積算100
[Assessed 100.9%] Detached house in Midori Ward, Sagamihara, Kanagawa — 19 min from Aihara Sta.
Assessed 100.9%Detached houseMidori Ward, Sagamihara, KanagawaAihara Sta. 19 min walk

[Assessed 100.9%] Detached house in Midori Ward, Sagamihara, Kanagawa — 19 min from Aihara Sta.

Published: Sep 18, 2026Updated: Sep 18, 2026

Property Overview

LocationMidori Ward, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Aihara Sta.
Walk19 min walk
Assessed Ratio100.9%Assessed 100.9%
Price¥38,990,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2026 (0 years old)
Land Area123.01㎡
Building Area97.71㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥38,990,000View listing

Assessed Value Breakdown

Land assessed value¥17,836,450
Building assessed value¥21,496,200
Total assessed value¥39,332,650
Asking price¥38,990,000
Assessed ratio100.9%

Calculation basis

  • Land = road price ¥145,000/m² × land area 123.01m²
  • Building = replacement cost ¥220,000/m² × floor area 97.71m² × remaining life 22y ÷ statutory life 22y
  • Built Aug 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.5%
YearRoad price (JPY/m²)YoY
2024130,000
2025135,000+3.8%
2026145,000+7.4%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than taking the listing at face value, we traced every local road in Aihara 4-chome on the 2026 rosenka map, checked road access and level differences in the Kenbiya and SUUMO photos and plot plan, and tested the private-road share, which the three sites treat differently, against the floor-area ratio.

Locating the road price

On the 2026 rosenka maps (sheets 78018 and 78026) we traced every local road in Aihara 4-chome: 3 segments at 125,000 yen/sqm, 6 at 135,000, about 9 at 140,000, about 14 at 145,000 and 3 at 150,000-155,000. The most frequent value, 145,000 yen/sqm, is the representative value; the arterial Kubosawa road (175,000) is excluded. The three-year trend is 130,000 -> 135,000 -> 145,000. The 4.5 m private road the lot fronts carries no rosenka value, so we apply the band of the 4 m public road on the north side of the development. From the listing's facility distances (nursery 64 m, elementary school 270 m) the lot sits in the blocks south-east of the nursery, where every surrounding road is 145,000 yen/sqm. Even the lowest band in the chome, 125,000 yen/sqm, gives 94.6%.

View source
Effective land area

We use the full 123.01 sqm. For the 34.21 sqm private-road share (237 sqm x 1/7 + 2.19 sqm x 1/6) SUUMO says it is included in the land area, but Kenbiya by definition shows land area net of private road and HOME'S lists the same 123.01 sqm with no private-road note. Since 97.71 sqm / 123.01 sqm = 79.4% fits the 80% floor-area ratio, while treating the road as included would imply 110% and contradict the building confirmation, we judge 123.01 sqm to be the net plot. Deducting 34.21 sqm would give 88.2%.

Building valuation assumptions

A two-story wooden house completed in August 2026, valued as 0 years old with the full 22-year statutory life remaining. The 97.71 sqm floor area contains no built-in garage (the two parking spaces are open), and the area and completion date agree across Kenbiya, SUUMO and HOME'S.

On-site check from photos

We checked four exterior photos and the floor plan among Kenbiya's ten images, plus SUUMO's site photo including the front road and the overall plot plan. The lot is level with the concrete-paved private road in front, with no step other than the two or three porch steps (about 40-50 cm). The ground is level with Building 1 to the north and the neighbors to the south and west, with no wall acting as a retaining structure; no retaining wall, stepped access or slope is visible. It is a regular lot, not a flag lot, and a detached house, not a row house.

Listing check

The same property is listed on SUUMO as "Aihara (Midori Ward Aihara 5th Phase)" (Asahi Tochi Tatemono, 39.99 million yen) and on LIFULL HOME'S (ME PLUS Machida, 38.99 million yen, published 14 June 2026); we use the lowest price of 38.99 million yen. All three listings state freehold and none mentions non-rebuildable status or disclosure items. The Kenbiya listing was updated on 15 September 2026.

