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[Assessed 86.3%] Detached house in Kawaguchi, Saitama — 12 min from Araijuku Sta.
Assessed 86.3%Detached houseKawaguchi, SaitamaAraijuku Sta. 12 min walk

[Assessed 86.3%] Detached house in Kawaguchi, Saitama — 12 min from Araijuku Sta.

Published: Sep 17, 2026Updated: Sep 17, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Araijuku Sta.
Walk12 min walk
Assessed Ratio86.3%Assessed 86.3%
Price¥18,000,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1969 (57 years old)
Land Area129.49㎡
Building Area45.76㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥18,000,000View listing
SUUMO¥18,000,000View listing

Assessed Value Breakdown

Land assessed value¥15,538,800
Building assessed value¥0
Total assessed value¥15,538,800
Asking price¥18,000,000
Assessed ratio86.3%

Calculation basis

  • Land = road price ¥120,000/m² × land area 129.49m²
  • Building = replacement cost ¥220,000/m² × floor area 45.76m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1969 (57 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024110,000
2025115,000+4.5%
2026120,000+4.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we traced every district road in Oaza Angyo-Jirin across seven 2026 route-price map sheets, checked the level difference and the position relative to the expressway in the SUUMO listing's road photos, and recorded the power-line restriction as stated.

Locating the road price

On the 2026 route-price maps (sheet 28077 and six others) we traced every district road in Oaza Angyo-Jirin; 120,000 yen/sqm appears on about 25 segments and is the most frequent, so it is the representative value. The property's block, west of the Shuto Expressway Kawaguchi Line, is likely in the 130,000-140,000 band, which would give 93-100%. The same band moved from 110,000 (2024) to 115,000 (2025) to 120,000 yen (2026).

View source
Rights and restrictions

According to the listing, about 50 sqm of the site is under high-voltage lines, where structures and bamboo planting are prohibited. Our assessment does not deduct this area, so the figure is higher than the usable land would suggest; deducting it gives a ratio of about 53%.

Effective land area

We used the registered 129.49 sqm as is. The co-owned shares in ten public-road parcels (1/26 each, 40.65 sqm in total) are fractional shares read as separate parcels and were not deducted again. There is no mention of sloping or flagpole portions; the site is flat and regular.

On-site check from photos

The Kenbiya listing only showed neighbourhood photos, so we checked four road and exterior photos from the SUUMO listing of the same property. The roughly 4 m paved road and the plot are level, with no step or stairs. The lattice-topped block wall on the east boundary has the same ground level on both sides and is not a retaining wall; the wooded vacant lot to the north shows no retaining wall or slope. The expressway viaduct visible at the east end of the road also helped fix the location.

Building valuation assumptions

The two-storey wooden house (registered 45.76 sqm) built in January 1969 is 57 years old, far beyond its statutory life, so the building is valued at zero and the assessment rests on the land. The ground-floor salon space is unregistered and its area is unknown.

What We Could Not Confirm

  • The exact position and extent of the roughly 50 sqm under the power lines is not shown in the listing; how it affects building or parking layout needs confirmation on site or with the broker.
  • The ground-floor hair-salon space is unregistered and its area and structure are not stated.
  • A sewer pipe is connected to the site but the house currently uses a septic tank; the need for and cost of connection work are not stated.
  • No lot number is given; the route-price location relies on the listing's coordinates and the expressway viaduct seen in the photos. If the site were east of the expressway the band would be 105,000 yen and the ratio 75.5%.
  • Arrangements for managing the co-owned public-road parcels (1/26 shares) are not stated.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Kawaguchi Angyo-Jirin Kita
14 min walk from the station

About 145 m from the property (360 m per listing). Nearest convenience store.

Source
Seiyu Kawaguchi Akayama
7 min walk from the station

About 420 m from the property (500 m per listing). Supermarket toward Araijuku Station, with a Matsumotokiyoshi drugstore.

Source
AEON Style Kawaguchi
1 min walk from the station

About 1,040 m from the property. Large supermarket in front of Araijuku Station.

Source

Neighborhood ② Dining Near the Station

Saizeriya Kawaguchi Akayama
3 min walk from the station

About 1,200 m from the property. Italian family restaurant toward Araijuku Station.

Source
Hanaya Yohei Kawaguchi Akayama
4 min walk from the station

About 1,270 m from the property. Japanese family restaurant toward Araijuku Station.

Source
Marugame Seimen Kawaguchi Akayama
6 min walk from the station

About 1,320 m from the property. Udon restaurant toward Araijuku Station.

Source

About This Property

A detached house built in 1969 in Oaza Angyo-Jirin, Kawaguchi City, a 12-minute walk from Araijuku Station on the Saitama Rapid Railway. The neighbourhood lies west of the Shuto Expressway Kawaguchi Line and south of the Tokyo Gaikan Expressway; a Seiyu supermarket, a 7-Eleven and Angyo-Jirin Kami Park are within about a five-minute walk, and Jirin Elementary School is about 550 m away. Trains from Araijuku run through onto the Namboku Line into central Tokyo without a change.

The land is a flat, regular plot of 129.49 sqm (registered) fronting a 4 m public road on the south-east for 16 m. The building is a two-storey wooden 4DK with a registered floor area of 45.76 sqm, plus an unregistered hair-salon space on the ground floor. Freehold, category-2 residential zone (60% coverage, 160% floor-area ratio), city gas. The house is vacant and handover is by negotiation.

For the assessment we traced every district road in Oaza Angyo-Jirin across seven route-price map sheets for 2026 and took the most frequent band, 120,000 yen/sqm (120D). The land alone comes to about 15.54 million yen, 86.3% of the 18 million yen price. The 57-year-old building is beyond its statutory life and is not valued. The same band rose 5,000 yen a year from 110,000 (2024) to 115,000 (2025) and 120,000 (2026). The block the property sits on is likely in the 130,000-140,000 band, which would give 93-100%.

Note: about 50 sqm of the site lies under high-voltage power lines, where building and bamboo planting are prohibited to protect the lines. Following our assessment rules we did not deduct this area, so the usable land is smaller than the valuation suggests; deducting it brings the ratio down to about 53%. The co-owned shares in ten public-road parcels (1/26 each, 40.65 sqm in total) are treated as separate parcels. A sewer connection exists on site but the house currently uses a septic tank, and together with the unregistered salon space these are points to confirm before purchase.

Estimated Financing

Assessed value ¥15,538,800 → estimated loan ¥15,530,000 (86% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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