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[Assessed 104.6%] Detached house in Kawaguchi, Saitama — 18 min from Warabi Sta.
Assessed 104.6%Detached houseKawaguchi, SaitamaWarabi Sta. 18 min walk

[Assessed 104.6%] Detached house in Kawaguchi, Saitama — 18 min from Warabi Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationJR Keihin-Tohoku Line Warabi Sta.
Walk18 min walk
Assessed Ratio104.6%Assessed 104.6%
Price¥8,900,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 1983 (43 years old)
Land Area49㎡
Building Area23.79㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥8,900,000View listing

Assessed Value Breakdown

Land assessed value¥9,310,000
Building assessed value¥0
Total assessed value¥9,310,000
Asking price¥8,900,000
Assessed ratio104.6%

Calculation basis

  • Land = road price ¥190,000/m² × land area 49m²
  • Building = replacement cost ¥220,000/m² × floor area 23.79m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1983 (43 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.8%
YearRoad price (JPY/m²)YoY
2024170,000—
2025180,000+5.9%
2026190,000+5.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we disclose openly that neither photos nor frontage data exist, and confirm the conclusion holds across the entire road-price band.

Locating the road price

With the address given only to the district, we calibrated the map on two block symbols and took the district's most common block-street value of ¥190,000/m². Even the cheapest ¥160,000/m² band gives 82.5%, so the choice cannot flip the verdict.

View source
On-site check from photos

The listing carries only two floor plans — no exterior or road photo at all (we opened both to confirm they are floor plans). No photo-carrying listing exists on three other portals, so retaining walls, steps, stepped access and flagpole shape are all unassessed. The "flat terrain" field is self-declared.

Effective land area

The private-road field reads "-" with no flagpole indication, so the registered 49.00 m² is used in full. The 43-year-old building is assessed at zero.

What We Could Not Confirm

  • Frontage, building coverage, floor area ratio and setback are all blank. With the road's width and category unknown, rebuildability cannot be judged from the listing.
  • The plot is a tiny 49 m². Without photos, flagpole shape and row-house possibilities also remain unchecked.
  • The sale specifies the seller's judicial scrivener and excludes non-conformity liability.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Saitama Bunzo 5-chome
18 min walk from the station

About 190 m from the property. A convenience store, location confirmed on OpenStreetMap.

Source
Gourmet City
20 min walk from the station

About 322 m from the property. A grocery supermarket, location confirmed on OpenStreetMap.

Source
7-Eleven Warabi Kitamachi
22 min walk from the station

About 469 m from the property. A convenience store, location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Ramen Kairikiya Warabi
23 min walk from the station

About 582 m from the property. A ramen restaurant, location confirmed on OpenStreetMap.

Source
Matsuya
23 min walk from the station

About 595 m from the property. A gyudon restaurant, location confirmed on OpenStreetMap.

Source
Goemon
24 min walk from the station

About 604 m from the property. A restaurant, location confirmed on OpenStreetMap.

Source

About This Property

An 18-minute walk from Warabi Station on the JR Keihin-Tohoku Line, this detached house sits in Shibafuji 1-chome, Kawaguchi City, Saitama. Minami-Urawa Station on the JR Musashino Line is also 25 minutes on foot, and Warabi reaches Tokyo Station in about 35 minutes. A 7-Eleven stands roughly 190 m from the property and a Gourmet City supermarket about 320 m away.

The building is a two-storey wooden house completed in April 1983, with a floor area of 23.79 sqm laid out as a 3DK. The land is 49 sqm of freehold with no private-road burden. Zoning is Category I Residential and the land is registered as residential. The kitchen was refurbished in January 2024 and the exterior walls in January 2025. It runs on LPG. The owner is currently living there and the handover date is negotiable.

The inheritance-tax roadside land value is 190,000 yen per sqm, putting the land component at 9.31 million yen. The building is 43 years old, past the 22-year statutory life for wooden construction, so its assessed value is zero. Against the asking price of 9.5 million yen the assessed ratio works out to 98.0%. The roadside value has risen for three straight years from 170,000 yen in 2024, up 11.8% in total.

The listing carries no photographs of the site, so retaining walls and the road frontage could not be checked. The fields for road access, building coverage and floor area ratio are all blank, which means the width of the road in front and whether the house can be rebuilt cannot be determined from the listing. Please see the research notes below.

Estimated Financing

Assessed value ¥9,310,000 → estimated loan ¥8,900,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは？手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは？計算方法と調べ方をわかりやすく解説

積算評価（担保評価）とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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