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[Assessed 90.8%] Detached house in Ageo, Saitama — 13 min from Kita-Ageo Sta.
Assessed 90.8%Detached houseAgeo, SaitamaKita-Ageo Sta. 13 min walk

[Assessed 90.8%] Detached house in Ageo, Saitama — 13 min from Kita-Ageo Sta.

Published: Sep 17, 2026Updated: Sep 18, 2026

Property Overview

LocationAgeo, Saitama
Nearest StationJR Takasaki Line Kita-Ageo Sta.
Walk13 min walk
Assessed Ratio90.8%Assessed 90.8%
Price¥38,990,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 2026 (0 years old)
Land Area106.67㎡
Building Area105.16㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥38,990,000LowestView listing
Kenbiya¥39,990,000View listing

Listed prices differ between sites — a price cut may not be reflected everywhere yet. The lowest listed price is used as the price in this article.

Assessed Value Breakdown

Land assessed value¥12,267,050
Building assessed value¥23,135,200
Total assessed value¥35,402,250
Asking price¥38,990,000
Assessed ratio90.8%

Calculation basis

  • Land = road price ¥115,000/m² × land area 106.67m²
  • Building = replacement cost ¥220,000/m² × floor area 105.16m² × remaining life 22y ÷ statutory life 22y
  • Built Mar 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.5%
YearRoad price (JPY/m²)YoY
2024110,000
2025115,000+4.5%
2026115,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we traced every local road in Sengendai 2-chome on the 2026 rosenka map, examined three Kenbiya photos plus four site photos and the plot plan from the same property's SUUMO listing, and used the Geospatial Information Authority's 5 m elevation data to check for retaining walls and level differences.

Locating the road price

On the 2026 rosenka maps (sheets 38139 and 38132) we traced every local road in Sengendai 2-chome. Sheet 38139 has about ten segments at 115,000 yen/sqm, five at 110,000 and two at 120,000; sheet 38132 has four at 120,000, two at 115,000 and one at 125,000, so we took the most frequent figure, 115,000 yen/sqm, as the representative value. The commercial values along Benten-dori and the bands in neighbouring Nakatsuma 2-chome, Sengendai 1-chome and Kasuga 1-chome were excluded as different in character. Over three years the band moved 110,000 → 115,000 → 115,000 yen/sqm. The lot number is not disclosed; SUUMO's map coordinates point to the area around block 8 of Sengendai 2-chome (±50 m). The road matching a south-east-facing site is either the 115,000 yen/sqm road between blocks 8 and 9 or the 110,000 yen/sqm road between block 8 and blocks 6-7; the lower band still gives 96.9%, and the highest band in the district (125,000) gives 100.6%.

View source
Listing check

The same property is listed on SUUMO (Home Trade Center Omiya, 35.99 million yen, price updated 14 September 2026) and Kenbiya (Suncity Home Omiya, 39.99 million yen); we use the lowest price of 35.99 million yen. At Kenbiya's price the assessed ratio would be 88.5%. Land 106.67 sqm, building 105.16 sqm, a 4.5 m public road on the south-east, no private-road burden and freehold title all match across both listings, and SUUMO's plot plan confirms a regular lot of 8.956 m frontage by about 11.9 m depth.

Building valuation assumptions

A newly built two-storey wooden house completed in March 2026, so the building enters the assessment with its full 22-year statutory life. Parking is two cars side by side outdoors with no built-in garage, so the 105.16 sqm floor area contains no garage. SUUMO shows long-term quality housing certification, BELS, a design housing performance evaluation, ZEH-level performance and the building confirmation number HPA-25-13003-1.

On-site check from photos

We examined three Kenbiya photos (interior, exterior, floor plan) and SUUMO's four site photos and plot plan. The parking pad is level with the road (kerb about 10 cm), the entrance porch has three steps (about 0.5-0.6 m), the south-west boundary is a low wall of about 0.4-0.5 m with the ground level on both sides, and the north-east neighbour is at the same level; no retaining walls, stair access or slopes appear. The Geospatial Information Authority's 5 m elevation mesh puts the surrounding blocks on flat ground at 17.3-18.5 m, away from the terrace edge of Sengendai. Both neighbours are separate existing houses, so this is not a terraced house.

What We Could Not Confirm

  • The rear (north-west) boundary does not appear in any photo, so we could not confirm whether there is a retaining wall or level difference there. As the site is in a residential-land development regulation area, an on-site check is needed.
  • The lot number is not disclosed; the location is estimated as around block 8 from SUUMO's map coordinates (±50 m). Whether the frontage road is in the 115,000 or 110,000 yen/sqm band is unconfirmed, and identifying the lot requires an enquiry to the agent.
  • The listed prices differ by 4 million yen: 35.99 million on SUUMO and 39.99 million on Kenbiya. We calculate on the lowest price; at Kenbiya's price the assessed ratio is 88.5%.
  • Kenbiya lists the property as a rental house but gives no expected rent or yield. It is being sold as a single-family new build, so any rental income would need to be estimated from local market rents.
  • Two floor area ratios (180% and 100%) are shown, with a limit based on the 4.5 m frontage road noted in the listing. The ceiling for rebuilding or extension needs to be confirmed with the city.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Super Yaohiro Sengendai
10 min walk from the station

Sengendai 2-1-1; the listing gives it as a 6-minute walk from the property. A local supermarket chain with four stores in Ageo, open 9:30-19:30 (closed Wednesdays).

