積算100
[Assessed 81.6%] Detached house in Tsurumi Ward, Yokohama, Kanagawa — 16 min from Kagetsu-Sojiji Sta.
Assessed 81.6%Detached houseTsurumi Ward, Yokohama, KanagawaKagetsu-Sojiji Sta. 16 min walk

[Assessed 81.6%] Detached house in Tsurumi Ward, Yokohama, Kanagawa — 16 min from Kagetsu-Sojiji Sta.

Published: Updated:

Property Overview

LocationTsurumi Ward, Yokohama, Kanagawa
Nearest StationKeikyu Main Line Kagetsu-Sojiji Sta.
Walk16 min walk
Assessed Ratio81.6%Assessed 81.6%
Price¥32,800,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 2005 (21 years old)
Land Area95.94㎡
Building Area86.57㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥32,800,000View listing

Assessed Value Breakdown

Land assessed value¥25,903,800
Building assessed value¥865,700
Total assessed value¥26,769,500
Asking price¥32,800,000
Assessed ratio81.6%

Calculation basis

  • Land = road price ¥270,000/m² × land area 95.94m²
  • Building = replacement cost ¥220,000/m² × floor area 86.57m² × remaining life 1y ÷ statutory life 22y
  • Built Jan 2005 (21 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +10.2%
YearRoad price (JPY/m²)YoY
2024245,000—
2025255,000+4.1%
2026270,000+5.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

We counted the local-road prices on the four Reiwa 8 roadside price map sheets covering Higashiterao-Nakadai, and checked the front road width and level differences with neighbors using the listing photos and GSI elevation data.

Locating the road price

Higashiterao-Nakadai has no chome subdivisions and spans four sheets (63045, 63046, 63053 and 63054) of the Reiwa 8 roadside price map. Excluding arterial roads, 270,000 yen/㎡ is the most common value among local roads and was adopted as the representative value. However, the listing's map position suggests the property most likely fronts the 240,000 yen/㎡ section along Fukiage-zaka; applying that value lowers the assessment ratio to about 72.8%. The same 270,000 yen/㎡ section was 245,000 yen/㎡ in 2024 and 255,000 yen/㎡ in 2025.

View source
Rights and restrictions

The listing's road-access, zoning, building-coverage, floor-area-ratio, private-road-share and setback fields are all blank ("-"). In the photos the east-west front road looks about 3–4 m wide; if it is an Article 42(2) road, a setback may be required. The effective land area that keeps the assessment ratio at 80% or above is 93.98 ㎡, only 1.96 ㎡ less than the listed area. With a road width of 3.5 m and a frontage of 9 m, the setback would be about 2.25 ㎡ and the ratio would fall below 80%. As this cannot be confirmed, no deduction has been made.

Building valuation assumptions

The building is a wooden house built in January 2005 (floor area 86.57 ㎡). At 21 years and 9 months old, only one year of the 22-year statutory useful life remains, giving a building value of 865,700 yen. Almost all of the assessed value is land, and the building value will become zero when it reaches 22 years in January 2027.

On-site check from photos

Of the eight listing photos, we checked the exterior, the view from the balcony and the floor plan. The step between the east-west front road (south side) and the parking space is about 0–0.5 m, with no retaining wall or steps, and the house stands separately from its east and west neighbors. GSI elevation data show an east-west slope of about 1 m per 10 m, so the level difference with the east and west neighbors is estimated at under 1 m. The north (rear) boundary and a second road that would match the listing's "corner lot" tag could not be seen in the photos.

What We Could Not Confirm

  • The listing's road-access, zoning, building-coverage, floor-area-ratio, private-road-share and setback fields are blank ("-"), so the width and type of the front road (public or private, Article 42(2) road or not) and whether a setback is required have not been confirmed. If the setback area exceeds about 2 ㎡, the assessment ratio falls below 80%, so confirmation with the broker is needed. For the listing's "corner lot" tag, whether a second road exists and its type are also unconfirmed.
  • The lot number is not listed, so the fronting road has not been identified. The listing's map position suggests the 240,000 yen/㎡ section along Fukiage-zaka, which would give an assessment ratio of about 72.8% (about 80.15% at 265,000 yen/㎡ and about 78.7% at 260,000 yen/㎡).
  • There are no photos of the north (rear) boundary, so the level difference there has not been checked. GSI elevation data show the ground dropping about 10 m some 30 m to the northeast; whether there is a cliff or slope needs to be checked on site.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson Three F Higashiterao 6-chome

Convenience store (open 24 hours) about 240 m in a straight line from the listing's map position. Location in Higashiterao 6-chome, Tsurumi Ward confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
FamilyMart Tsurumi Aradachi

Convenience store (open 24 hours) about 440 m in a straight line from the listing's map position. Location in Higashiterao 5-chome, Tsurumi Ward confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Sotetsu Rosen (Baba 4-chome)

Supermarket about 720 m in a straight line from the listing's map position. Location in Baba 4-chome, Tsurumi Ward confirmed on OpenStreetMap and with GSI reverse geocoding.

