積算100
[Assessed 91.6%] Detached House a 13-Minute Walk from Onigoe Station, Ichikawa, Chiba
Listing endedAssessed 91.6%Detached houseIchikawa, ChibaOnigoe Sta. 13 min walk

[Assessed 91.6%] Detached House a 13-Minute Walk from Onigoe Station, Ichikawa, Chiba

Published: Aug 11, 2026Updated: Sep 9, 2026

Property Overview

LocationIchikawa, Chiba
Nearest StationKeisei Main Line Onigoe Sta.
Walk13 min walk
Assessed Ratio91.6%Assessed 91.6%
Price¥10,200,000
TypeDetached house
StructureWooden
BuiltBuilt May 1981 (45 years old)
Land Area79.39㎡
Building Area52.04㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥10,200,000View listing

Assessed Value Breakdown

Land assessed value¥9,345,000
Building assessed value¥0
Total assessed value¥9,345,000
Asking price¥10,200,000
Assessed ratio91.6%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 52.04m² × remaining life 0y ÷ statutory life 22y
  • Built May 1981 (45 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.4%
YearRoad price (JPY/m²)YoY
2024160,000—
2025170,000+6.3%
2026175,000+2.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we took the conservative side of two differing price bands within the district and deducted both the private-road burden and the lane section.

Locating the road price

Kitakata 3-chome spans four road price sheets with a wide ¥175,000–215,000/m² band. As the listed coordinates are effectively a district centroid, we calibrated using parcel numbers and, avoiding extrapolation across sheets, took the conservative ¥175,000/m². The higher ¥210,000/m² band would give 109.9% — the choice moves the ratio by nearly 20 points.

View source
Effective land area

From the surveyed 79.39 m² we deducted a 3.99 m² private-road burden and a lane (pole) section of about 22.0 m², valuing the land on roughly 53.40 m². The pole was estimated from perspective ratios in the frontage photo as 2 m of frontage by about 11 m deep.

On-site check from photos

We enlarged the frontage, parking and exterior photos at high resolution. The lane from the 3.9 m road to the west is concrete-paved at roughly road level, with no step or stepped approach. The walls on the north and south boundaries all have equal ground on both sides — boundary walls.

What We Could Not Confirm

  • A block wall of about 1.2–1.4 m stands on the eastern boundary beside the house, and hedges and trees hide the ground beyond it, so the level difference across that one wall is unverified. We recommend checking that single face on site.
  • Drainage is via an individual septic tank, not mains sewerage — allow for maintenance and eventual connection costs.
  • The listing tags mention a "hilltop location", but the photos show both plot and road flat with no visible height difference. The post-setback effective area and rebuildability with 2 m of frontage should also be confirmed.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

ミニストップ 市川若宮店 (イートイン)
7 min walk from the station

About 597m from the property in Bokke 3-chome, Ichikawa — a convenience store. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source
かどや酒生鮮スーパー
10 min walk from the station

About 762m from the property in Bokke 3-chome, Ichikawa — a food supermarket. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source
セブン-イレブン
10 min walk from the station

About 824m from the property in Bokke 3-chome, Ichikawa — a convenience store. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source

Neighborhood ② Dining Near the Station

オリーブ
11 min walk from the station

About 900m from the property in Bokke 3-chome, Ichikawa — a restaurant. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source
越後屋
12 min walk from the station

About 975m from the property in Bokke 3-chome, Ichikawa — a restaurant. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source
海商寿司
13 min walk from the station

About 1010m from the property in Bokke 3-chome, Ichikawa — a restaurant. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source

About This Property

A detached house a 13-minute walk from Onigoe Station on the Keisei Main Line, in Kitakata 3-chome, Ichikawa City. Keisei-Nakayama Station is also a 13-minute walk and Shimosa-Nakayama on the JR Sobu Line a 19-minute walk, giving a choice of three stations. The listing tags the area as a quiet residential neighbourhood with light traffic.

The house was built in May 1981: a two-story wooden structure with a 3DK layout plus a sunroom and 52.04 sqm of floor area, with one car space. The land is 79.39 sqm (surveyed) freehold and is a flagpole lot with a 2m frontage onto a 3.9m road to the west. Utilities are municipal water and city gas, but drainage is by individual septic tank rather than public sewerage. Handover is immediate.

The inheritance-tax roadside land price is 175,000 yen/sqm. Deducting 3.99 sqm of private-road burden and about 22 sqm of pole section gives an effective area of 53.40 sqm and a land assessed value of about 9.35 million yen. The building's assessed value is zero as a 45-year-old wooden structure, so against the asking price of 10.2 million yen the assessed-value ratio is 91.6%. The roadside price has risen for three consecutive years from 160,000 yen in 2024 (+9.4% cumulative).

Note that the site spans four roadside-price maps and the ratio shifts depending on which band is taken. See the research notes below for details.

Estimated Financing

Assessed value ¥9,345,000 → estimated loan ¥9,340,000 (92% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.
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