積算100
埼玉県川口市赤井4丁目の新築戸建
Assessed 91.6%Detached houseKawaguchi, SaitamaHatogaya Sta. 17 min walk

[Assessed 91.6%] Detached house in Kawaguchi, Saitama — 17 min from Hatogaya Sta.

Published: Aug 13, 2026Updated: Aug 13, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Railway Hatogaya Sta.
Walk17 min walk
Assessed Ratio91.6%Assessed 91.6%
Price¥34,900,000
TypeDetached house
StructureWooden
BuiltBuilt Feb 2026 (0 years old)
Land Area84.83㎡
Building Area89.43㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥34,900,000View listing

Assessed Value Breakdown

Land assessed value¥12,300,350
Building assessed value¥19,674,600
Total assessed value¥31,974,950
Asking price¥34,900,000
Assessed ratio91.6%

Calculation basis

  • Land = road price ¥145,000/m² × land area 84.83m²
  • Building = replacement cost ¥220,000/m² × floor area 89.43m² × remaining life 22y ÷ statutory life 22y
  • Built Feb 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +7.4%
YearRoad price (JPY/m²)YoY
2024135,000
2025140,000+3.7%
2026145,000+3.6%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A 17-minute walk from Hatogaya Station on the Saitama Railway, this newly built house sits in Akai 4-chome, Kawaguchi City, Saitama. Hatogaya connects directly to the Tokyo Metro Namboku Line, putting central Tokyo about 45 minutes away. A Maruya supermarket stands roughly 170 m from the property, a Lawson about 220 m away and a Summit about 520 m away.

The building is a two-storey wooden house completed in February 2026, with a floor area of 89.43 sqm laid out as a 4LDK. It is Unit A of two, built by Iida Sangyo using their I.D.S method as a long-life quality housing certified to ZEH energy standards. The land is 84.83 sqm of freehold (surveyed). Zoning is Category I Residential, with 60% building coverage and 200% floor area ratios. Fittings include a system kitchen with dishwasher, bathroom dryer, reheating bath, two toilets, underfloor storage, city gas and a video intercom. Parking for two, vacant and available immediately.

The inheritance-tax roadside land value is 145,000 yen per sqm, putting the land component at 12.30 million yen. As a new build the building retains a large assessed value of 19.67 million yen, for a total of 31.97 million yen. Against the asking price of 34.9 million yen the assessed ratio works out to 91.6%. The roadside value has risen for three straight years from 135,000 yen in 2024, up 7.4% in total.

The listing's images are limited to a CG rendering, floor plans, a site plan and photographs of nearby facilities, with no photographs of the site itself, so retaining walls and the road frontage could not be checked. The road-access field is also blank. Please see the research notes below.

Estimated Financing

Assessed value ¥31,974,950 → estimated loan ¥31,970,000 (92% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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