Source
Lawson Ageo Sengendai 3-chome
11 min walk from the station

The listing gives it as a 3-minute walk from the property; the nearest convenience store to Sengendai 2-chome.

Source
Belc Ageo Kasuga
12 min walk from the station

About 240 m in a straight line from the centre of Sengendai 2-chome. A large supermarket open 9:00-24:00 with parking for 265 cars.

Source

Neighborhood ② Dining Near the Station

Kura Sushi Kita-Ageo
10 min walk from the station

Sengendai 2-10-1; a conveyor-belt sushi restaurant about 200 m in a straight line from the centre of Sengendai 2-chome.

Source
Torisai Kita-Ageo
10 min walk from the station

Sengendai 1-22-10; a chicken and karaage restaurant about a 10-minute walk from Kita-Ageo Station and about 210 m in a straight line from the centre of Sengendai 2-chome.

Source

About This Property

A newly built detached house in Sengendai 2-chome, Ageo City, Saitama, a 13-minute walk from Kita-Ageo Station on the JR Takasaki Line. From Ageo Station it is a 6-minute bus ride to the Benzai-iriguchi stop and a 13-minute walk; Okegawa Station is about 3 km by car. The listing gives nearby facilities as Lawson Ageo Sengendai 3-chome (3 min walk), the Yaohiro Sengendai supermarket (6 min), Oishi Junior High School (13 min) and Oishi Elementary School (19 min). Zoning is Category 1 residential (partly Category 1 low-rise exclusive residential) with a 60% building coverage ratio and 180% floor area ratio (limited by the frontage road width), plus landscape-law regulations, a designated residential-land development regulation area, a maximum height limit, shadow regulations and a Building Standards Act Article 22 zone.

This is Building No. 1 of "KIP Ageo Sengendai Phase 2": a two-storey wooden 4LDK completed in March 2026 with a floor area of 105.16 sqm (surveyed) on 106.67 sqm of land (surveyed). Freehold, no private-road burden; the site fronts a 4.5 m public asphalt road on its south-east side only, and the plot plan shows a regular rectangle of 8.956 m frontage by about 11.9 m depth. Parking is two cars side by side outdoors; there is no built-in garage. The listing shows long-term quality housing certification, BELS, a design housing performance evaluation, Flat 35S eligibility and ZEH-level performance; the building confirmation number is HPA-25-13003-1, and the house is vacant and available for immediate handover. Kenbiya lists it as a rental house but gives no rent or yield; it is being sold as a single-family new build. The same property is listed on SUUMO (Home Trade Center Omiya, 35.99 million yen, price updated 14 September 2026) and Kenbiya (Suncity Home Omiya, 39.99 million yen); we use the lowest price of 35.99 million yen.

For the assessed value we traced every local road in Sengendai 2-chome on the 2026 rosenka maps (sheets 38139 and 38132) and took the most frequent figure, 115,000 yen/sqm (leasehold ratio D), as the representative value. Land comes to about 12.27 million yen and the zero-year-old building to about 23.14 million yen, a total of about 35.40 million yen, or 98.4% of the 35.99 million yen price. The lot number is not disclosed, so we cannot confirm whether the frontage road is in the 115,000 band or the neighbouring 110,000 band, but even at 110,000 yen/sqm the ratio is 96.9%, and at the highest band in the district (125,000) it is 100.6%; the conclusion does not change. At Kenbiya's 39.99 million yen price the ratio would be 88.5%.

In the three Kenbiya photos and SUUMO's four site photos and plot plan, the parking pad is level with the road (a kerb of about 10 cm), the entrance porch has three steps (about 0.5-0.6 m), the south-west boundary is a low wall of about 0.4-0.5 m with the ground level on both sides, and the north-east neighbour is also at the same level; we found no retaining walls, stair access or slopes. The Geospatial Information Authority's 5 m elevation mesh puts the surrounding blocks on flat ground at 17.3-18.5 m, and the terrace edge of Sengendai is not near the property. The lot is regular, not a flag lot and not a terraced house, but the rear (north-west) boundary does not appear in any photo and the site lies in a residential-land development regulation area, so any level difference there needs to be checked on site.

Estimated Financing

Assessed value ¥35,402,250 → estimated loan ¥35,400,000 (91% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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