積算100
[Assessed 255.1%] Detached House an 18-Minute Walk from Soga Station, Chuo Ward, Chiba
Assessed 255.1%Detached houseChuo Ward, Chiba, ChibaSoga Sta. 18 min walk

[Assessed 255.1%] Detached House an 18-Minute Walk from Soga Station, Chuo Ward, Chiba

Published: Aug 11, 2026Updated: Aug 11, 2026

Property Overview

LocationChuo Ward, Chiba, Chiba
Nearest StationJR Keiyo Line Soga Sta.
Walk18 min walk
Assessed Ratio255.1%Assessed 255.1%
Price¥5,800,000
TypeDetached house
Expected Yield12.41%
StructureWooden
BuiltBuilt Nov 1964 (61 years old)
Land Area160.8㎡
Building Area94.57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥5,800,000View listing

Assessed Value Breakdown

Land assessed value¥14,793,600
Building assessed value¥0
Total assessed value¥14,793,600
Asking price¥5,800,000
Assessed ratio255.1%

Calculation basis

  • Land = road price ¥92,000/m² × land area 160.8m²
  • Building = replacement cost ¥220,000/m² × floor area 94.57m² × remaining life 0y ÷ statutory life 22y
  • Built Nov 1964 (61 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +16.5%
YearRoad price (JPY/m²)YoY
202479,000
202585,000+7.6%
202692,000+8.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A detached house an 18-minute walk from Soga Station on the JR Keiyo Line, in Shirahata 3-chome, Chuo Ward, Chiba City. Soga is served by the Keiyo, Uchibo and Sotobo lines, with Tokyo Station about 40 minutes away on the Keiyo Line.

The house was built in November 1964: a two-story wooden structure with a 3LDK layout and 94.57 sqm of floor area. The land is 160.8 sqm (48.64 tsubo) freehold and the property is vacant, with a stated gross yield of 12.41% at full occupancy (720,000 yen a year). The seller is the principal, so no agency fee applies. It is sold as-is and the previous owner's furniture and belongings remain inside.

The inheritance-tax roadside land price is 92,000 yen/sqm, putting the land's assessed value at about 14.79 million yen; the building's assessed value is zero as a 61-year-old wooden structure. Against the asking price of 5.8 million yen, the assessed-value ratio is 255.1% - the price is less than half the land's assessed value. The roadside price has risen for three consecutive years from 79,000 yen in 2024 (+16.5% cumulative).

The listing does not explain why the price sits at this level, and the road-frontage field is blank. See the research notes below for details.

Estimated Financing

Assessed value ¥14,793,600 → estimated loan ¥5,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.
[Assessed 166.7%] Detached House a 15-Minute Walk from Goko Station, Matsudo, Chiba
Assessed 166.7%
Detached house

[Assessed 166.7%] Detached House a 15-Minute Walk from Goko Station, Matsudo, Chiba

Matsudo, ChibaKeisei Matsudo Line Goko Sta. 15 min walk
¥5.5MExpected Yield 12.26%
Aug 11, 2026
[Assessed 105.6%] Detached House an 11-Minute Walk from Shin-Kashiwa Station, Kashiwa, Chiba
Assessed 105.6%
Detached house

[Assessed 105.6%] Detached House an 11-Minute Walk from Shin-Kashiwa Station, Kashiwa, Chiba

Kashiwa, ChibaTobu Noda Line Shin-Kashiwa Sta. 11 min walk
¥6.5MExpected Yield 11.07%
Aug 11, 2026
[Assessed 99.8%] Detached House a 17-Minute Walk from Takifudo Station, Funabashi, Chiba
Assessed 99.8%
Detached house

[Assessed 99.8%] Detached House a 17-Minute Walk from Takifudo Station, Funabashi, Chiba

Funabashi, ChibaKeisei Matsudo Line Takifudo Sta. 17 min walk
¥7MExpected Yield 13.71%
Aug 11, 2026