.
  • The house stands very close to the neighbour on the left, and a single photo cannot rule out a split terrace house. On-site confirmation is needed.
  • The registered land category is forest while the site is in residential use; whether a change of category is needed and its cost should be confirmed.
  • The block number is undisclosed and the road price is the district's most common value of 185,000 yen; depending on location the ratio ranges from 107.5% to 137.2%.
  • The 5.8 million yen price is below the land value at the district's lowest road price; the reasons (road access, the adjoining house, land category, demolition) should be confirmed with the broker.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Tobu Store (Tsuruse Station)
1 min walk from the station

Supermarket in front of Tsuruse Station, about 460 m in a straight line from the centre of the block (OpenStreetMap).

Source
Big-A (Tsuruse Station)
1 min walk from the station

Discount supermarket in front of the station, about 560 m from the centre of the block (OpenStreetMap).

Source
Ministop (near Tsuruse-nishi 2-chome)
6 min walk from the station

Convenience store about 40 m from the centre of the block (OpenStreetMap).

Source

Neighborhood ② Dining Near the Station

Sukiya (Tsuruse Station)
1 min walk from the station

Beef-bowl chain in front of the station, about 380 m from the centre of the block (OpenStreetMap).

Source
Hidakaya (Tsuruse Station)
1 min walk from the station

Chinese noodle chain in front of the station, about 380 m from the centre of the block (OpenStreetMap).

Source
Gyoza no Manshu (Tsuruse Station)
1 min walk from the station

Chinese restaurant chain in front of the station, about 530 m from the centre of the block (OpenStreetMap).

Source

About This Property

A used detached house in Tsuruse-nishi 2-chome, Fujimi City, Saitama, a 9-minute walk from Tsuruse Station on the Tobu Tojo Line. It sits in a flat residential area on the Musashino plateau west of the station; OpenStreetMap data shows a Tobu Store and Big-A supermarket in front of the station and a convenience store about 40 m from the centre of the block. Ikebukuro is roughly 30 minutes from Tsuruse on the Tojo Line.

The building is a two-storey wooden 3DK built in February 1969 (57 years old) with 41.25 sqm of floor area on a compact 43.00 sqm (registered) lot; it is vacant and the handover date is negotiable. Freehold, Category 1 medium-to-high-rise residential zone (60% coverage / 160% floor-area ratio), which limits the building footprint to about 25.8 sqm. The registered land category is forest, so a change of land category may be needed. ⚠️ The listing's road-access field says 'southeast 2.8 m private road' while the plot plan note says 'about 2.8 m Article 42-2 road (city road)', and the plot plan marks the setback strip between the lot and the road as owned by a third party. We read this as fronting the deemed-road portion of an Article 42-2 road, but if it is a private road the share and consent for passage and excavation are needed, and rebuilding eligibility must be checked. ⚠️ In the photo the house stands very close to the neighbour on the left; on enlargement there is a gap and the roof height and wall finish differ, so we judge it a separate building, but with only one photo the possibility of a split terrace house cannot be ruled out. The price is 5.8 million yen.

The FY2026 inheritance-tax road price is 185,000 yen/sqm (map sheet 26226), the most common band on local streets in Tsuruse-nishi 2-chome. The block number is undisclosed, but the 9-minute walk suggests the western part of the district, where the bands are 145,000-175,000 yen. Multiplied by 43.00 sqm, the land assessment is 7,955,000 yen; the 57-year-old building counts as zero, for an assessed ratio of 137.2%. Even the district's lowest band of 145,000 yen gives 107.5%. The road price has risen about 5.7% over three years (175,000, 180,000, 185,000 yen).

The 5.8 million yen price is below even the land value calculated at the district's lowest road price (6,235,000 yen), so rather than a bargain it should be read as a price that reflects the road-access rights, the adjoining neighbour, the land category and the need for demolition after 57 years. Photos show no step between the front road and the site and no retaining wall or stepped access. Before considering a purchase we recommend confirming on site that the road qualifies under Article 42-2, how the setback strip is treated, and that the house is not a terrace.

Estimated Financing

Assessed value ¥7,955,000 → estimated loan ¥5,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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