Source

Neighborhood ② Dining Near the Station

Denny's (Higashiterao 5-chome)

Family restaurant about 410 m in a straight line from the listing's map position. Location in Higashiterao 5-chome, Tsurumi Ward confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Aiya (Higashiterao-Nakadai)

Restaurant about 430 m in a straight line from the listing's map position. Location in Higashiterao-Nakadai, Tsurumi Ward, the same neighborhood as the property, confirmed on OpenStreetMap and with GSI reverse geocoding.

Source
Menya Tsutaju

Ramen shop about 780 m in a straight line from the listing's map position. Location in Kishiya 3-chome, Tsurumi Ward confirmed on OpenStreetMap and with GSI reverse geocoding.

Source

About This Property

⚠️ Road access for this property has not been confirmed. The listing leaves the road-access, zoning, building-coverage, floor-area-ratio, private-road-share and setback fields all blank ("-"), and does not state the width of the front road or whether it is public or private. Judging from the photos, the east-west road in front (south side) is about 3–4 m wide; if it is a Article 42(2) road under the Building Standards Act, the lot may need to be set back. The effective land area that keeps the assessment ratio at 80% or above is 93.98 ㎡, only 1.96 ㎡ less than the listed 95.94 ㎡. For example, with a road width of 3.5 m and a frontage of 9 m, the setback area would be about 2.25 ㎡ and the assessment ratio would fall to about 79.8%, below 80%. The road width, road type and whether a setback is required need to be confirmed with the broker.

This is a pre-owned detached house in Higashiterao-Nakadai, Tsurumi Ward, Yokohama, a 16-minute walk from Kagetsu-Sojiji Station on the Keikyu Main Line and a 22-minute walk from JR Tsurumi Station. A two-story wooden house built in January 2005 (floor area 86.57 ㎡, 3LDK) stands on 95.94 ㎡ of freehold land (registered area). The first floor has a 16-jo LDK, and the second floor has three Western-style rooms (6.2, 5.7 and 7.1 jo) and a balcony; there are two toilets, a reheating bath and city gas. Parking is available for two cars. The owner currently lives in the house and the handover date is negotiable; the transaction is brokerage under an exclusive agency agreement. The listing's feature tags include "corner lot" and "south-facing", but the only road visible in the photos is the east-west road on the south side.

The Reiwa 8 (2026) roadside land price used as the representative value is 270,000 yen/㎡. Higashiterao-Nakadai has no chome subdivisions and spans four sheets of the roadside price map; the most common value among its local roads, 270,000 yen/㎡, was adopted. However, the property most likely fronts the 240,000 yen/㎡ section along Fukiage-zaka, and applying 240,000 yen/㎡ lowers the assessment ratio to about 72.8% (about 80.15% at 265,000 yen/㎡ and about 78.7% at 260,000 yen/㎡). The building is 21 years and 9 months old, so only one year of the 22-year statutory useful life for wooden buildings remains; its assessed value is 865,700 yen, and almost all of the assessed value is land. When the building reaches 22 years in January 2027, its value becomes zero and the land-only assessment ratio will be about 79.0%. The road price for the representative section has risen from 245,000 yen/㎡ in 2024 and 255,000 yen/㎡ in 2025.

In the photos, the front road and the parking space are at almost the same level, there are no retaining walls or steps, and the house stands separately from its east and west neighbors. However, there are no photos of the north (rear) boundary, so it has not been checked. GSI elevation data show the ground dropping about 10 m some 30 m to the northeast, so whether there is a cliff or slope needs to be checked on site. Because several unconfirmed points that affect the assessment ratio overlap — road access, the road price of the fronting road and the rear boundary — any consideration should be based on confirmation with the broker and an on-site inspection. Distances to nearby facilities are straight-line distances from the listing's map position (accuracy about ±30 m).

Estimated Financing

Assessed value ¥26,769,500 → estimated loan ¥26,760,000 (82% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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