積算100
[Assessed 116.2%] Detached House an 11-Minute Walk from Motoyama Station, Matsudo, Chiba
Assessed 116.2%Detached houseMatsudo, ChibaMotoyama Sta. 11 min walk

[Assessed 116.2%] Detached House an 11-Minute Walk from Motoyama Station, Matsudo, Chiba

Published: Aug 11, 2026Updated: Aug 29, 2026

Property Overview

LocationMatsudo, Chiba
Nearest StationKeisei Matsudo Line Motoyama Sta.
Walk11 min walk
Assessed Ratio116.2%Assessed 116.2%
Price¥11,000,000
TypeDetached house
StructureWooden
BuiltBuilt Mar 1978 (48 years old)
Land Area141.84㎡
Building Area84.27㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥11,000,000View listing

Assessed Value Breakdown

Land assessed value¥12,784,000
Building assessed value¥0
Total assessed value¥12,784,000
Asking price¥11,000,000
Assessed ratio116.2%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 84.27m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 1978 (48 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +17.6%
YearRoad price (JPY/m²)YoY
202485,000—
202593,000+9.4%
2026100,000+7.5%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we verified the listed coordinates against official block coordinates to fix the location, and deducted the lane section using the figure the listing itself states.

Locating the road price

Goko 4-chome spans five road price sheets, but the listed coordinates agree with official block coordinates to about 20 m and match the stated walk to the elementary school, fixing the site near blocks 40 and 44. We used the adjoining block streets' most common ¥100,000/m²; the band runs ¥97,000–105,000/m², giving 112–122% anywhere within it.

View source
Effective land area

The listing itself states that the land area includes a 14 m² lane section, so we deducted that stated figure — no estimation needed — and valued the land on 127.84 m². The 3.5 m frontage may require a setback, but even an extra 5 m² deduction leaves the ratio at 111.7%.

On-site check from photos

We re-fetched the exterior, garden, view and entrance photos at high resolution and enlarged them. The front garden is flat with no step at the building face, and the boundary block wall (about 0.4–0.6 m) shows continuous ground under the fence — a boundary wall. The second-floor view shows even rooflines around, consistent with flat plateau housing.

What We Could Not Confirm

  • No listing photo includes the frontage road, so the height relationship at the entry from the 3.5 m road is the one thing not directly verified.
  • Whether a setback applies on rebuilding with 2 m frontage on a 3.5 m road, and the lane section's actual dimensions and shape (no site plan in the listing), should be confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Daily Yamazaki Matsudo Mutsumi
13 min walk from the station

240m (a 3-minute walk) from the property. A convenience store, with the distance stated in the listing.

Source
Belx Goko
14 min walk from the station

1,120m (a 14-minute walk) from the property. A food supermarket, with the distance stated in the listing.

Source

Neighborhood ② Dining Near the Station

Raifuku Hanten
9 min walk from the station

About 253 m from the district centre. A Chinese restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Wagyu Karubiya Shuen
9 min walk from the station

About 369 m from the district centre. A yakiniku restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Pizza Kobo Bashamichi Matsudo Rokkodai
12 min walk from the station

About 475 m from the district centre. A pizza restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source

About This Property

A detached house an 11-minute walk (880m) from Motoyama Station on the Keisei Matsudo Line - formerly the Shin-Keisei Line - in Goko 4-chome, Matsudo City. The listing notes Takagi Second Elementary School is about a 6-minute walk and a Daily Yamazaki convenience store is 240m away.

The house was built in March 1978: a two-story wooden structure with a 4LDK layout and 84.27 sqm of floor area. It has a wooden deck on the south side, a stepping-stone garden and generous storage throughout, with municipal water, public sewerage, a system kitchen and under-floor storage. The land is 141.84 sqm (registry) freehold with a car space, and handover is immediate.

The inheritance-tax roadside land price is 100,000 yen/sqm. Deducting the 14 sqm pole section stated in the listing gives an effective area of 127.84 sqm and a land assessed value of about 12.78 million yen. The building's assessed value is zero as a 48-year-old wooden structure, so against the asking price of 11 million yen the assessed-value ratio is 116.2%. The roadside price has risen for three consecutive years from 85,000 yen in 2024 (+17.6% cumulative).

This listing went live yesterday. Note that it is a flagpole lot with a 2m frontage and the fronting road is 3.5m - under the 4m standard. See the research notes below for details.

Estimated Financing

Assessed value ¥12,784,000 → estimated loan ¥11,000,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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