積算100
[Assessed 99.8%] Detached house in Funabashi, Chiba — 14 min from Maehara Sta.
Assessed 99.8%Detached houseFunabashi, ChibaMaehara Sta. 14 min walk

[Assessed 99.8%] Detached house in Funabashi, Chiba — 14 min from Maehara Sta.

Published: Aug 14, 2026Updated: Aug 14, 2026

Property Overview

LocationFunabashi, Chiba
Nearest StationShin-Keisei Line Maehara Sta.
Walk14 min walk
Assessed Ratio99.8%Assessed 99.8%
Price¥46,980,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 2026 (0 years old)
Land Area149.06㎡
Building Area104.72㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥46,980,000View listing
SUUMO¥46,980,000View listing

Assessed Value Breakdown

Land assessed value¥23,849,600
Building assessed value¥23,038,400
Total assessed value¥46,888,000
Asking price¥46,980,000
Assessed ratio99.8%

Calculation basis

  • Land = road price ¥160,000/m² × land area 149.06m²
  • Building = replacement cost ¥220,000/m² × floor area 104.72m² × remaining life 22y ÷ statutory life 22y
  • Built Jan 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.3%
YearRoad price (JPY/m²)YoY
2024145,000
2025155,000+6.9%
2026160,000+3.2%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A newly built detached house in Maeharahigashi 6-chome, Funabashi, Chiba, a 14-minute walk from Maehara Station on the Shin-Keisei Line. Completed in January 2026. The listing gives 120 m to a Convenience Cherry Mart, 650 m to Takinoi elementary school and 1,900 m to Aeon Mall Tsudanuma.

The land is 149.06 sqm and the wood-frame two-storey building has a surveyed floor area of 104.72 sqm, newly built in January 2026. The land is freehold with no private-road burden, fronting a 6.0 m public road on the south-east side. Zoning is Category 1 low-rise exclusive residential with a 40% building coverage ratio and 80% floor area ratio. The layout is 4LDK — a 19.5-mat living-dining-kitchen plus 10-mat, 7.5-mat, 5.6-mat and 4.5-mat western rooms, with walk-in closets in every first-floor room. There is parking for two cars; the house is vacant and available immediately.

Against the 46,980,000 yen asking price, the land assessed value at the inheritance-tax road price of 160,000 yen/sqm comes to 23.84 million yen, and the newly built structure to 23.03 million yen — 46.88 million yen in total, an assessed ratio of 99.8%. With the full 22 years remaining of the statutory life for wood construction, the building carries its assessed value in full. The road price has risen 10.3% over three years from 145,000 yen in 2024.

The Kenbiya listing had no photographs of the property, so we judged it from photographs in the SUUMO listing for the same house. Please see the research notes.

Estimated Financing

Assessed value ¥46,888,000 → estimated loan ¥46,880,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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