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[Assessed 113.0%] Detached House a 13-Minute Walk from Kawagoe Station, Kawagoe, Saitama
Listing endedAssessed 113%Detached houseKawagoe, SaitamaKawagoe Sta. 13 min walk

[Assessed 113.0%] Detached House a 13-Minute Walk from Kawagoe Station, Kawagoe, Saitama

Published: Aug 11, 2026Updated: Sep 16, 2026

Property Overview

LocationKawagoe, Saitama
Nearest StationTobu Tojo Line Kawagoe Sta.
Walk13 min walk
Assessed Ratio113%Assessed 113%
Price¥6,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 1975 (51 years old)
Land Area59.1㎡
Building Area58.98㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥6,800,000View listing
athome¥6,800,000View listing

Assessed Value Breakdown

Land assessed value¥7,683,000
Building assessed value¥0
Total assessed value¥7,683,000
Asking price¥6,800,000
Assessed ratio113%

Calculation basis

  • Land = road price ¥130,000/m² × land area 59.1m²
  • Building = replacement cost ¥220,000/m² × floor area 58.98m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1975 (51 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +8.3%
YearRoad price (JPY/m²)YoY
2024120,000—
2025125,000+4.2%
2026130,000+4.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we fixed the block by coordinate calibration and used the photos to test both the narrow-lane width risk and the possibility of a row house.

Locating the road price

Kishimachi 2-chome spans five road price sheets, so we calibrated the block symbols on the map against official coordinates (residual error 11 m east–west, 6 m north–south) and placed the property in the district's south. Of the surrounding ¥130,000 and ¥135,000/m² block streets we took the conservative ¥130,000/m²; even the band's lowest ¥120,000/m² gives 104.3%.

View source
On-site check from photos

We examined four site photos including the frontage and one exterior at high resolution. The frontage is a flat unpaved gravel lane; enlarging the gate threshold shows the inner ground at roughly 15–20 cm above the lane, and the roadside block wall (about 1.0 m) has near-equal ground on both sides — a screen wall. There are no steps inside the gate.

Building valuation assumptions

At 59.1 m² this is a small detached plot, so we tested for a row house. The exterior photo shows clearance to the neighbouring houses on both sides, the listing contains no mention of row or terraced housing, and we judged it detached.

Effective land area

With no private-road burden and no flagpole shape, the full 59.1 m² is used for the land valuation; the 51-year-old building is assessed at zero. A roughly 40 cm planter box stands near the road in front of the house, which we judged a flower bed rather than raised ground.

What We Could Not Confirm

  • The frontage width and direction are unstated, and the photos show an unpaved lane that looks roughly 3 m wide by eye. Below 4 m a setback would apply and shrink the effective land, so please confirm the width and the road's category under the Building Standards Act.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

FamilyMart Kawagoe Kishicho 1-chome
10 min walk from the station

200m (a 3-minute walk) from the property. A convenience store, with the distance stated in the listing.

Source
Welcia Kawagoe Kishicho
12 min walk from the station

370m (a 5-minute walk) from the property. A drugstore, with the distance stated in the listing.

Source
Yaoko Kawagoe Nishiguchi
3 min walk from the station

1,030m (a 13-minute walk) from the property. A food supermarket on the west side of Kawagoe Station, with the distance stated in the listing.

Source
Unicus Kawagoe
3 min walk from the station

1,010m (a 13-minute walk) from the property. A shopping centre near Kawagoe Station, with the distance stated in the listing.

Source

Neighborhood ② Dining Near the Station

Marugen Ramen Kawagoe Kishicho
5 min walk from the station

About 390m from the property. A ramen restaurant. Location confirmed on OpenStreetMap (straight-line distance from the property).

Source
Gyoza Shokubo Yamato Kawagoe
10 min walk from the station

About 800m from the property. A gyoza and Chinese eatery. Location confirmed on OpenStreetMap (straight-line distance from the property).

Source
Kyoya Handmade Soba
12 min walk from the station

About 1,000m from the property. A handmade soba restaurant. Location confirmed on OpenStreetMap (straight-line distance from the property).

Source

About This Property

A detached house a 13-minute walk from Kawagoe Station, served by both the Tobu Tojo Line and the JR Kawagoe Line, in Kishicho 2-chome, Kawagoe City. Ikebukuro is about 30 minutes away by Tojo Line express, and central Tokyo just under an hour with a transfer. The listing places a FamilyMart a 3-minute walk away, a Welcia a 5-minute walk, and Johnan Junior High School a 7-minute walk, with the Unicus Kawagoe mall and a Yaoko supermarket both 13 minutes on foot.

The house was built in July 1975: a two-story wooden structure with a 3DK layout and 58.98 sqm of floor area (registry). It faces south with a south-side balcony and a window in the bathroom, and the kitchen and bath fittings were replaced in August 2015. The land is 59.1 sqm freehold with no private-road burden, and handover is immediate.

The inheritance-tax roadside land price is 130,000 yen/sqm, putting the land's assessed value at about 7.68 million yen; the building's assessed value is zero as a 51-year-old wooden structure. Against the asking price of 6.8 million yen, the assessed-value ratio is 113.0% — the land alone is appraised above the asking price. The roadside price has risen for three consecutive years from 120,000 yen in 2024 (+8.3% cumulative).

Note that the listing gives no width or direction for the fronting road, and photographs show an unpaved lane. Comparable properties have repeatedly been passed over, so please review the research notes below.

Estimated Financing

Assessed value ¥7,683,000 → estimated loan ¥6,800,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

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