積算100
[Assessed 99%] Land in Ageo, Saitama — 20 min from Higashi-Omiya Sta.
Assessed 99%LandAgeo, SaitamaHigashi-Omiya Sta. 20 min walk

[Assessed 99%] Land in Ageo, Saitama — 20 min from Higashi-Omiya Sta.

Published: Updated:

Property Overview

LocationAgeo, Saitama
Nearest StationJR Utsunomiya Line Higashi-Omiya Sta.
Walk20 min walk
Assessed Ratio99%Assessed 99%
Price¥8,000,000
TypeLand
Land Area99㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

athome¥8,000,000View listing

Assessed Value Breakdown

Land assessed value¥7,920,000
Building assessed value-
Total assessed value¥7,920,000
Asking price¥8,000,000
Assessed ratio99%

Calculation basis

  • Land = road price ¥80,000/m² × land area 99m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +2.6%
YearRoad price (JPY/m²)YoY
202478,000—
202579,000+1.3%
202680,000+1.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map and the site photograph to verify where the plot is, the road price and the step at the frontage one by one.

Locating the road price

Oaza-Haraichi in Ageo spans more than ten road price map sheets. The National Tax Agency's index for Haraichi omits three sheets that do carry road prices for it — following the index alone never reaches the right area. We narrowed the location down from four listed distances to nearby facilities and read the sheets themselves, taking 80,000 yen/sqm.

View source
Effective land area

The listed 113.00 sqm includes a private-road burden of 14.00 sqm. We deducted it and calculated on 99.00 sqm. The 2.00 m by roughly 7 m notch at the bottom left of the plot drawing corresponds closely to that burden. No set-back is noted.

On-site check from photos

We re-fetched the site photograph at 1600 px wide and enlarged the bottom corners to 700 dpi to examine the frontage. The front is concrete paving with a grated gutter, and the step down to the bare earth of the plot is under 10 cm. The blocks on the right-hand boundary run one or two courses with level ground on both sides, so they are not earth retention.

Rights and restrictions

The land is registered as forest. The plot is cleared, but changing the registered category is required before using it as a building plot. The road in front is also private, and the listing says nothing about rights of passage or excavation. We have passed on a property for this same reason before, so please check if you are considering a purchase.

Other checks

Reaching 80% would need 64,646 yen/sqm. No local road in the urbanisation promotion area of Oaza-Haraichi is that low: even the bottom of the band at 76,000 yen gives 94.1% and the top at 85,000 yen gives 105.2%, so the choice of road price does not change the conclusion.

What We Could Not Confirm

  • The listing says nothing about rights of passage or excavation over the private road.
  • The frontage field gives only the 4.0 m private road on the north-west, yet the listing also marks it as a corner plot, with no information on the other road.
  • As the plot is cleared, no projected rent or yield is given.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
25 min walk from the station

About 214 m from our estimated location of the site. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
MINISTOP
22 min walk from the station

About 336 m from our estimated location of the site. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Eiraiken
27 min walk from the station

About 277 m from our estimated location of the site. A Chinese restaurant. Location confirmed on OpenStreetMap.

Source
Sushi Sei
28 min walk from the station

About 288 m from our estimated location of the site. A sushi restaurant. Location confirmed on OpenStreetMap.

Source
Sushiya no Kenta
21 min walk from the station

About 408 m from our estimated location of the site. A sushi restaurant. Location confirmed on OpenStreetMap.

Source

About This Property

A plot of land in Oaza-Haraichi, Ageo, Saitama, a 20-minute walk from Higashi-Omiya Station on the JR Utsunomiya Line. A convenience store is 214 m from our estimated location of the site and a Chinese restaurant 277 m.

The registered land area is 113.00 sqm (34.18 tsubo), cleared, with no tie-in building contract. The land is freehold, in the urbanisation promotion area, zoned Category I low-rise exclusive residential with a 50% building coverage ratio and 80% floor area ratio. It is a corner plot meeting a 4.0 m private road on the north-west side, with a private-road burden of 14.00 sqm. The registered land category is forest but the plot is cleared, available immediately and handed over as cleared land. Mains water, sewerage, town gas, electricity and roadside drainage are in place. Haraichi-Minami Elementary School is 570 m away and Haraichi Junior High School 1,324 m.

The inheritance-tax road price on the frontage is 80,000 yen/sqm. Our figures use 99.00 sqm after deducting the 14.00 sqm private-road burden. The land assessed value comes to 7.92 million yen, an assessed ratio of 99.0% against the 8 million yen price. As the plot is cleared, the building is assessed at zero. The road price has moved 78,000 yen in 2024, 79,000 yen in 2025 and 80,000 yen in 2026, a rise of 2.6% over three years.

Please note: the land is registered as forest, and the road in front is private with nothing said about rights of passage or excavation. Please read the research notes.

Estimated Financing

Assessed value ¥7,920,000 → estimated loan ¥7,920,000 (99% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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