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[Assessed 86.3%] Detached house in Tokorozawa, Saitama — 19 min from Higashi-Tokorozawa Sta.
Assessed 86.3%Detached houseTokorozawa, SaitamaHigashi-Tokorozawa Sta. 19 min walk

[Assessed 86.3%] Detached house in Tokorozawa, Saitama — 19 min from Higashi-Tokorozawa Sta.

Published: Sep 17, 2026Updated: Sep 18, 2026

Property Overview

LocationTokorozawa, Saitama
Nearest StationJR Musashino Line Higashi-Tokorozawa Sta.
Walk19 min walk
Assessed Ratio86.3%Assessed 86.3%
Price¥35,800,000
TypeDetached house
StructureWooden
BuiltBuilt Aug 2026 (0 years old)
Land Area125.01㎡
Building Area91.5㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥35,800,000LowestView listing
Kenbiya¥36,800,000View listing

Listed prices differ between sites — a price cut may not be reflected everywhere yet. The lowest listed price is used as the price in this article.

Assessed Value Breakdown

Land assessed value¥10,748,400
Building assessed value¥20,130,000
Total assessed value¥30,878,400
Asking price¥35,800,000
Assessed ratio86.3%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 91.5m² × remaining life 22y ÷ statutory life 22y
  • Built Aug 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.3%
YearRoad price (JPY/m²)YoY
2024115,000
2025120,000+4.3%
2026120,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reprinting the listing, we traced every district road in Oaza Shimo-Yasumatsu on the 2026 route-price maps, read the width and depth of the access strip from the SUUMO overall plot plan to calculate the effective land area, and checked the level relative to the road in the site photos.

Locating the road price

On the 2026 route-price maps (sheets 34091 and 34090) we traced every district road in Oaza Shimo-Yasumatsu; 120,000 yen/sqm appears on eight segments and is the most frequent, so it is the representative value. The north-south road the property reaches carries 115,000 yen, one band lower, which gives 82.7%. The district spans eleven sheets, and even the lowest band of 105,000 yen gives 80.3%. The same road moved from 115,000 (2024) to 120,000 (2025) to 120,000 yen (2026).

View source
Effective land area

The SUUMO overall plot plan shows unit 5 as a flagpole plot reaching the new road through a strip 2.60 m wide and 13.63 m deep, so we deducted the 35.44 sqm strip from the listed 125.01 sqm and used 89.57 sqm as the effective land. Reconstructing the main plot from the plan's side lengths gives about 92 sqm, which with the strip matches the listed area within 2%. Without the deduction the ratio would be 95.5%.

Building valuation assumptions

The two-storey wooden house (91.5 sqm) due for completion in August 2026 is treated as new and valued at about 20.13 million yen (replacement cost 220,000 yen/sqm x floor area x 22/22 years). The building is 65% of the assessment, so a smaller registered area after completion would lower the ratio accordingly.

On-site check from photos

The Kenbiya listing mainly showed floor plans, so we checked two site photos from the SUUMO listing of the same development (units 4-6 from the new road, and unit 5 from its access strip) and the overall plot plan. The new road and each plot are at the same level, with no retaining walls, stepped access or slopes. Unit 5 stands behind a 2.6 m strip between units 6 and 4, and the boundaries along the strip are low blocks with the same ground level on both sides. 5 m elevation data also shows flat ground with only a very gentle slope.

Listing check

The Kenbiya listing (registered 16 September 2026) and the SUUMO listing match on price, area and layout. The completion date differs (June 2026 on SUUMO, August 2026 on Kenbiya), so we use the later date. The other units in the same development are priced at 41.8-45.8 million yen, and unit 5 is the cheapest.

What We Could Not Confirm

  • The strip width of 2.6 m and depth of 13.63 m are read from the plot plan; no survey drawing or breakdown of the registered area is in the listing. The ratio changes with the strip area.
  • The completion date differs between listings (June/August 2026), and if the registered floor area after completion differs from the listed 91.5 sqm the building valuation and ratio will change.
  • The fronting band (115,000 yen) is one step below the district mode, so the ratio ranges from 82.7% to 85.1% depending on the representative value.
  • Whether the 4.2 m new road is a designated road and whether any private-road share is attached are not stated.
  • No lot number is given; the location is inferred from the listing coordinates and the road shape on the plot plan.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Gyomu Super Higashi-Tokorozawa
6 min walk from the station

About 520 m in a straight line from the district centroid. Food supermarket toward Higashi-Tokorozawa Station.

Source
Drugstore Seki Shimo-Yasumatsu
16 min walk from the station

About 320 m in a straight line from the district centroid. Nearest drugstore.

Source

Neighborhood ② Dining Near the Station

Coffee & Table Nagomino
5 min walk from the station

About 780 m in a straight line from the district centroid. Cafe and diner toward Higashi-Tokorozawa Station.

Source
Pizza Hut Higashi-Tokorozawa
16 min walk from the station

About 630 m in a straight line from the district centroid. Pizza delivery.

Source
KoaCocoon
14 min walk from the station

About 760 m in a straight line from the district centroid. Cafe in Shimo-Yasumatsu.

Source

About This Property

A newly built detached house (unit 5 of a seven-unit development) in Oaza Shimo-Yasumatsu, Tokorozawa City, a 19-minute walk from Higashi-Tokorozawa Station on the JR Musashino Line. The flat residential area sits on the Musashino plateau, and Akitsu Station on the Seibu Ikebukuro Line is a 29-minute walk. A Gyomu Super, a drugstore and cafes are nearby, and the Higashi-Tokorozawa station area has commercial facilities including Tokorozawa Sakura Town.

The land measures 125.01 sqm (surveyed), but it is a flagpole plot that reaches a 4.2 m development road through a 2.6 m wide, 13.63 m long strip used as tandem parking for two cars. The building is a two-storey wooden 3LDK (19-mat LDK, walk-in closet) with 91.5 sqm of floor area, certified as a long-life quality house with a housing performance evaluation. Freehold, category-1 medium-to-high-rise residential zone (60% coverage, 200% floor-area ratio), city gas, vacant and available immediately.

For the assessment we traced every district road in Oaza Shimo-Yasumatsu on the 2026 route-price maps and took the most frequent band, 120,000 yen/sqm (120D). The land is valued on 89.57 sqm after deducting the 35.44 sqm strip, about 10.75 million yen; the new wooden building is valued at about 20.13 million yen at a replacement cost of 220,000 yen/sqm; the total of about 30.88 million yen is 83.9% of the 36.8 million yen price. Without the strip deduction it would be 95.5%. The same road was 115,000 yen in 2024 and 120,000 in both 2025 and 2026.

Note: the north-south road the property reaches carries 115,000 yen, one band below the district mode, which gives 82.7%. The district spans eleven map sheets; even the lowest band of 105,000 yen keeps the ratio at 80.3%, but the margin is small. The building accounts for 65% of the assessment, so a registered floor area below the listed 91.5 sqm after completion would lower the ratio. The completion date differs between listings: June 2026 on SUUMO and August 2026 on Kenbiya.

Estimated Financing

Assessed value ¥30,878,400 → estimated loan ¥30,870,000 (86% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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