積算100
[Assessed 87%] Land in Kawaguchi, Saitama — 17 min from Minami-Hatogaya Sta.
Assessed 87%LandKawaguchi, SaitamaMinami-Hatogaya Sta. 17 min walk

[Assessed 87%] Land in Kawaguchi, Saitama — 17 min from Minami-Hatogaya Sta.

Published: Updated:

Property Overview

LocationKawaguchi, Saitama
Nearest StationSaitama Rapid Railway Minami-Hatogaya Sta.
Walk17 min walk
Assessed Ratio87%Assessed 87%
Price¥55,000,000
TypeLand
Land Area273.42㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Rakumachi¥55,000,000View listing

Assessed Value Breakdown

Land assessed value¥47,848,500
Building assessed value-
Total assessed value¥47,848,500
Asking price¥55,000,000
Assessed ratio87%

Calculation basis

  • Land = road price ¥175,000/m² × land area 273.42m²

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.4%
YearRoad price (JPY/m²)YoY
2024160,000—
2025170,000+6.3%
2026175,000+2.9%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map, the exterior photograph and the Geospatial Information Authority's elevation data to verify where to take the road price, how much the ground rises and falls, and a contradiction in how the frontage is described.

Locating the road price

Minami-Hatogaya 7-chome spans four road price map sheets, and the listing's coordinates are masked to the chome. We therefore geocoded eleven block numbers shown on sheet 28136 with the Geospatial Information Authority's address search and fitted the map to the sheet. The listing coordinates land in the northern part of the chome, around blocks 24, 25, 17 and 18, where the only street values are 175D and 180D. We took the lower, JPY 175,000 per sqm.

View source
Locating the road price

Across the whole of Minami-Hatogaya 7-chome values run from 155D to 190D. One step down, at 170D, the figure is 84.5%, and one step up, at 180D, it is 89.5%. Only 160D or below drops under 80%, and those values appear solely along the Shibakawa embankment and near the boundary with Oaza-Tsuji, both more than 300 m from the listing coordinates.

On-site check from photos

The listing has only two images, one exterior shot and one site plan. The exterior is 272x204 pixels, so we enlarged it. The asphalt road surface, the kerb and gutter and the building's foundation run on at the same level, with no step or stair up from the road into the plot, and no retaining wall, cut slope or gradient is visible. Twenty-five elevation readings over a 100 m square gave a difference of 0.3 to 0.5 m within 30 m.

Listing check

The frontage field is a single line reading "private road, north-west, 6.00 m", while the attached site plan shows a public road on the north side with a 10.2 m frontage and a private road to the west. Because the field and the drawing disagree, we treat the plot as fronting two ways and record the private road share as unconfirmed.

Other checks

The listing gives the address only down to the chome, with no lot number. Distances to nearby facilities are approximate, measured from the point in the northern part of the chome that we narrowed down by matching the road price map. The stated 17-minute walk suggests the plot may sit a little further from the station than that point.

What We Could Not Confirm

  • The listing says nothing about a share in the private road to the west, or about rights of passage and excavation.
  • With only two photographs, the condition of the boundaries with neighbouring plots is best checked on site.
  • The listing does not say which side pays to demolish the old house.
  • The address stops at the chome, so we have not pinned down the exact position of the plot.
  • This is land, so no expected rent or yield is given.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Drug Seims Hatogaya-Minami
12 min walk from the station

About 156 m from our estimated location of the site. A drugstore. Location confirmed on OpenStreetMap.

Source
Commodity Iida
8 min walk from the station

About 446 m from our estimated location of the site. A grocery supermarket. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Anrakutei
2 min walk from the station

About 727 m from our estimated location of the site. A yakiniku (grilled meat) restaurant. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

About This Property

A plot of land in Minami-Hatogaya 7-chome, Kawaguchi, Saitama, a 17-minute walk from Minami-Hatogaya Station on the Saitama Rapid Railway. A drugstore is about 156 m from our estimated location of the site, a supermarket about 446 m and a yakiniku restaurant about 727 m.

The registered land area is 273.42 sqm (about 82.7 tsubo). The land category is residential and there is no tie-in building contract. The land is held freehold, lies inside an urbanisation promotion area, and is zoned Category 1 Mid/High-Rise Exclusive Residential with a 60% building coverage ratio and a 200% floor area ratio. An old house stands on the plot; the seller will discuss either demolition or keeping it, and the handover date is negotiable.

The listing's frontage field reads "private road, north-west, 6.00 m", but the attached site plan shows a public road on the north side with a 10.2 m frontage and a private road to the west, so the plot actually fronts two ways. The site plan gives 10.2 m north, 24.8 m east, 12.7 m south and 6.6 m south-west: a regular shape with no flag-pole strip. The private road burden field is blank.

The inheritance-tax road price on the frontage is JPY 175,000 per sqm. There is nothing to deduct, so we calculated on the registered 273.42 sqm, giving a land assessed value of JPY 47.85 million, or 87.0% of the JPY 55 million asking price. At over 82 tsubo it is large enough to consider either for a house or for a rental building.

Estimated Financing

Assessed value ¥47,848,500 → estimated loan ¥47,840,000 (87% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

関西みらい銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。
滋賀銀行
Regional bankAssessed-value focusedStrong with lands
土地から新築OK。 好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 但し、産休中はNG。
信用金庫・信用組合のセゾンファンデックス保証付の不動産担保融資
Shinkin bankAssessed-value focusedStrong with lands
築古でも可。 築年数は問わず、土地の積算さえ出ていれば、20年程度の期間で融資してくれるケースが多い。 但し、立地が良くないと、担保評価が付かず取扱不可となる。 新築や築浅に関しても、建物の価値を適切に判断してくれる為、やりやすい。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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