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[Assessed 93%] Detached house in Hachioji, Tokyo — 14 min from Komiya Sta.
Assessed 93%Detached houseHachioji, TokyoKomiya Sta. 14 min walk

[Assessed 93%] Detached house in Hachioji, Tokyo — 14 min from Komiya Sta.

Published: Aug 17, 2026Updated: Aug 17, 2026

Property Overview

LocationHachioji, Tokyo
Nearest StationJR Hachiko Line Komiya Sta.
Walk14 min walk
Assessed Ratio93%Assessed 93%
Price¥34,890,000
TypeDetached house
StructureWooden
BuiltBuilt Sep 2026 (0 years old)
Land Area130.52㎡
Building Area96.47㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥34,890,000View listing

Assessed Value Breakdown

Land assessed value¥11,224,720
Building assessed value¥21,223,400
Total assessed value¥32,448,120
Asking price¥34,890,000
Assessed ratio93%

Calculation basis

  • Land = road price ¥86,000/m² × land area 130.52m²
  • Building = replacement cost ¥220,000/m² × floor area 96.47m² × remaining life 22y ÷ statutory life 22y
  • Built Sep 2026 (0 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +4.9%
YearRoad price (JPY/m²)YoY
202482,000
202584,000+2.4%
202686,000+2.4%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map and photographs taken while the foundations were being laid, to verify the road price, the step at the frontage and how much of the assessed value is the building.

Building valuation assumptions

The house is due for completion in September 2026, so all 22 statutory years for wood-frame construction remain and the building is assessed at 21.22 million yen. That is 65% of the 32.44 million yen total; the land alone would come to only 32.2%. Wood-frame sheds a 22nd of its life a year, so the assessed value falls by about 960,000 yen annually.

Locating the road price

Ishikawa-machi spans ten road price map sheets, and as the listing gives the address only to the town we could not pin the location down by coordinates. We narrowed the range from the walking times — 14 minutes to Komiya and 19 to Kita-Hachioji — and took the modal local road at 86,000 yen/sqm. The 80% threshold sits at 51,246 yen/sqm, well below every road price in the district.

View source
On-site check from photos

We opened four site photographs to check for steps. The frontage is a level paved public road and the step up to the plot is only 0.1 to 0.15 m. Counting the courses of the boundary block wall at 900 dpi gives about two courses, or 0.4 m, corroborated by the cast-iron fence above it (0.8 to 1 m as standard) standing clearly taller than the wall itself.

Rights and restrictions

The photographs were taken while the foundations were being laid, before any landscaping. Backfilling will raise the plot side, so the retaining heights will end up lower than they are now. As the house is not yet finished, we have not been able to check the finishes.

Listing check

The same development runs from 34.89 to 40.99 million yen on Kenbiya, with land from 125.11 to 132.15 sqm and floor areas from 96.05 to 104.34 sqm. Plot 18 on this page is the cheapest of them.

What We Could Not Confirm

  • As the house is not yet finished, we have not been able to check the landscaping or the finishes.
  • The listing gives neither the width nor the orientation of the frontage road. The photographs show the plot meeting a level paved public road directly.
  • This is an owner-occupier new-build listing, so no projected rent or yield is given.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

About This Property

A newly built detached house in Ishikawa-machi, Hachioji, Tokyo, a 14-minute walk from Komiya Station on the JR Hachiko Line. A convenience store is 233 m from the centre of the district and a Chinese restaurant 287 m.

The land is 130.52 sqm (39.48 tsubo) and the wood-frame two-storey building has a floor area of 96.47 sqm. Completion and handover are both due in September 2026, so the house is not yet finished. The land is freehold, in the urbanisation promotion area, zoned Category I low-rise exclusive residential with a 40% building coverage ratio and 80% floor area ratio. It is plot 18 of a 21-house development; the private-road shares attach only to plots 6 to 9, not to this one. The layout has a 16.37-mat living-dining-kitchen with a Japanese-Western room and a pantry on the ground floor and three western rooms with a walk-in closet above. It has double glazing, 24-hour ventilation, a window in the bathroom and parking.

The inheritance-tax road price on the frontage is 86,000 yen/sqm. The land comes to 11.22 million yen and the building, new with all 22 statutory years remaining, to 21.22 million yen — 32.44 million yen in total, an assessed ratio of 93.0% against the 34.89 million yen asking price. The road price has moved 82,000 yen in 2024, 84,000 yen in 2025 and 86,000 yen in 2026, a rise of 4.9% over three years.

Please note: 65% of the assessed value is the building, and a wood-frame house sheds a 22nd of its life each year. The address is published only to the town. Please read the research notes.

Estimated Financing

Assessed value ¥32,448,120 → estimated loan ¥32,440,000 (93% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with detached houses
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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