積算100
[Assessed 91.6%] Detached House a 13-Minute Walk from Onigoe Station, Ichikawa, Chiba
Assessed 91.6%Detached houseIchikawa, ChibaOnigoe Sta. 13 min walk

[Assessed 91.6%] Detached House a 13-Minute Walk from Onigoe Station, Ichikawa, Chiba

Published: Aug 11, 2026Updated: Aug 11, 2026

Property Overview

LocationIchikawa, Chiba
Nearest StationKeisei Main Line Onigoe Sta.
Walk13 min walk
Assessed Ratio91.6%Assessed 91.6%
Price¥10,200,000
TypeDetached house
StructureWooden
BuiltBuilt May 1981 (45 years old)
Land Area79.39㎡
Building Area52.04㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥10,200,000View listing

Assessed Value Breakdown

Land assessed value¥9,345,000
Building assessed value¥0
Total assessed value¥9,345,000
Asking price¥10,200,000
Assessed ratio91.6%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 52.04m² × remaining life 0y ÷ statutory life 22y
  • Built May 1981 (45 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.4%
YearRoad price (JPY/m²)YoY
2024160,000
2025170,000+6.3%
2026175,000+2.9%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A detached house a 13-minute walk from Onigoe Station on the Keisei Main Line, in Kitakata 3-chome, Ichikawa City. Keisei-Nakayama Station is also a 13-minute walk and Shimosa-Nakayama on the JR Sobu Line a 19-minute walk, giving a choice of three stations. The listing tags the area as a quiet residential neighbourhood with light traffic.

The house was built in May 1981: a two-story wooden structure with a 3DK layout plus a sunroom and 52.04 sqm of floor area, with one car space. The land is 79.39 sqm (surveyed) freehold and is a flagpole lot with a 2m frontage onto a 3.9m road to the west. Utilities are municipal water and city gas, but drainage is by individual septic tank rather than public sewerage. Handover is immediate.

The inheritance-tax roadside land price is 175,000 yen/sqm. Deducting 3.99 sqm of private-road burden and about 22 sqm of pole section gives an effective area of 53.40 sqm and a land assessed value of about 9.35 million yen. The building's assessed value is zero as a 45-year-old wooden structure, so against the asking price of 10.2 million yen the assessed-value ratio is 91.6%. The roadside price has risen for three consecutive years from 160,000 yen in 2024 (+9.4% cumulative).

Note that the site spans four roadside-price maps and the ratio shifts depending on which band is taken. See the research notes below for details.

Estimated Financing

Assessed value ¥9,345,000 → estimated loan ¥9,340,000 (92% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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