積算100
[Assessed 116.2%] Detached House an 11-Minute Walk from Motoyama Station, Matsudo, Chiba
Assessed 116.2%Detached houseMatsudo, ChibaMotoyama Sta. 11 min walk

[Assessed 116.2%] Detached House an 11-Minute Walk from Motoyama Station, Matsudo, Chiba

Published: Aug 11, 2026Updated: Aug 11, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Motoyama Sta.
Walk11 min walk
Assessed Ratio116.2%Assessed 116.2%
Price¥11,000,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 1978 (48 years old)
Land Area141.84㎡
Building Area84.27㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥11,000,000View listing

Assessed Value Breakdown

Land assessed value¥12,784,000
Building assessed value¥0
Total assessed value¥12,784,000
Asking price¥11,000,000
Assessed ratio116.2%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 84.27m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1978 (48 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.6%
YearRoad price (JPY/m²)YoY
202485,000
202593,000+9.4%
2026100,000+7.5%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

Neighborhood ① Shopping Near the Station

Daily Yamazaki Matsudo Mutsumi
13 min walk from the station

240m (a 3-minute walk) from the property. A convenience store, with the distance stated in the listing.

Source
Belx Goko
14 min walk from the station

1,120m (a 14-minute walk) from the property. A food supermarket, with the distance stated in the listing.

Source

About This Property

A detached house an 11-minute walk (880m) from Motoyama Station on the Keisei Matsudo Line - formerly the Shin-Keisei Line - in Goko 4-chome, Matsudo City. The listing notes Takagi Second Elementary School is about a 6-minute walk and a Daily Yamazaki convenience store is 240m away.

The house was built in March 1978: a two-story wooden structure with a 4LDK layout and 84.27 sqm of floor area. It has a wooden deck on the south side, a stepping-stone garden and generous storage throughout, with municipal water, public sewerage, a system kitchen and under-floor storage. The land is 141.84 sqm (registry) freehold with a car space, and handover is immediate.

The inheritance-tax roadside land price is 100,000 yen/sqm. Deducting the 14 sqm pole section stated in the listing gives an effective area of 127.84 sqm and a land assessed value of about 12.78 million yen. The building's assessed value is zero as a 48-year-old wooden structure, so against the asking price of 11 million yen the assessed-value ratio is 116.2%. The roadside price has risen for three consecutive years from 85,000 yen in 2024 (+17.6% cumulative).

This listing went live yesterday. Note that it is a flagpole lot with a 2m frontage and the fronting road is 3.5m - under the 4m standard. See the research notes below for details.

Estimated Financing

Assessed value ¥12,784,000 → estimated loan ¥11,000,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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