積算100
[Assessed 98%] Detached house in Kawaguchi, Saitama — 18 min from Warabi Sta.
Assessed 98%Detached houseKawaguchi, SaitamaWarabi Sta. 18 min walk

[Assessed 98%] Detached house in Kawaguchi, Saitama — 18 min from Warabi Sta.

Published: Aug 12, 2026Updated: Aug 12, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationJR Keihin-Tohoku Line Warabi Sta.
Walk18 min walk
Assessed Ratio98%Assessed 98%
Price¥9,500,000
TypeDetached house
StructureWooden
BuiltBuilt Apr 1983 (43 years old)
Land Area49㎡
Building Area23.79㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥9,500,000View listing

Assessed Value Breakdown

Land assessed value¥9,310,000
Building assessed value¥0
Total assessed value¥9,310,000
Asking price¥9,500,000
Assessed ratio98%

Calculation basis

  • Land = road price ¥190,000/m² × land area 49m²
  • Building = replacement cost ¥220,000/m² × floor area 23.79m² × remaining life 0y ÷ statutory life 22y
  • Built Apr 1983 (43 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +11.8%
YearRoad price (JPY/m²)YoY
2024170,000
2025180,000+5.9%
2026190,000+5.6%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

An 18-minute walk from Warabi Station on the JR Keihin-Tohoku Line, this detached house sits in Shibafuji 1-chome, Kawaguchi City, Saitama. Minami-Urawa Station on the JR Musashino Line is also 25 minutes on foot, and Warabi reaches Tokyo Station in about 35 minutes. A 7-Eleven stands roughly 190 m from the property and a Gourmet City supermarket about 320 m away.

The building is a two-storey wooden house completed in April 1983, with a floor area of 23.79 sqm laid out as a 3DK. The land is 49 sqm of freehold with no private-road burden. Zoning is Category I Residential and the land is registered as residential. The kitchen was refurbished in January 2024 and the exterior walls in January 2025. It runs on LPG. The owner is currently living there and the handover date is negotiable.

The inheritance-tax roadside land value is 190,000 yen per sqm, putting the land component at 9.31 million yen. The building is 43 years old, past the 22-year statutory life for wooden construction, so its assessed value is zero. Against the asking price of 9.5 million yen the assessed ratio works out to 98.0%. The roadside value has risen for three straight years from 170,000 yen in 2024, up 11.8% in total.

The listing carries no photographs of the site, so retaining walls and the road frontage could not be checked. The fields for road access, building coverage and floor area ratio are all blank, which means the width of the road in front and whether the house can be rebuilt cannot be determined from the listing. Please see the research notes below.

Estimated Financing

Assessed value ¥9,310,000 → estimated loan ¥9,310,000 (98% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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