積算100
[Assessed 93.2%] Detached House a 14-Minute Walk from Warabi Station, Warabi, Saitama
Assessed 93.2%Detached houseWarabi, SaitamaWarabi Sta. 14 min walk

[Assessed 93.2%] Detached House a 14-Minute Walk from Warabi Station, Warabi, Saitama

Published: Aug 11, 2026Updated: Aug 11, 2026

Property Overview

LocationWarabi, Saitama
Nearest StationJR Keihin-Tohoku Line Warabi Sta.
Walk14 min walk
Assessed Ratio93.2%Assessed 93.2%
Price¥27,800,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 1980 (46 years old)
Land Area107.97㎡
Building Area100.19㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥27,800,000View listing

Assessed Value Breakdown

Land assessed value¥25,912,800
Building assessed value¥0
Total assessed value¥25,912,800
Asking price¥27,800,000
Assessed ratio93.2%

Calculation basis

  • Land = road price ¥240,000/m² × land area 107.97m²
  • Building = replacement cost ¥220,000/m² × floor area 100.19m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1980 (46 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.3%
YearRoad price (JPY/m²)YoY
2024210,000
2025225,000+7.1%
2026240,000+6.7%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

Neighborhood ① Shopping Near the Station

Yaoko Warabi Minamicho
12 min walk from the station

210m (a 3-minute walk) from the property. A food supermarket, with the distance stated in the listing.

Source

About This Property

A detached house a 14-minute walk from Warabi Station on the JR Keihin-Tohoku Line, in Minamicho 2-chome, Warabi City. Akabane is 10 minutes away on the Keihin-Tohoku Line and Tokyo Station about 35. The listing places a Yaoko supermarket a 3-minute walk (210m) away and Minami Elementary School a 7-minute walk away, and its feature tags describe a quiet residential area.

The house was built in April 1980: a two-story wooden structure with a 4DK layout and 100.19 sqm of floor area (registry), facing southwest, served by municipal water, public sewerage and city gas. The land is 107.97 sqm freehold with no private-road burden. Handover is immediate, and the seller markets it to owner-occupiers on the assumption of renovation.

The inheritance-tax roadside land price is 240,000 yen/sqm, putting the land's assessed value at about 25.91 million yen; the building's assessed value is zero as a 46-year-old wooden structure. Against the asking price of 27.8 million yen, the assessed-value ratio is 93.2%. The roadside price has risen for three consecutive years from 210,000 yen in 2024 (+14.3% cumulative).

Note that the listing gives no direction or width for the fronting road, and no photo shows it. See the research notes below for details.

Estimated Financing

Assessed value ¥25,912,800 → estimated loan ¥25,910,000 (93% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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