積算100
[Assessed 82.9%] Apartment building in Kita Ward, Saitama City, Saitama — 12 min from Imaha Sta.
Assessed 82.9%Apartment buildingKita Ward, Saitama City, SaitamaImaha Sta. 12 min walk

[Assessed 82.9%] Apartment building in Kita Ward, Saitama City, Saitama — 12 min from Imaha Sta.

Published: Aug 8, 2026Updated: Sep 9, 2026

Property Overview

LocationKita Ward, Saitama City, Saitama
Nearest StationSaitama New Urban Transit Ina Line Imaha Sta.
Walk12 min walk
Assessed Ratio82.9%Assessed 82.9%
Price¥66,800,000
TypeApartment building
Expected Yield7.66%
StructureWooden
BuiltBuilt Aug 1988 (38 years old)
Land Area426㎡
Building Area301.84㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥66,800,000View listing

Assessed Value Breakdown

Land assessed value¥55,380,000
Building assessed value¥0
Total assessed value¥55,380,000
Asking price¥66,800,000
Assessed ratio82.9%

Calculation basis

  • Land = road price ¥130,000/m² × land area 426m²
  • Building = replacement cost ¥220,000/m² × floor area 301.84m² × remaining life 0y ÷ statutory life 22y
  • Built Aug 1988 (38 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000
2025125,000+4.2%
2026130,000+4.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we verified the representative value on the FY2026 road price map and established the site's flatness from the three photos available.

Locating the road price

On the FY2026 road price map for Kita Ward, Saitama (sheet 31025) we used ¥130,000/m². The figure was ¥120,000/m² in 2024 and ¥125,000/m² in 2025 — up 8.3% over three years.

View source
On-site check from photos

We examined all three images: exterior, floor plan and site shape drawing. The exterior is taken from within the plot square-on to the gable end, and the gravel parking area runs completely flat toward the road, with no step, stair, retaining wall or slope in frame. The neighbouring block wall on the left boundary shows four or five courses above ground, about 0.8–1.0 m. The site drawing shows a long rectangular plot with no access strip.

Effective land area

No private-road burden is stated, the only frontage is a 6.00 m public road to the northeast, and there is no flagpole section, so the full 426.0 m² is used for the land valuation.

Building valuation assumptions

Against the 22-year statutory life for wood-frame construction, the building dates from August 1988 and is 38 years old, so its assessed value is zero. The 82.9% ratio rests on land alone. The listing states 39 years; we calculated 38 full years.

What We Could Not Confirm

  • There is no shot of the frontage road on its own, so any level difference at the approach rests on a photo taken from within the plot. We recommend confirming on site.
  • The exterior photo shows weeds across the gravel and visible wear to the external walls and common areas. Costs for restoration and external works should be budgeted separately.
  • With only three photos, there are no interior shots and no unit-by-unit rent schedule. Full occupancy and the stated income need to be verified.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Belc Saitama Yoshino Store
10 min walk from the station

A grocery supermarket in Yoshino-cho, Kita Ward, Saitama City. A 10-minute walk from Imaha Station, in the same Yoshino-cho as the property.

Source
Japan Meat Saitama Kita Store
8 min walk from the station

A grocery supermarket in Yoshino-cho, Kita Ward, Saitama City. An 8-minute walk from New Shuttle Higashi-Miyahara Station, or about 15 minutes from JR Miyahara Station.

Source
Yaoko Omiya Miyahara Store
16 min walk from the station

Open 9:00-22:00. A 6-minute walk from Higashi-Miyahara Station.

Source

Neighborhood ② Dining Near the Station

横浜家系ラーメンこんば
8 min walk from the station

About 571 m from the centre of the district. A restaurant. Location confirmed on OpenStreetMap.

Source
餃子の王将
9 min walk from the station

About 693 m from the centre of the district. A restaurant. Location confirmed on OpenStreetMap.

Source

About This Property

An apartment building in Yoshino-cho, Kita Ward, Saitama City, a 12-minute walk from Imaha Station on the Saitama New Urban Transit Ina Line, with Miyahara Station on the JR Takasaki Line also 16 minutes away. Belc Saitama Yoshino and Japan Meat Saitama Kita are both in Yoshino-cho, the same neighbourhood as the property.

The building is wooden, two storeys, with eight 1DK units (all 36.00 sqm) and 301.84 sqm of total floor area, built in August 1988. The land is 426.00 sqm held in freehold, fronting a 6.00 m public road to the north-east. It is fully occupied as an owner-change sale, with a gross yield of 7.66% (annual income 5.118 million yen). Photographs show the gravel parking area running completely flat towards the road, with no retaining wall or stepped access.

The inheritance-tax roadside land value for the frontage is 130,000 yen/sqm. The land assesses at roughly 55.38 million yen, or 82.9% of the 66.80 million yen asking price. The roadside value has risen three years running from 120,000 yen in 2024 (up 8.3% in total). At 38 years old the building has passed the statutory useful life for wooden construction, so this is a land-value-only assessment.

A fully occupied property with eight units aimed at single occupants. Please check the listing page for details.

Estimated Financing

Assessed value ¥55,380,000 → estimated loan ¥55,380,000 (83% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with apartment buildingsGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with apartment buildingsGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with apartment buildings
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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