積算100
[Assessed 82%] Detached house in Kawaguchi, Saitama — 13 min from Hatogaya Sta.
Assessed 82%Detached houseKawaguchi, SaitamaHatogaya Sta. 13 min walk

[Assessed 82%] Detached house in Kawaguchi, Saitama — 13 min from Hatogaya Sta.

Published: Aug 15, 2026Updated: Aug 15, 2026

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Railway Hatogaya Sta.
Walk13 min walk
Assessed Ratio82%Assessed 82%
Price¥44,900,000
TypeDetached house
StructureWooden
BuiltBuilt Dec 2026 (0 years old)
Land Area82㎡
Building Area122.55㎡

Assessed Value Breakdown

Land assessed value¥9,840,000
Building assessed value¥26,961,000
Total assessed value¥36,801,000
Asking price¥44,900,000
Assessed ratio82%

Calculation basis

  • Land = road price ¥120,000/m² × land area 82m²
  • Building = replacement cost ¥220,000/m² × floor area 122.55m² × remaining life 22y ÷ statutory life 22y
  • Built Dec 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.1%
YearRoad price (JPY/m²)YoY
2024110,000
2025115,000+4.5%
2026120,000+4.3%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

About This Property

A newly built detached house in Oaza-Sato, Kawaguchi, Saitama, a 13-minute walk from Hatogaya Station on the Saitama Railway. Arai-juku Station is also usable at 19 minutes on foot; completion is scheduled for December 2026. A beef-bowl restaurant is 53 m from the property, a convenience store 104 m and Aeon Mall Kawaguchi 557 m.

The land is 82.00 sqm by the register and the wood-frame three-storey 4LDK building has a floor area of 122.55 sqm. The land is freehold with no private-road burden, fronting a 4.0 m public road on the north side over a 7.8 m frontage. Zoning is quasi-industrial with a 60% building coverage ratio and 200% floor area ratio; the land category is residential and the terrain is flat. It has a 17.5-mat living-dining-kitchen and 4.5-mat, 6-mat, 6.5-mat and 10-mat western rooms, a 6 sqm balcony and parking for two cars. The house is under construction, with handover expected in late December 2026. The thumbnail on this page is the artist's impression from the listing, not a photograph of the finished building.

This property sits in a land-readjustment project area, so no inheritance-tax road price is published for it. Applying 120,000 yen/sqm — the lowest value in the surrounding published band — the land assessed value comes to 9.84 million yen and the newly built structure to 26.96 million yen, 36.80 million yen in total, an assessed ratio of 82.0%. That band minimum is tracked over three years and has risen 9.1% from 110,000 yen in 2024.

With the full 22 years remaining of the statutory life for wood construction, the building carries its assessed value in full. Please read the research notes on why the road price here is an estimate.

Estimated Financing

Assessed value ¥36,801,000 → estimated loan ¥36,800,000 (82% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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