積算100
[Assessed 119.3%] Detached House an 8-Minute Walk from Maehara Station, Funabashi, Chiba
Assessed 119.3%Detached houseFunabashi, ChibaMaehara Sta. 8 min walk

[Assessed 119.3%] Detached House an 8-Minute Walk from Maehara Station, Funabashi, Chiba

Published: Aug 11, 2026Updated: Aug 11, 2026

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Maehara Sta.
Walk8 min walk
Assessed Ratio119.3%Assessed 119.3%
Price¥19,800,000
TypeDetached house
StructureWooden
BuiltBuilt May 1983 (43 years old)
Land Area204.95㎡
Building Area99.16㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥19,800,000View listing

Assessed Value Breakdown

Land assessed value¥23,618,250
Building assessed value¥0
Total assessed value¥23,618,250
Asking price¥19,800,000
Assessed ratio119.3%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 99.16m² × remaining life 0y ÷ statutory life 22y
  • Built May 1983 (43 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.0%
YearRoad price (JPY/m²)YoY
2024125,000
2025135,000+8.0%
2026135,000±0.0%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A detached house an 8-minute walk from Maehara Station on the Keisei Matsudo Line, in Maeharahigashi 5-chome, Funabashi City. Tsudanuma Station on the JR Sobu Line is also a 20-minute walk, giving access to more than one line; Tokyo Station is about 30 minutes from Tsudanuma by rapid service.

The house was built in May 1983: a two-story wooden structure with a 3LDK layout and 99.16 sqm of floor area (29.99 tsubo). The land is 204.95 sqm (61.99 tsubo) freehold with no private-road burden. It is a flagpole lot with a 2m frontage onto a 3.8m-wide road to the southwest. Utilities are municipal water and public sewerage, and the handover date is negotiable.

The inheritance-tax roadside land price is 135,000 yen/sqm. Deducting 30 sqm for the pole section gives an effective area of 174.95 sqm and a land assessed value of about 23.62 million yen. The building's assessed value is zero as a 43-year-old wooden structure, so against the asking price of 19.8 million yen the assessed-value ratio is 119.3%. The roadside price has risen from 125,000 yen in 2024 (+8.0% cumulative).

The listing states that a setback is required because the fronting road is 3.8m wide, and the single photo does not show that road. See the research notes below for details.

Estimated Financing

Assessed value ¥23,618,250 → estimated loan ¥19,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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