積算100
埼玉県川口市赤井4丁目の新築戸建
Listing endedAssessed 91.6%Detached houseKawaguchi, SaitamaHatogaya Sta. 17 min walk

[Assessed 91.6%] Detached house in Kawaguchi, Saitama — 17 min from Hatogaya Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Hatogaya Sta.
Walk17 min walk
Assessed Ratio91.6%Assessed 91.6%
Price¥34,900,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 2026 (0 years old)
Land Area84.83㎡
Building Area89.43㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥34,900,000View listing

Assessed Value Breakdown

Land assessed value¥12,300,350
Building assessed value¥19,674,600
Total assessed value¥31,974,950
Asking price¥34,900,000
Assessed ratio91.6%

Calculation basis

  • Land = road price ¥145,000/m² × land area 84.83m²
  • Building = replacement cost ¥220,000/m² × floor area 89.43m² × remaining life 22y ÷ statutory life 22y
  • Built Feb 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.4%
YearRoad price (JPY/m²)YoY
2024135,000—
2025140,000+3.7%
2026145,000+3.6%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we opened all ten listing images to confirm zero site photos, and disclose that — being new-build — the building dominates the assessed value.

On-site check from photos

We opened all ten images: not one is a site photo — only CG renders, a floor plan, a plot drawing and nearby facilities. A CG render cannot establish the presence of retaining walls, so the photo assessment is incomplete. Photos on another agent's listing do show a 0.6–0.8 m earth retainer on the neighbouring boundary, a height that does not meet this site's exclusion threshold.

Locating the road price

Akai Park in the listing photos appears within a block on the road price sheet, fixing the map, and we took the most common block-street value of ¥145,000/m². Even a conservative ¥135,000/m² gives 88.1%.

View source
Building valuation assumptions

Built February 2026, the ¥19.67M building makes up 60% of the assessed value. Unlike land-value-only older houses, the ratio here will decline as the building ages.

Effective land area

The plot drawing shows unit A fronting the ~6.0 m road to the north directly (the pole belongs to unit B), so the surveyed 84.83 m² is used in full.

What We Could Not Confirm

  • The frontage field is blank. The drawing shows direct frontage on a ~6.0 m road, but the road's category should be confirmed with the listing agent.
  • We recommend checking the 0.6–0.8 m earth retainer on the neighbouring boundary on site.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Maruya
18 min walk from the station

About 170 m from the property. A grocery supermarket, location confirmed on OpenStreetMap.

Source
Lawson
18 min walk from the station

About 221 m from the property. A convenience store, location confirmed on OpenStreetMap.

Source
Summit Akai
22 min walk from the station

About 524 m from the property. A grocery supermarket, location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Yumean
18 min walk from the station

About 219 m from the property. A Japanese family restaurant, location confirmed on OpenStreetMap.

Source
Yamada Udon Shokudo
20 min walk from the station

About 323 m from the property. An udon restaurant, location confirmed on OpenStreetMap.

Source
Yoshinoya Hatogaya
22 min walk from the station

About 489 m from the property. A gyudon restaurant, location confirmed on OpenStreetMap.

Source

About This Property

A 17-minute walk from Hatogaya Station on the Saitama Rapid Railway, this newly built house sits in Akai 4-chome, Kawaguchi City, Saitama. Hatogaya connects directly to the Tokyo Metro Namboku Line, putting central Tokyo about 45 minutes away. A Maruya supermarket stands roughly 170 m from the property, a Lawson about 220 m away and a Summit about 520 m away.

The building is a two-storey wooden house completed in February 2026, with a floor area of 89.43 sqm laid out as a 4LDK. It is Unit A of two, built by Iida Sangyo using their I.D.S method as a long-life quality housing certified to ZEH energy standards. The land is 84.83 sqm of freehold (surveyed). Zoning is Category I Residential, with 60% building coverage and 200% floor area ratios. Fittings include a system kitchen with dishwasher, bathroom dryer, reheating bath, two toilets, underfloor storage, city gas and a video intercom. Parking for two, vacant and available immediately.

The inheritance-tax roadside land value is 145,000 yen per sqm, putting the land component at 12.30 million yen. As a new build the building retains a large assessed value of 19.67 million yen, for a total of 31.97 million yen. Against the asking price of 34.9 million yen the assessed ratio works out to 91.6%. The roadside value has risen for three straight years from 135,000 yen in 2024, up 7.4% in total.

The listing's images are limited to a CG rendering, floor plans, a site plan and photographs of nearby facilities, with no photographs of the site itself, so retaining walls and the road frontage could not be checked. The road-access field is also blank. Please see the research notes below.

Estimated Financing

Assessed value ¥31,974,950 → estimated loan ¥31,970,000 (92% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Listing endedThe listing for this property has ended. The information reflects the time of listing and the property is no longer available.

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

More articles on the blog
[Assessed 86.3%] Detached house in Miyoshi, Iruma District, Saitama — 17 min from Mizuhodai Sta.
Assessed 86.3%
Source: Kenbiya
Detached house

[Assessed 86.3%] Detached house in Miyoshi, Iruma District, Saitama — 17 min from Mizuhodai Sta.

Miyoshi, Iruma District, SaitamaTobu Tojo Line Mizuhodai Sta. 17 min walk
¥35.8M
[Assessed 109.7%] Land in Kawagoe, Saitama — 10 min from Kasumigaseki Sta.
Assessed 109.7%
Source: SUUMO
Land

[Assessed 109.7%] Land in Kawagoe, Saitama — 10 min from Kasumigaseki Sta.

Kawagoe, SaitamaTobu Tojo Line Kasumigaseki Sta. 10 min walk
¥19.8M
[Assessed 167.4%] Land in Sakado, Saitama — 14 min from Kita-Sakado Sta.
Assessed 167.4%
Source: Kenbiya
Land

[Assessed 167.4%] Land in Sakado, Saitama — 14 min from Kita-Sakado Sta.

Sakado, SaitamaTobu Tojo Line Kita-Sakado Sta. 14 min walk
¥5M