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[Assessed 84.9%] Detached house in Kawaguchi, Saitama — 20 min from Warabi Sta.
Assessed 84.9%Detached houseKawaguchi, SaitamaWarabi Sta. 20 min walk

[Assessed 84.9%] Detached house in Kawaguchi, Saitama — 20 min from Warabi Sta.

Published: Sep 17, 2026Updated: Sep 17, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationJR Keihin-Tohoku Line Warabi Sta.
Walk20 min walk
Assessed Ratio84.9%Assessed 84.9%
Price¥37,000,000
TypeDetached house
StructureLight steel frame
BuiltBuilt Apr 1983 (43 years old)
Land Area146.09㎡
Building Area111.32㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥37,000,000View listing
SUUMO¥37,000,000View listing

Assessed Value Breakdown

Land assessed value¥31,409,350
Building assessed value¥0
Total assessed value¥31,409,350
Asking price¥37,000,000
Assessed ratio84.9%

Calculation basis

  • Land = road price ¥215,000/m² × land area 146.09m²
  • Building = replacement cost ¥220,000/m² × floor area 111.32m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1983 (43 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.3%
YearRoad price (JPY/m²)YoY
2024195,000
2025205,000+5.1%
2026215,000+4.9%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we traced every district road in Shibafuji 1-chome on two 2026 route-price map sheets, narrowed the property's position using the listing coordinates and distances to the station and elementary school, and checked the level relative to the road in the SUUMO listing's exterior photos.

Locating the road price

On the 2026 route-price maps (sheets 28094 and 28095) we traced every district road in Shibafuji 1-chome; 215,000 yen/sqm appears on 11 segments and is the most frequent, so it is the representative value. However, that band is concentrated in the western half, while the roads around the property's block in the eastern half carry 190,000-210,000 yen. Using the fronting band gives 75-83%, and the 2025 mode of 205,000 gives 80.9%, so the choice straddles 80%. The same road moved from 195,000 (2024) to 205,000 (2025) to 215,000 yen (2026).

View source
Effective land area

We used the listed 146.09 sqm as is. There is no private-road burden; the plot is regular, fronts a 6.3 m public road on the west, and no sloping or flagpole portion is mentioned.

Building valuation assumptions

The two-storey light-gauge steel house (111.32 sqm) built in April 1983 is 43 years old, beyond the 22-year statutory life, so the building is valued at zero and the assessment rests on the land alone.

On-site check from photos

The Kenbiya listing had no photos, so we checked three exterior photos and a garden photo from the SUUMO listing of the same property. The entrance approach is a concrete slab almost level with the road, with a porch step of about 30 cm. The south garden is flat and the boundary block wall has the same ground level on both sides, so it is not a retaining wall. There are no retaining walls, stepped access or slopes, and 5 m elevation data shows flat surroundings.

Listing check

The Kenbiya listing (registered 16 September 2026) and the SUUMO listing (updated 15 September) match on price, area, build date and walking time and come from the same Toho House group broker. The SUUMO feature text still says viewings are possible from late February, suggesting the property has been listed since before February 2026.

What We Could Not Confirm

  • The property's position in the eastern half of the district (around block 16) is inferred from the listing coordinates and distances to the station and school; no lot number is given. The west road it fronts has no route price, and the adjacent roads carry 190,000-210,000 yen.
  • There is no photo taken straight down the front road; the level difference is judged from the approach photo. The north boundary is also not photographed.
  • The listing start date is not stated, but the property may have been on the market since before February 2026.
  • Kenbiya lists parking as none, while the exterior photo shows a slab in front of the entrance where a car could be parked. Whether parking is actually possible needs confirmation.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Saitama Bunzo 5-chome
17 min walk from the station

About 230 m from the property. Nearest convenience store.

Source
Gourmet City Bunzo
19 min walk from the station

About 380 m from the property. Supermarket on the Bunzo side.

Source
Mami Mart Shibazono
7 min walk from the station

About 590 m from the property. Supermarket toward Warabi Station.

Source

Neighborhood ② Dining Near the Station

Ramen Kairikiya Warabi
20 min walk from the station

About 620 m from the property. Ramen restaurant.

Source
Hama Sushi Warabi Kitamachi
17 min walk from the station

About 680 m from the property. Conveyor-belt sushi.

Source
Matsuya Warabi Kitamachi
20 min walk from the station

About 630 m from the property. Beef-bowl chain.

Source

About This Property

A used detached house in Shibafuji 1-chome, Kawaguchi City, a 20-minute walk from Warabi Station on the JR Keihin-Tohoku Line. The flat residential area borders Bunzo in Saitama City's Minami Ward and Kitamachi in Warabi City; the listing also gives a 6-minute bus ride from Minami-Urawa Station to the Bunzo Elementary School stop plus an 8-minute walk, and a 5-minute bus from Kita-Toda Station plus 13 minutes on foot. A Mami Mart, a Gourmet City supermarket and convenience stores are nearby, and family restaurants and ramen shops cluster toward Warabi Station.

The land is a regular plot of 146.09 sqm (about 44 tsubo) fronting a 6.3 m public road on the west with no private-road burden. The building is a two-storey light-gauge steel 4LDK plus storeroom built in April 1983, with 111.32 sqm of floor area, south-facing, with a system kitchen and an LDK of 15 mats or more. Freehold, category-1 residential zone (60% coverage, 200% floor-area ratio), landscape-law, height-control and quasi-fire-prevention districts. Vacant; handover by negotiation.

For the assessment we traced every district road in Shibafuji 1-chome across two 2026 route-price map sheets and took the most frequent band, 215,000 yen/sqm (215D). The land alone comes to about 31.41 million yen, 84.9% of the 37 million yen price. The 43-year-old light-steel building exceeds its 22-year statutory life and is not valued. The same road rose from 195,000 yen in 2024 to 205,000 in 2025 and 215,000 in 2026, up 10.3% in two years.

Note: the 215,000 yen band is concentrated in the western half of the district (blocks 1-8), while the listing's coordinates and the distances to Bunzo Elementary School and Warabi Station place the property in the eastern half around block 16. The roads around the property carry 190,000-210,000 yen; using those bands gives 75-83%, and the 2025 mode of 205,000 yen gives 80.9%, so this is a borderline case where the choice of representative value straddles 80%. The listing's feature text still says viewings are possible from late February, suggesting it has been on the market since before February 2026.

Estimated Financing

Assessed value ¥31,409,350 → estimated loan ¥31,400,000 (85% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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