積算100
[Assessed 85.7%] Detached House a 13-Minute Walk from Yagiri Station, Ichikawa, Chiba
Assessed 85.7%Detached houseIchikawa, ChibaYagiri Sta. 13 min walk

[Assessed 85.7%] Detached House a 13-Minute Walk from Yagiri Station, Ichikawa, Chiba

Published: Aug 11, 2026Updated: Aug 11, 2026

Property Overview

LocationIchikawa, Chiba
Nearest StationHokuso Line Yagiri Sta.
Walk13 min walk
Assessed Ratio85.7%Assessed 85.7%
Price¥12,000,000
TypeDetached house
Expected Yield8.5%
StructureWooden
BuiltBuilt Sep 1981 (44 years old)
Land Area82.28㎡
Building Area100.24㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥12,000,000View listing

Assessed Value Breakdown

Land assessed value¥10,285,000
Building assessed value¥0
Total assessed value¥10,285,000
Asking price¥12,000,000
Assessed ratio85.7%

Calculation basis

  • Land = road price ¥125,000/m² × land area 82.28m²
  • Building = replacement cost ¥220,000/m² × floor area 100.24m² × remaining life 0y ÷ statutory life 22y
  • Built Sep 1981 (44 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.7%
YearRoad price (JPY/m²)YoY
2024115,000
2025125,000+8.7%
2026125,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

Neighborhood ① Shopping Near the Station

Maruetsu Yagiri Station
3 min walk from the station

About 200m from Yagiri Station. A food supermarket by the station.

Source
Yaoko Ichikawa Nakakokubun
25 min walk from the station

3-19-32 Nakakokubun, Ichikawa. Open 9:00-21:00 with parking for 133 cars.

Source
Y's Mart Disca Kitakokubun
18 min walk from the station

About 1.4km from Yagiri Station. A discount-format food supermarket.

Source

About This Property

A detached house a 13-minute walk from Yagiri Station on the Hokuso Line, in Nakakokubun 5-chome, Ichikawa City. A Maruetsu sits about 200m from the station and a Yaoko is in Nakakokubun 3-chome. Nihonbashi is roughly 35 minutes away transferring to the Keisei Main Line.

The house was built in September 1981: a two-story wooden structure with 100.24 sqm of floor area. It is currently tenanted and fully occupied under a leaseback arrangement in which the seller continues to live there, giving a projected gross yield of 8.5% (1.02 million yen a year). The land is 82.28 sqm (24.88 tsubo) freehold, zoned Category I low-rise residential.

The inheritance-tax roadside land price is 125,000 yen/sqm, putting the land's assessed value at about 10.29 million yen; the building's assessed value is zero as a 44-year-old wooden structure. Against the asking price of 12 million yen, the assessed-value ratio is 85.7%. The roadside price rose from 115,000 yen in 2024 and has been flat at 125,000 yen since 2025.

Nakakokubun sits on the Kokubun plateau, but the photos show this particular plot is on the flat part of the plateau surface with no retaining walls or steps. Note, however, that the building exceeds the permitted floor-area ratio and is legally non-conforming. See the research notes below for details.

Estimated Financing

Assessed value ¥10,285,000 → estimated loan ¥10,280,000 (86% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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