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[Assessed 84.8%] Detached house in Kawaguchi, Saitama — 16 min from Higashi-Urawa Sta.
Assessed 84.8%Detached houseKawaguchi, SaitamaHigashi-Urawa Sta. 16 min walk

[Assessed 84.8%] Detached house in Kawaguchi, Saitama — 16 min from Higashi-Urawa Sta.

Published: Sep 17, 2026Updated: Sep 17, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationJR Musashino Line Higashi-Urawa Sta.
Walk16 min walk
Assessed Ratio84.8%Assessed 84.8%
Price¥42,990,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2026 (0 years old)
Land Area93.95㎡
Building Area93.15㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥42,990,000View listing

Assessed Value Breakdown

Land assessed value¥15,971,500
Building assessed value¥20,493,000
Total assessed value¥36,464,500
Asking price¥42,990,000
Assessed ratio84.8%

Calculation basis

  • Land = road price ¥170,000/m² × land area 93.95m²
  • Building = replacement cost ¥220,000/m² × floor area 93.15m² × remaining life 22y ÷ statutory life 22y
  • Built Aug 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.7%
YearRoad price (JPY/m²)YoY
2024155,000
2025160,000+3.2%
2026170,000+6.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we traced every district road in Kitazono-cho on four 2026 route-price map sheets, checked the plot plan and site photo on Kenbiya (HOME'S investment mirror) for a flagpole portion and the level relative to the road, and valued the new building from its floor area.

Locating the road price

On the 2026 route-price maps (sheet 28039 and three others) we traced every district road in Kitazono-cho; 170,000 yen/sqm appeared on about 21 segments and 175,000 on about 22, almost equal. Where counts tie we take the lower value, so 170,000 yen is the representative figure. The 180,000-190,000 yen bands on arterial roads and the Zaike-cho boundary were excluded. The same road moved from 155,000 (2024) to 160,000 (2025) to 170,000 yen (2026).

View source
Building valuation assumptions

The two-storey wooden house (93.15 sqm) due for completion in August 2026 is treated as new and valued at about 20.49 million yen (replacement cost 220,000 yen/sqm x floor area x 22/22 years). The building makes up 56% of the assessment, so a smaller registered area after completion would lower the ratio accordingly.

Effective land area

We used the listed 93.95 sqm as is. On the plot plan, unit 1 is a regular plot 6.25 m wide and 15.03 m deep that, together with unit 2, fronts the 6.0 m municipal road on the north directly; there is no flagpole portion, private-road burden or setback.

On-site check from photos

Of the ten listing images on Kenbiya (HOME'S investment mirror) we checked the site photo, plot plan, floor plan and a neighbourhood photo. The vacant lot photographed from the north road is level with it apart from a kerb of about 15 cm, with no stepped access. The neighbouring houses to the east and west stand at the same ground level, and the block wall on the south boundary has the same level on both sides, so it is not a retaining wall. No retaining walls or slopes are visible.

Listing check

The Kenbiya and LIFULL HOME'S listings match on price, area and completion date and come from the same broker, HouseDo Hatogaya Sakashita-cho. The listing was first published on 14 June 2026, about three months ago. Kenbiya shows one unit in total, but the plot plan shows it is unit 1 of a two-unit development.

What We Could Not Confirm

  • No lot number is given; the position in the eastern part of the district is inferred from distances to nearby facilities. Even the lowest band in the district, 155,000 yen, gives 81.5%, so the ratio does not fall below 80% with location.
  • The property was unfinished at the time of listing, so the only site photo shows a vacant lot. The finished exterior and boundary treatment with neighbours have not been checked.
  • If the registered floor area after completion differs from the listed 93.15 sqm, the building valuation and ratio will change.
  • The route-price band of the fronting 6.0 m municipal road itself has not been identified.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Maruhiro Store
15 min walk from the station

210 m from the property per the listing. Nearest food supermarket.

Source
York Mart Yanagisaki
9 min walk from the station

510 m from the property per the listing. Supermarket toward Higashi-Urawa Station.

Source
Kakujo Gyorui Kawaguchi
15 min walk from the station

620 m from the property per the listing. Fresh fish specialist.

Source

Neighborhood ② Dining Near the Station

Yamada Udon Shokudo Yanagisaki
16 min walk from the station

About 340 m in a straight line from the district centroid. Udon and set-meal chain.

Source
Gatten Sushi Kawaguchi Yanagisaki
17 min walk from the station

About 380 m in a straight line from the district centroid. Conveyor-belt sushi.

Source
Jonathan's Higashi-Urawa
6 min walk from the station

About 660 m in a straight line from the district centroid. Family restaurant toward Higashi-Urawa Station.

Source

About This Property

A newly built detached house in Kitazono-cho, Kawaguchi City, a 16-minute walk from Higashi-Urawa Station on the JR Musashino Line. The flat residential area spreads along the west bank of the Shiba River; supermarkets such as Maruhiro Store, York Mart, Maruetsu and the fishmonger Kakujo Gyorui are within a few minutes' walk, and Zaike Elementary and Junior High Schools are about 600 m away. From Higashi-Urawa it is one stop to Minami-Urawa, with a change to the Keihin-Tohoku Line for central Tokyo.

This is unit 1 of a two-unit development. The land is a regular 93.95 sqm plot fronting a 6.0 m municipal road directly on the north, with no private-road burden or flagpole portion. The building is a two-storey wooden 4LDK (15.8-mat LDK and four bedrooms) with 93.15 sqm of floor area, scheduled for completion in August 2026 and not yet complete at the time of listing. Freehold, category-1 low-rise residential zone (60% coverage, 100% floor-area ratio), one car space, city gas, mains water and sewer.

For the assessment we traced every district road in Kitazono-cho on the 2026 route-price maps; 170,000 and 175,000 yen/sqm appeared almost equally often, so we took the lower, 170,000 yen (170D). Land of about 15.97 million yen plus the new wooden building valued at about 20.49 million yen (replacement cost 220,000 yen/sqm) gives about 36.46 million yen, 84.8% of the 42.99 million yen price. The same road rose from 155,000 yen in 2024 to 160,000 in 2025 and 170,000 in 2026, up 9.7% in two years.

Note: no lot number is given; the position in the eastern part of the district near the Shiba River is inferred from distances to nearby facilities. Even the district's lowest band of 155,000 yen gives 81.5%, and 175,000 gives 85.8%, so the conclusion does not depend on the exact location. Because the new building is valued directly from its floor area, the ratio will fall if the registered area after completion is below the listed 93.15 sqm. The listing was first published on 14 June 2026, about three months ago, which we note for the record.

Estimated Financing

Assessed value ¥36,464,500 → estimated loan ¥36,460,000 (85% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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