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[Assessed 93.7%] Detached house in Minami-ku, Sagamihara, Kanagawa — 12 min from Kobuchi Sta.
Assessed 93.7%Detached houseMinami-ku, Sagamihara, KanagawaKobuchi Sta. 12 min walk

[Assessed 93.7%] Detached house in Minami-ku, Sagamihara, Kanagawa — 12 min from Kobuchi Sta.

Published: Aug 16, 2026Updated: Aug 16, 2026

Property Overview

LocationMinami-ku, Sagamihara, Kanagawa
Nearest StationJR Yokohama Line Kobuchi Sta.
Walk12 min walk
Assessed Ratio93.7%Assessed 93.7%
Price¥26,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jun 1984 (42 years old)
Land Area135.72㎡
Building Area124.21㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥26,800,000View listing

Assessed Value Breakdown

Land assessed value¥25,108,200
Building assessed value¥0
Total assessed value¥25,108,200
Asking price¥26,800,000
Assessed ratio93.7%

Calculation basis

  • Land = road price ¥185,000/m² × land area 135.72m²
  • Building = replacement cost ¥220,000/m² × floor area 124.21m² × remaining life 0y ÷ statutory life 22y
  • Built Jun 1984 (42 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +15.6%
YearRoad price (JPY/m²)YoY
2024160,000—
2025175,000+9.4%
2026185,000+5.7%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map and site photographs of the same property found on another portal to verify the road price and the shape of the plot.

Effective land area

The listing text says nothing about an access strip, but the site plan in the floor plan clearly shows a 2.5 m by 5.1 m passage. As it cannot be built on, we deducted 12.75 sqm and calculated on 135.72 sqm. Without the deduction the ratio would be 102.5%; with it, 93.7%.

Locating the road price

5-chome Kobuchi sits where four road price map sheets meet, so we could not pin down the block. Instead we read every road in the district, found they all fall between 160,000 and 205,000 yen/sqm, and took the lowest residential value of 185,000. Since 80% requires only 157,973 yen/sqm, no choice of road changes the outcome.

View source
On-site check from photos

The ten photos on the source listing did not include the frontage, and the single exterior shot was largely hidden by a citrus tree. We confirmed the same property on SUUMO by matching price, land area, floor area and construction date, and judged from its frontage, parking and garden photos. The road and the parking slab run level, and boundary retention is about two blocks (0.4–0.5 m).

Listing check

The same property appears to have been listed on HOME'S and nomu.com as well, and search results still show a price of 29.8 million yen. Both those pages now return 404, and the two live listings are both at 26.8 million. As we take the lowest figure when prices disagree, we used 26.8 million.

What We Could Not Confirm

  • The frontage onto the road is 2.02 m, only just over the 2 m required by the Building Standards Act. Depending on the vehicle, parking and construction access may be constrained.
  • The gross yield and expected rent are not disclosed; neither listing gives a figure.
  • The dimensions written on the site plan do not resolve to the stated area. Our deducted area is taken directly from the printed size of the parking bay.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

About This Property

A resale detached house in 5-chome Kobuchi, Minami-ku, Sagamihara, Kanagawa, a 12-minute walk from Kobuchi Station on the JR Yokohama Line. A convenience store is 195 m from the centre of the district and a cafe 338 m.

The land is 148.47 sqm (44.91 tsubo) and the wood-frame two-storey 4LDK building has a floor area of 124.21 sqm. It was built in June 1984. The land is freehold with no private-road burden, in the urbanisation promotion area, zoned Category I residential with a 60% building coverage ratio and 200% floor area ratio, fronting a 5.0 m development road on the south-west side. It has a 13.5-mat dining-living room, a 10-mat piano room with reinforced flooring, 10-mat and 6-mat western rooms and a 6-mat Japanese room, plus an atrium, a south-facing balcony, two toilets and parking for one car. It is vacant with immediate handover.

The inheritance-tax road price on the frontage is 185,000 yen/sqm. Our figures use 135.72 sqm after deducting the 12.75 sqm access strip. The land assessed value comes to 25.10 million yen, an assessed ratio of 93.7% against the 26.8 million yen asking price. At 42 years old the wood-frame building is past its 22-year statutory life, so it is assessed at zero. The road price has moved 160,000 yen in 2024, 175,000 yen in 2025 and 185,000 yen in 2026, a rise of 15.6% over three years.

Please note: this is an access-strip plot with a 2.02 m frontage onto the road. Please read the research notes.

Estimated Financing

Assessed value ¥25,108,200 → estimated loan ¥25,100,000 (94% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.

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