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[Assessed 85%] Detached house in Kawaguchi, Saitama — 10 min from Minami-Hatogaya Sta.
Assessed 85%Detached houseKawaguchi, SaitamaMinami-Hatogaya Sta. 10 min walk

[Assessed 85%] Detached house in Kawaguchi, Saitama — 10 min from Minami-Hatogaya Sta.

Published: Sep 17, 2026Updated: Sep 19, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Minami-Hatogaya Sta.
Walk10 min walk
Assessed Ratio85%Assessed 85%
Price¥46,990,000
TypeDetached house
StructureWooden
BuiltBuilt Jun 2026 (0 years old)
Land Area71.96㎡
Building Area119.81㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥46,990,000View listing
Kenbiya¥46,990,000View listing

Assessed Value Breakdown

Land assessed value¥13,577,400
Building assessed value¥26,358,200
Total assessed value¥39,935,600
Asking price¥46,990,000
Assessed ratio85%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 119.81m² × remaining life 22y ÷ statutory life 22y
  • Built Jun 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +15.2%
YearRoad price (JPY/m²)YoY
2024165,000
2025180,000+9.1%
2026190,000+5.6%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we traced every local road in Hatogaya-Midoricho 2-chome on the 2026 rosenka map, found the street address in another agent's listing to pin down the block, and checked for retaining walls, level differences and shared walls using SUUMO's three site photos and plot plan, Kenbiya's exterior photo and the Geospatial Information Authority's 5 m elevation data.

Locating the road price

On the 2026 rosenka maps (sheets 28146 and 28135) we traced every local road in Hatogaya-Midoricho 2-chome. Most of blocks 1-18 on sheet 28135 are at 190,000 yen/sqm (one segment each at 165,000 and 160,000), and sheet 28146 has two segments at 190,000 and one each at 185,000 and 195,000, so we took the most frequent figure, 190,000 yen/sqm, as the representative value. Over three years the road the property fronts moved 170,000 → 180,000 → 190,000 yen/sqm and the modal band 165,000 → 180,000 → 190,000. Another agent's SUUMO listing gives the street address as Hatogaya-Midoricho 2-20-8; matching price, land and building areas confirmed it as the same property, pinning it to block 20. The road on the west side of the block (the frontage) is 190,000 yen/sqm, with 185,000 to the north, 195,000 to the east and 225,000 to the south, so the frontage band equals the modal value. Even the lowest band in the district, 160,000 yen/sqm, gives 80.4%.

View source
Effective land area

SUUMO states that the 71.96 sqm land area includes about 0.5 sqm of agreed passage along the neighbouring boundary (a right of way is to be registered), so we assess the land on 71.46 sqm after deducting it. Without the deduction the ratio is 85.2%, so the conclusion does not change. Kenbiya's land area excludes private roads by definition; there is no private-road burden and the site fronts a 4 m public road on the west directly.

Building valuation assumptions

A newly built three-storey wooden house completed in June 2026, so the building enters the assessment with its full 22-year statutory life. The ground-floor built-in garage (about 14.07 sqm) is 11.7% of the 119.81 sqm floor area; our calculation keeps it in the floor area, but calculating the building on 105.74 sqm without the garage gives 78.4%, below 80%. Kenbiya's "3 units in total" refers to the three-building development; this property is a single detached house, Building No. 1.

On-site check from photos

We examined SUUMO's three site photos (including the frontage road) and plot plan and one Kenbiya exterior photo. The frontage road is flat, and the garage floor and entrance are almost level with it. Three identical three-storey houses stand in a row, but gaps between them and independent side walls show they are not terraced houses. The northern and southern neighbours are at the same ground level with only low boundary fences, and no retaining walls, stair access or slopes appear. The Geospatial Information Authority's 5 m elevation mesh shows flat low ground at 1.3-2.1 m around the site.

What We Could Not Confirm

  • The rear (east) boundary does not appear in any photo, so we could not confirm whether there is a retaining wall or level difference there. As the site is in a residential-land development regulation area, an on-site check is needed.
  • The site is on low ground at 1.3-2.1 m along the Shiba River; the flood hazard zone designation (river and inland flooding) and expected inundation depth should be checked on Kawaguchi City's hazard map.
  • Excluding the built-in garage (about 14.07 sqm, 11.7% of the floor area) from the building calculation gives an assessed ratio of 78.4%, below 80%. The garage area is given as approximate in the listing, and the exact figure needs to be confirmed in the building confirmation documents.
  • The listed prices differ by 1 million yen: 46.99 million on SUUMO and 47.99 million on Kenbiya. We calculate on the lowest price; at Kenbiya's price the assessed ratio is 83.2%.
  • Kenbiya lists the property as a rental house but gives no expected rent or yield. It is being sold as a single-family new build, so any rental income would need to be estimated from local market rents.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Kawaguchi Hatogaya-Midoricho 1-chome
9 min walk from the station

Hatogaya-Midoricho 1-2; the listing gives it as a 2-minute walk from the property, and it is about 50 m in a straight line from the centre of block 20 of Hatogaya-Midoricho 2-chome.

