積算100
[Assessed 98.8%] Land in Soka, Saitama — 18 min from Minumadai-Shinsuikoen Sta.
Assessed 98.8%LandSoka, SaitamaMinumadai-Shinsuikoen Sta. 18 min walk

[Assessed 98.8%] Land in Soka, Saitama — 18 min from Minumadai-Shinsuikoen Sta.

Published: Updated:

Property Overview

LocationSoka, Saitama
Nearest StationNippori-Toneri Liner Minumadai-Shinsuikoen Sta.
Walk18 min walk
Assessed Ratio98.8%Assessed 98.8%
Price¥4,800,000
TypeLand
Land Area47.89㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥4,800,000View listing

Assessed Value Breakdown

Land assessed value¥4,741,110
Building assessed value-
Total assessed value¥4,741,110
Asking price¥4,800,000
Assessed ratio98.8%

Calculation basis

  • Land = road price ¥99,000/m² × land area 47.89m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.2%
YearRoad price (JPY/m²)YoY
202495,000—
202598,000+3.2%
202699,000+1.0%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than reproducing the listing as-is, we fixed the sheet among eight by matching parcel annotations, and disclose the constraints of the plot's narrow shape.

Locating the road price

Niisato-cho spans eight road price sheets, so we matched each sheet's parcel annotations against official coordinates and fixed the one agreeing with block 41's reference point to 14 m (not an inference from facility names). We conservatively adopted the ¥99,000/m² block street around the block; even the nearby low of ¥93,000/m² gives 92.8%.

View source
On-site check from photos

We examined six photos including the site and frontage road. The plot is completely flat at about road level, with a 0.1–0.15 m step to the concrete apron. The boundary walls on both sides retain about 0.4–0.6 m — all under 1 m. 5 m laser elevation data shows just 0.4 m of variation within 60 m.

Effective land area

No private-road burden, and the plot drawing shows a simple trapezoid of 3.9 m frontage by around 11.5 m depth. With no pole and no flagpole shape, the full 47.89 m² is used.

What We Could Not Confirm

  • The narrow 3.9 m by ~11.5 m shape constrains any building plan. Parking layout and construction-vehicle access deserve on-site confirmation. Note our valuation uses the road price before any depth adjustment.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven Soka Shinsato Shimomachi
14 min walk from the station

About 297 m from the coordinates in the listing. A convenience store. Location confirmed on OpenStreetMap.

Source
FamilyMart Soka Shinsato-cho
19 min walk from the station

About 471 m from the coordinates in the listing. A convenience store. Location confirmed on OpenStreetMap.

Source
Belx Soka Yatsuka
24 min walk from the station

About 569 m from the coordinates in the listing. A supermarket. Location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Kourakuen
21 min walk from the station

About 363 m from the coordinates in the listing. A ramen restaurant. Location confirmed on OpenStreetMap.

Source
Gusto
21 min walk from the station

About 559 m from the coordinates in the listing. A family restaurant. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

About This Property

A plot of land in Shinsato-cho, Soka, Saitama, an 18-minute walk from Minumadai-Shinsuikoen Station on the Nippori-Toneri Liner. The site is vacant; a convenience store is 297 m from the coordinates given in the listing and a supermarket 569 m.

The land is 47.89 sqm (14.48 tsubo), the category is residential and the title is freehold. It sits in the urbanisation promotion area, zoned Category I residential with a 60% building coverage ratio and 160% floor area ratio. It has 3.9 m of frontage onto a roughly 4 m public road on the north-west side, with no private-road burden. The plot drawing shows a trapezoid 3.9 m at the front, 11.5–11.6 m deep and 4.3 m at the rear. There is no building condition attached and the site is handed over cleared, with mains water, main drainage and town gas available.

The inheritance-tax road price on the frontage is 99,000 yen/sqm. The land assessed value comes to 4.74 million yen, an assessed ratio of 98.8% against the 4.8 million yen asking price. There is no building to assess. The road price has moved 95,000 yen in 2024, 98,000 yen in 2025 and 99,000 yen in 2026, a rise of 4.2% over three years.

The land assessment sits almost level with the asking price. Please see the research notes on the narrow 3.9 m frontage.

Estimated Financing

Assessed value ¥4,741,110 → estimated loan ¥4,740,000 (99% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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