積算100
[Assessed 100.9%] Detached house in Funabashi, Chiba — 14 min from Maehara Sta.
Assessed 100.9%Detached houseFunabashi, ChibaMaehara Sta. 14 min walk

[Assessed 100.9%] Detached house in Funabashi, Chiba — 14 min from Maehara Sta.

Published: Updated:

Property Overview

LocationFunabashi, Chiba
Nearest StationKeisei Matsudo Line Maehara Sta.
Walk14 min walk
Assessed Ratio100.9%Assessed 100.9%
Price¥46,480,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 2026 (0 years old)
Land Area149.06㎡
Building Area104.72㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥46,480,000View listing
SUUMO¥46,480,000View listing

Assessed Value Breakdown

Land assessed value¥23,849,600
Building assessed value¥23,038,400
Total assessed value¥46,888,000
Asking price¥46,480,000
Assessed ratio100.9%

Calculation basis

  • Land = road price ¥160,000/m² × land area 149.06m²
  • Building = replacement cost ¥220,000/m² × floor area 104.72m² × remaining life 22y ÷ statutory life 22y
  • Built Jan 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.3%
YearRoad price (JPY/m²)YoY
2024145,000—
2025155,000+6.9%
2026160,000+3.2%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we supplemented a photo-less listing with the same property's listing on another portal, and measured the retainer against multiple references.

On-site check from photos

The source listing carried only a floor plan and layout, so we identified the same property elsewhere and used its site photos (price, land and floor areas verified to match). The plot sits roughly level with the 6.0 m public road to the southeast, and the retainer at the boundary with the neighbouring subdivision plot measures about 0.4–0.5 m, cross-checked against block dimensions and a boundary-marker post — under the 1 m exclusion threshold.

Locating the road price

With the lot number undisclosed and no coordinates, we took ¥160,000/m² — the mode and conservative side of Maeharahigashi 6-chome's block streets. Buttressed by ¥23.04M of new-build building value, even the three-year-old low of ¥145,000/m² gives 95.0%.

View source
Building valuation assumptions

New-build completed January 2026 with 22 years remaining; the ¥23.04M building carries 49% of the assessed value — roughly half-and-half with the land.

What We Could Not Confirm

  • The layout differs between portals (3LDK+ vs 4LDK). The floor plan suggests 4LDK, but confirm when evaluating.
  • Marketed for rental, yet the yield is undisclosed and no expected rent is given.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Top Mart Tsudanuma
36 min walk from the station

About 370 m from the district centre. A supermarket. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
FamilyMart Funabashi Maeharahigashi 1-chome
38 min walk from the station

About 740 m from the district centre. A convenience store. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source

Neighborhood ② Dining Near the Station

Kosho
36 min walk from the station

About 388 m from the district centre. A Chinese restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Kakaen Honkan Maehara
37 min walk from the station

About 621 m from the district centre. A Chinese restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid.

Source
Yumean
38 min walk from the station

About 618 m from the district centre. A Japanese family restaurant. Location confirmed on OpenStreetMap; distance measured straight-line from the district centroid. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

About This Property

A newly built detached house in Maeharahigashi 6-chome, Funabashi, Chiba, a 14-minute walk from Maehara Station on the Keisei Matsudo Line. Completed in January 2026. The listing gives 120 m to a Convenience Cherry Mart, 650 m to Takinoi elementary school and 1,900 m to Aeon Mall Tsudanuma.

The land is 149.06 sqm and the wood-frame two-storey building has a surveyed floor area of 104.72 sqm, newly built in January 2026. The land is freehold with no private-road burden, fronting a 6.0 m public road on the south-east side. Zoning is Category 1 low-rise exclusive residential with a 40% building coverage ratio and 80% floor area ratio. The layout is 4LDK — a 19.5-mat living-dining-kitchen plus 10-mat, 7.5-mat, 5.6-mat and 4.5-mat western rooms, with walk-in closets in every first-floor room. There is parking for two cars; the house is vacant and available immediately.

Against the 46,980,000 yen asking price, the land assessed value at the inheritance-tax road price of 160,000 yen/sqm comes to 23.84 million yen, and the newly built structure to 23.03 million yen — 46.88 million yen in total, an assessed ratio of 99.8%. With the full 22 years remaining of the statutory life for wood construction, the building carries its assessed value in full. The road price has risen 10.3% over three years from 145,000 yen in 2024.

The Kenbiya listing had no photographs of the property, so we judged it from photographs in the SUUMO listing for the same house. Please see the research notes.

Estimated Financing

Assessed value ¥46,888,000 → estimated loan ¥46,480,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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