What We Could Not Confirm

  • The lot does not abut a public road directly; it fronts a 4.5 m private road (development road) shared by seven lots. Since a building confirmation was issued the road is presumably a road under the Building Standards Act, but its classification (designated road or Article 42-1-2 road) and whether passage and excavation consent exists are not stated in the listing and need to be confirmed with the broker.
  • The listings differ on whether the 34.21 sqm private-road share is inside or outside the 123.01 sqm land area. We treat it as outside (no deduction, 100.9%) based on the floor-area ratio, but deducting it would give 88.2%.
  • The photos show the east, north and south sides of the lot; the west (rear) boundary could not be checked. As the site is in a regulated residential land development area, whether there is a retaining wall or level difference on the west side needs an on-site check.
  • The lot number is not disclosed, so the location is estimated from the listing's facility distances (nursery 64 m, elementary school 270 m). Identifying the exact lot requires an inquiry to the broker.
  • Kenbiya lists the house as a rental house, but no expected rent or yield is given.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Sagamihara Nihonmatsu 4-chome
15 min walk from the station

About 410 m from the property according to the listing. The nearest convenience store to Aihara 4-chome.

Source
Super Sanwa Nishi-Hashimoto
18 min walk from the station

About 1,604 m from the property according to the listing. A neighborhood supermarket focused on groceries.

Source
Lawson Sagamihara Aihara
14 min walk from the station

About 580 m in a straight line from the centroid of Aihara 4-chome. A convenience store on Machida-kaido.

Source

Neighborhood ② Dining Near the Station

Bamiyan Nishi-Hashimoto
15 min walk from the station

Aihara 2-34-2. A Chinese family restaurant about 400 m in a straight line from the centroid of Aihara 4-chome.

Source
Ogawa-ryu Nihonmatsu (ramen)
14 min walk from the station

Aihara 5-4-68. A ramen shop known for tsukemen, about 360 m in a straight line from the centroid of Aihara 4-chome.

Source

About This Property

A newly built detached house in Aihara 4-chome, Midori Ward, Sagamihara, Kanagawa, a 19-minute walk (about 1,463 m) from Aihara Station on the JR Yokohama Line. Hashimoto Station (Keio Sagamihara Line / JR Yokohama Line) is also reachable on foot in 32 minutes or by a 13-minute bus ride plus a 6-minute walk from the Nihonmatsu stop. The listing cites Aihara Nursery School (64 m), Aihara Elementary School (270 m), 7-Eleven Sagamihara Nihonmatsu 4-chome (410 m) and Shinmachi Kindergarten (716 m). The site is in a Category 1 low-rise residential zone (building coverage 50%, floor-area ratio 80%) and is subject to an Article 22 fire-prevention designation, the Sagamihara landscape plan, the Cultural Properties Protection Act, the residential land development regulation (regulated development area), a height limit and shadow regulations.

This is Building 2 of the two-house development "Aihara 5th Phase". It is a two-story wooden 3LDK with walk-in closet (19.4-tatami LDK) completed in August 2026, floor area 97.71 sqm on 123.01 sqm of land; building confirmation No. 25UDI1S-14725. Freehold, no setback required. Frontage is on one side only, a 4.5 m concrete-paved private road shared by seven lots (co-ownership share 237 sqm x 1/7 + 2.19 sqm x 1/6 = 34.21 sqm); the lot does not abut a public road directly. There is no built-in garage, just two open parking spaces. Kenbiya lists it as a rental house but gives no rent or yield; it is effectively a new single-family home. The same property appears on SUUMO (39.99 million yen) and LIFULL HOME'S (38.99 million yen, published 14 June 2026); we use the lowest price, 38.99 million yen.

For the assessed value we traced every local road in Aihara 4-chome on the 2026 rosenka map (sheet 78018) and took the most frequent value, 145,000 yen/sqm (leasehold ratio symbol D). Land comes to about 17.84 million yen and the brand-new building to about 21.50 million yen, a total of about 39.33 million yen or 100.9% of the 38.99 million yen price. ⚠️ The listings disagree on how the 34.21 sqm private-road share is treated: SUUMO says it is "included in the land area", whereas Kenbiya by definition shows land area net of private road and HOME'S lists the same 123.01 sqm without any private-road note. Because 97.71 sqm / 123.01 sqm = 79.4% fits within the 80% floor-area ratio, we treat 123.01 sqm as the net building plot and do not deduct. Even if 34.21 sqm were deducted, the ratio would be 88.2%.

Five Kenbiya photos plus SUUMO's site photo and plot plan show the lot level with the private road in front, with no step other than the two or three entrance-porch steps (about 40-50 cm); the ground is level with the neighbors to the north (Building 1), south and west, and no retaining wall, stepped access or slope is visible. It is a regular-shaped lot, not a flag lot and not a row house. Vacant, immediate handover, brokered by ME PLUS Machida. The adjacent Building 1 (42.99 million yen, assessed 90.9%) is offered by the same seller at the same time.

Estimated Financing

Assessed value ¥39,332,650 → estimated loan ¥38,990,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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