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[Assessed 90.7%] Detached House an 18-Minute Walk from Minami-Hatogaya Station, Kawaguchi, Saitama
Assessed 90.7%Detached houseKawaguchi, SaitamaMinami-Hatogaya Sta. 18 min walk

[Assessed 90.7%] Detached House an 18-Minute Walk from Minami-Hatogaya Station, Kawaguchi, Saitama

Published: Aug 11, 2026Updated: Aug 11, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Railway Line Minami-Hatogaya Sta.
Walk18 min walk
Assessed Ratio90.7%Assessed 90.7%
Price¥9,800,000
TypeDetached house
Expected Yield8.57%
StructureWooden
BuiltBuilt Dec 1965 (60 years old)
Land Area68.33㎡
Building Area43.53㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥9,800,000View listing
SUUMO¥9,800,000View listing

Assessed Value Breakdown

Land assessed value¥8,886,150
Building assessed value¥0
Total assessed value¥8,886,150
Asking price¥9,800,000
Assessed ratio90.7%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 43.53m² × remaining life 0y ÷ statutory life 22y
  • Built Dec 1965 (60 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +6.9%
YearRoad price (JPY/m²)YoY
2024145,000
2025155,000+6.9%
2026155,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

Neighborhood ① Shopping Near the Station

Belx
15 min walk from the station

A food supermarket about 230m from the property, roughly a 3-minute walk.

Source
Lawson
16 min walk from the station

A convenience store about 300m from the property.

Source
OK Store
12 min walk from the station

A discount supermarket about 650m from the property.

Source

About This Property

A detached house an 18-minute walk from Minami-Hatogaya Station on the Saitama Railway Line, in Asahi 6-chome, Kawaguchi City. Belx is about 230m away, a Lawson about 300m, and a Welcia about 550m, so everyday shopping takes only a few minutes on foot. This is flat urban land on the Arakawa lowland.

The house was built in December 1965: a two-story wooden structure with a 6DK layout and 43.53 sqm of floor area, arranged with two entrances and two staircases so the north and south halves can be used separately. The land is 68.33 sqm (registry) freehold. It is partly vacant, with a projected gross yield of 8.57% (840,000 yen a year).

The inheritance-tax roadside land price is 155,000 yen/sqm. Both fronting roads are 2m-wide Article 42-2 roads requiring setbacks, so deducting 11.0 sqm leaves an effective site of 57.33 sqm and a land assessed value of about 8.89 million yen. The building's assessed value is zero at 60 years old, giving an assessed-value ratio of 90.7% against the 9.8 million yen asking price.

The roadside price rose from 145,000 yen in 2024 and has been flat at 155,000 yen since 2025. Please see the research notes below regarding the setback assumptions and the unregistered portion of the building.

Estimated Financing

Assessed value ¥8,886,150 → estimated loan ¥8,880,000 (91% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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