![[Assessed 155%] Detached house in Kawagoe, Saitama — 16 min from Kawagoe Sta.](https://img01.suumo.com/jj/resizeImage?src=gazo%2Fbukken%2F030%2FN010000%2Fimg%2F452%2F21275452%2F21275452_0002.jpg&w=1600&h=1200)
[Assessed 155%] Detached house in Kawagoe, Saitama — 16 min from Kawagoe Sta.
Property Overview
| Location | Kawagoe, Saitama |
| Nearest Station | Tobu Tojo Line Kawagoe Sta. |
| Walk | 16 min walk |
| Assessed Ratio | 155%Assessed 155% |
| Price | ¥5,000,000 |
| Type | Detached house |
| Structure | Wooden |
| Built | Built Nov 1972 (53 years old) |
| Land Area | 62㎡ |
| Building Area | 42.9㎡ |
Where This Property Is Listed
This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.
| SUUMO | ¥5,000,000View listing |
Assessed Value Breakdown
| Land assessed value | ¥7,750,000 |
| Building assessed value | ¥0 |
| Total assessed value | ¥7,750,000 |
| Asking price | ¥5,000,000 |
| Assessed ratio | 155% |
Calculation basis
- Land = road price ¥125,000/m² × land area 62m²
- Building = replacement cost ¥220,000/m² × floor area 42.9m² × remaining life 0y ÷ statutory life 22y
- Built Nov 1972 (53 years old)
Official Road Price Trend (last 3 years)
Cumulative change 2024 → 2026: +4.2%| Year | Road price (JPY/m²) | YoY |
|---|---|---|
| 2024 | 120,000 | — |
| 2025 | 125,000 | +4.2% |
| 2026 | 125,000 | ±0.0% |
※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.
How We Checked This Property
Rather than reproducing the listing as-is, we verified the location against public data and enlarged the exterior photo to check the approach and boundaries.
What We Could Not Confirm
- There is only one exterior photo; the road surface is cut off below the frame, and no photos cover the east, west or rear boundaries. We recommend checking on site.
- The sale is as-is with items left behind, 53 years old, and without parking — conditions that appear to be reflected in the price.
※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.
Neighborhood ① Shopping Near the Station
Neighborhood ② Dining Near the Station
About This Property
A 16-minute walk from Kawagoe Station on the Tobu Tojo Line, this detached house sits in Kishimachi 1-chome, Kawagoe City, Saitama. Kawagoe Station serves both the Tobu Tojo Line and the JR Kawagoe Line, and an express reaches Ikebukuro in roughly 30 minutes. A 7-Eleven stands about 54 m from the property, and the Kawagoe Mine complex and a Yaoko supermarket sit on the west side of the station.
The building is a two-storey wooden house completed in November 1972, with a floor area of 42.9 sqm laid out as a 4DK. The land is 62 sqm of freehold with no private-road burden, fronting a 4 m wide road to the north. Zoning is Category I Residential, with 60% building coverage and 200% floor area ratios. It has municipal water and public sewerage, individual LPG, and no parking space. It is sold as-is with belongings left in place, and viewings are available.
The inheritance-tax roadside land value is 125,000 yen per sqm, putting the land component at 7.75 million yen. The building is 53 years old, past the 22-year statutory life for wooden construction, so its assessed value is zero. Against the asking price of 5 million yen the assessed ratio works out to 155.0% - the land value alone exceeds the asking price. The roadside value rose from 120,000 yen in 2024 to 125,000 yen in 2025, up 4.2% over three years.
The exterior photograph shows no step between the road and the site, and no retaining wall, stepped approach or flag-pole lot. However, the listing carries only one exterior photograph, and the east, west and rear boundaries could not be checked. Please see the research notes below for the basis of the assessment and the limits of what the photographs show.
Estimated Financing
Suggested Lenders
※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.
Learn About Assessed Value and Financing
Our blog explains the basics you need to read the numbers on this page.
不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。
積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。
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