積算100
[Assessed 82.9%] Apartment building in Kita Ward, Saitama — 12 min from Imaha Sta.
Assessed 82.9%Apartment buildingKita Ward, Saitama, SaitamaImaha Sta. 12 min walk

[Assessed 82.9%] Apartment building in Kita Ward, Saitama — 12 min from Imaha Sta.

Published: Aug 8, 2026Updated: Aug 8, 2026

Property Overview

LocationKita Ward, Saitama, Saitama
Nearest StationSaitama New Urban Transit Ina Line Imaha Sta.
Walk12 min walk
Assessed Ratio82.9%Assessed 82.9%
Price¥66,800,000
TypeApartment building
Expected Yield7.66%
StructureWooden
BuiltBuilt Aug 1988 (38 years old)
Land Area426㎡
Building Area301.84㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥66,800,000View listing

Assessed Value Breakdown

Land assessed value¥55,380,000
Building assessed value¥0
Total assessed value¥55,380,000
Asking price¥66,800,000
Assessed ratio82.9%

Calculation basis

  • Land = road price ¥130,000/m² × land area 426m²
  • Building = replacement cost ¥220,000/m² × floor area 301.84m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 1988 (38 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000
2025125,000+4.2%
2026130,000+4.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

Neighborhood ① Shopping Near the Station

Belc Saitama Yoshino Store
10 min walk from the station

A grocery supermarket in Yoshino-cho, Kita Ward, Saitama City. A 10-minute walk from Imaha Station, in the same Yoshino-cho as the property.

Source
Japan Meat Saitama Kita Store
8 min walk from the station

A grocery supermarket in Yoshino-cho, Kita Ward, Saitama City. An 8-minute walk from New Shuttle Higashi-Miyahara Station, or about 15 minutes from JR Miyahara Station.

Source
Yaoko Omiya Miyahara Store
16 min walk from the station

Open 9:00-22:00. A 6-minute walk from Higashi-Miyahara Station.

Source

About This Property

An apartment building in Yoshino-cho, Kita Ward, Saitama City, a 12-minute walk from Imaha Station on the Saitama New Urban Transit Ina Line, with Miyahara Station on the JR Takasaki Line also 16 minutes away. Belc Saitama Yoshino and Japan Meat Saitama Kita are both in Yoshino-cho, the same neighbourhood as the property.

The building is wooden, two storeys, with eight 1DK units (all 36.00 sqm) and 301.84 sqm of total floor area, built in August 1988. The land is 426.00 sqm held in freehold, fronting a 6.00 m public road to the north-east. It is fully occupied as an owner-change sale, with a gross yield of 7.66% (annual income 5.118 million yen). Photographs show the gravel parking area running completely flat towards the road, with no retaining wall or stepped access.

The inheritance-tax roadside land value for the frontage is 130,000 yen/sqm. The land assesses at roughly 55.38 million yen, or 82.9% of the 66.80 million yen asking price. The roadside value has risen three years running from 120,000 yen in 2024 (up 8.3% in total). At 38 years old the building has passed the statutory useful life for wooden construction, so this is a land-value-only assessment.

A fully occupied property with eight units aimed at single occupants. Please check the listing page for details.

Estimated Financing

Assessed value ¥55,380,000 → estimated loan ¥55,380,000 (83% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with apartment buildingsGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with apartment buildingsGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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