Source
My Basket
8 min walk from the station

The listing gives it as a 4-minute walk from the property. A small Aeon-group supermarket for everyday groceries and daily goods.

Source
Commodi Iida Hatogaya
8 min walk from the station

About 240 m in a straight line from the centre of block 20 of Hatogaya-Midoricho 2-chome. A local supermarket with fresh food.

Source

Neighborhood ② Dining Near the Station

Katsuya Kawaguchi Minami-Hatogaya
1 min walk from the station

Minami-Hatogaya 4-1-21; a tonkatsu and katsudon restaurant a 1-minute walk from Minami-Hatogaya Station and about 690 m in a straight line from the centre of block 20.

Source
Anrakutei Nakai
1 min walk from the station

Minami-Hatogaya 5-1-1; a yakiniku restaurant right by Exit 1 of Minami-Hatogaya Station and about 640 m in a straight line from the centre of block 20.

Source

About This Property

A newly built detached house in Hatogaya-Midoricho 2-chome (block 20), Kawaguchi City, Saitama, a 10-minute walk from Minami-Hatogaya Station on the Saitama Rapid Railway. From Nishi-Kawaguchi Station on the JR Keihin-Tohoku Line it is a 12-minute bus ride to the Hatogaya-Midoricho stop and a 2-minute walk; Kawaguchi-Motogo Station is about 2.3 km by car. The listing gives nearby facilities as a 7-Eleven (2 min walk), a My Basket supermarket (4 min), Maeda-Nishi Park (5 min), Minami-Hatogaya Elementary School (9 min), Saitama Kosei Hospital (9 min) and a Matsumoto Kiyoshi drugstore (10 min). Zoning is Category 1 medium-to-high-rise exclusive residential (partly Category 1 residential) with a 60% building coverage ratio and 160% floor area ratio (limited by the frontage road width), plus landscape-law regulations, a designated residential-land development regulation area, a Building Standards Act Article 22 zone and the city landscape ordinance.

This is Building No. 1 of "LIGARE Kawaguchi Hatogaya-Midoricho Phase 1, 3 units": a three-storey wooden 4LDK completed in June 2026 with a floor area of 119.81 sqm on 71.96 sqm of land. Freehold, no private-road burden; the site fronts a 4 m public asphalt road on its west side only. On the plot plan it is the northernmost of the three lots (6.20 m frontage), and the land area includes about 0.5 sqm of agreed passage along the neighbouring boundary (a right of way is to be registered). A built-in garage of about 14.07 sqm on the ground floor accounts for 11.7% of the floor area. The listing shows a 10-year defect warranty, a 20-year ground warranty and ZEH-level performance; the building confirmation number is KBI-YKH26-10-0036 and others, and the house is vacant and available for immediate handover. Kenbiya lists it as a rental house with "3 units in total", but that refers to the three-building development; this property is a single detached house, Building No. 1. No rent or yield is given. The same property is listed on SUUMO (Home Trade Center Urawa, 46.99 million yen, price updated 14 September 2026; Toho House and Myhome list it at the same price) and Kenbiya (Suncity Home Omiya, 47.99 million yen); we use the lowest price of 46.99 million yen.

For the assessed value we traced every local road in Hatogaya-Midoricho 2-chome on the 2026 rosenka maps (sheets 28146 and 28135) and took the most frequent figure, 190,000 yen/sqm (leasehold ratio D), as the representative value. Another agent's listing gives the address as 2-20-8, which pins down block 20, and the road on the west side of that block, which the property fronts, is also 190,000 yen/sqm. Land is assessed on 71.46 sqm after deducting the 0.5 sqm of agreed passage, about 13.58 million yen, and the zero-year-old building at about 26.36 million yen, a total of about 39.94 million yen, or 85.0% of the 46.99 million yen price (85.2% without the 0.5 sqm deduction). The built-in garage is kept in the floor area for the assessment, but if the building is calculated on 105.74 sqm excluding the roughly 14.07 sqm garage, the ratio falls to 78.4%, below 80%. At Kenbiya's 47.99 million yen price the ratio is 83.2%.

In SUUMO's three site photos and plot plan and Kenbiya's exterior photo, the frontage road is flat and the garage floor and entrance are almost level with it (less than 0.2 m). Three identical three-storey houses stand in a north-south row, but there are gaps between them and the side walls are independent, so these are not terraced houses sharing a wall. The northern neighbour (an existing two-storey house) and the southern neighbour are both at the same ground level with only low boundary fences, and we found no retaining walls, stair access or slopes. The Geospatial Information Authority's 5 m elevation mesh puts the surrounding blocks on flat low ground at 1.3-2.1 m along the Shiba River, so there is no level difference, but the low elevation means the flood hazard zone should be checked. The rear (east) boundary does not appear in any photo.

Estimated Financing

Assessed value ¥39,935,600 → estimated loan ¥39,930,000 (85% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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