積算100
[Assessed 171%] Detached House a 13-Minute Walk from Kita-Narashino Station, Funabashi, Chiba
Assessed 171%Detached houseFunabashi, ChibaKita-Narashino Sta. 13 min walk

[Assessed 171%] Detached House a 13-Minute Walk from Kita-Narashino Station, Funabashi, Chiba

Published: Aug 11, 2026Updated: Aug 27, 2026

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Kita-Narashino Sta.
Walk13 min walk
Assessed Ratio171%Assessed 171%
Price¥9,800,000
TypeDetached house
Expected Yield9.67%
StructureWooden
BuiltBuilt Apr 1977 (49 years old)
Land Area161㎡
Building Area75.89㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥9,800,000View listing

Assessed Value Breakdown

Land assessed value¥16,753,800
Building assessed value¥0
Total assessed value¥16,753,800
Asking price¥9,800,000
Assessed ratio171%

Calculation basis

  • Land assessed value was entered manually by the operator.
  • Building = replacement cost ¥220,000/m² × floor area 75.89m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1977 (49 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.2%
YearRoad price (JPY/m²)YoY
202497,000—
2025105,000+8.2%
2026105,000±0.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we tested sensitivity across the full band of seven road price sheets, and disclose the height-difference risk down to the origin of the place name.

Locating the road price

Hasama-cho 3-chome spans seven road price sheets, and with no coordinates in the listing we worked from the district-wide band. We took the most common ¥105,000/m²; even the cheapest ¥86,000/m² gives 140.0%, confirming a sheet mix-up cannot flip the conclusion.

View source
Effective land area

The listing itself states a setback of 1.44 m², so we deducted that stated figure and valued the land on 159.56 m². This is not a flagpole plot.

On-site check from photos

The listing frame holds ten images but only four are real. The exterior shows a broad concrete slab running flat from the entrance to the parking space, with both neighbours at the same ground level. The floor plan has cars driving in from the 8 m frontage on the public road, so at least the approach is level with the road.

What We Could Not Confirm

  • The terrain field says "flat", yet the remarks mention "a hilltop with fine views" and the land category is "forest". Hasama is a place name meaning valley, and nearby properties have been passed over for height differences against the road. With no photo of the frontage road itself, we recommend checking the southeast approach for steps or retaining walls on site or via street imagery.
  • This is an owner-change sale with a sitting tenant. Confirm the remaining lease term, deposit transfer and any arrears before purchase; the sale is as-is with building non-conformity liability excluded.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

ローソン
5 min walk from the station

About 432m from the property in Hasamacho 3-chome, Funabashi — a convenience store. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source
西友
8 min walk from the station

About 663m from the property in Hasamacho 3-chome, Funabashi — a food supermarket. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source
ローソン
9 min walk from the station

About 712m from the property in Hasamacho 3-chome, Funabashi — a convenience store. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source

Neighborhood ② Dining Near the Station

龍宝
7 min walk from the station

About 563m from the property in Hasamacho 3-chome, Funabashi — a restaurant. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source
うちここ
8 min walk from the station

About 603m from the property in Hasamacho 3-chome, Funabashi — a cafe. Location confirmed on OpenStreetMap (straight-line distance from the district centroid).

Source

About This Property

A detached house a 13-minute walk from Kita-Narashino Station on the Keisei Matsudo Line, in Hasama-cho 3-chome, Funabashi City. Kita-Narashino is an interchange with the Toyo Rapid Railway, which runs through to the Tozai Line and reaches Otemachi in about 50 minutes. Hasama Station on the Toyo Rapid Railway is also an 18-minute walk.

The house was built in April 1977: a two-story wooden structure with a 2LDK layout and 75.89 sqm of floor area, renovated in December 2019 (exterior walls, roof, kitchen, flooring, toilets, bathroom and washbasin). The land is 161 sqm freehold, fronting a 3.6m public road to the southeast with an 8m frontage. It is tenanted and sold with the lease in place, at 75,000 yen a month for a gross yield of 9.67%.

The inheritance-tax roadside land price is 105,000 yen/sqm. Deducting 1.44 sqm for the required setback gives an effective area of 159.56 sqm and a land assessed value of about 16.75 million yen. The building's assessed value is zero as a 49-year-old wooden structure, so against the asking price of 9.8 million yen the assessed-value ratio is 171.0%. The roadside price has risen from 97,000 yen in 2024 (+8.2% cumulative).

Note that the listing describes the site as elevated with good views, and the land category is registered as forest. See the research notes below.

Estimated Financing

Assessed value ¥16,753,800 → estimated loan ¥9,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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