積算100
[Assessed 128.2%] Rental House in Fujimino, Saitama — 7 min from Kami-Fukuoka Sta.
Assessed 128.2%Detached houseFujimino, SaitamaKami-Fukuoka Sta. 7 min walk

[Assessed 128.2%] Rental House in Fujimino, Saitama — 7 min from Kami-Fukuoka Sta.

Published: Aug 18, 2026Updated: Aug 18, 2026

Property Overview

LocationFujimino, Saitama
Nearest StationTobu Tojo Line Kami-Fukuoka Sta.
Walk7 min walk
Assessed Ratio128.2%Assessed 128.2%
Price¥41,800,000
TypeDetached house
Expected Yield5.02%
StructureWooden
BuiltBuilt Mar 2001 (25 years old)
Land Area289.59㎡
Building Area161.7㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥41,800,000View listing

Assessed Value Breakdown

Land assessed value¥53,574,150
Building assessed value¥0
Total assessed value¥53,574,150
Asking price¥41,800,000
Assessed ratio128.2%

Calculation basis

  • Land = road price ¥185,000/m² × land area 289.59m²
  • Building = replacement cost ¥220,000/m² × floor area 161.7m² × remaining life 0y ÷ statutory life 22y
  • Built Mar 2001 (25 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +5.7%
YearRoad price (JPY/m²)YoY
2024175,000
2025180,000+2.9%
2026185,000+2.8%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map, the exterior photograph and the Geospatial Information Authority's elevation data to verify where to take the road price, how much the ground rises and falls, the size of the access strip and a contradiction in the stated road width.

Listing check

The listing's frontage field reads "one side, public road, 2.00 m", while the site plan attached to the same listing gives the road in front as about 4.0 m wide. The two disagree. At 2.00 m the road could be an Article 42-2 road requiring a setback, yet the listing records no setback. We have taken the narrower figure, 2.00 m, as our working assumption and treat the rebuilding conditions as unconfirmed.

Effective land area

The plot is flag-shaped, so we deducted the access strip from the area. The site plan states it explicitly as roughly 3.1-3.4 m wide by 12.0-12.8 m long, about 41 sqm, and we subtracted that from the listed 330.59 sqm to get 289.59 sqm. Whether the strip is included in the listed area or held on a separate title cannot be settled from the drawing, so we erred towards deducting it. Without the deduction the figure would be 146.3%.

Locating the road price

Kami-Fukuoka 6-chome is split across two road price map sheets. Both the centroid we obtained from the Geospatial Information Authority and the Kami-Fukuoka 6-chome park, whose position we confirmed on OpenStreetMap, fall inside sheet 26610, and the sheet carries a "Kami-Fukuoka 6-chome park" annotation at a matching position. Street values within the chome on that sheet run from 170D to 195D, and we used the most common, JPY 185,000 per sqm.

View source
Locating the road price

We confirmed that a reading error does not change the conclusion. Even the lowest value on sheet 26610, 170D, gives 128% down to 117.8%. The other sheet, 26161, covers the part of the chome nearer the station and runs from 190D to 245D, higher still, so the sheet we used is the conservative choice.

On-site check from photos

The listing has only two images, one exterior shot from the west and one floor plan doubling as a site plan. In the exterior the ground is flat, the foundation stands 30-40 cm proud and there is a single 15-20 cm step at the entrance. No retaining wall, cut slope or stepped access appears. Fifteen elevation readings around the site gave a maximum difference of 0.8 m, too flat for a step of a metre or more. There is, however, no photograph of the road in front or of the access strip.

What We Could Not Confirm

  • The width of the road in front differs between the listing's frontage field (2.00 m) and the site plan (about 4.0 m).
  • The listing says nothing about whether a setback is required or on what terms the house can be rebuilt.
  • Whether the access strip is included in the listed area or held on a separate title cannot be settled from the site plan.
  • There is no photograph of the road in front or of the access strip, so those parts we could not check with our own eyes.
  • The term and conditions of the block lease to the welfare operator are not stated in the listing.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

7-Eleven
2 min walk from the station

About 271 m from our estimated location of the site. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Yaoko
2 min walk from the station

About 282 m from our estimated location of the site. A grocery supermarket. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

CoCo Ichibanya
2 min walk from the station

About 294 m from our estimated location of the site. A curry restaurant. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

About This Property

A rental house in Kami-Fukuoka 6-chome, Fujimino, Saitama, a 7-minute walk from Kami-Fukuoka Station on the Tobu Tojo Line. A convenience store is about 271 m from our estimated location of the site, a supermarket about 282 m and a curry restaurant about 294 m.

The land is 330.59 sqm (the figure the listing gives is net of the private road) and the building is a two-storey timber house of 161.7 sqm, built in March 2001. There is a single unit, currently let on a block lease to a welfare operator. Annual income at full occupancy is JPY 2.1 million, a gross yield of 5.02%. The land is held freehold and zoned Category 1 Residential, with a 60% building coverage ratio and a 200% floor area ratio.

The plot is flag-shaped. The site plan gives the access strip as roughly 3.1-3.4 m wide by 12.0-12.8 m long, about 41 sqm. Note that the width of the road in front is given as 2.00 m in the listing's frontage field but about 4.0 m on the site plan. Since this bears on whether the house can be rebuilt, it needs checking on site and with the city office.

The inheritance-tax road price on the frontage is JPY 185,000 per sqm. We deducted the 41 sqm access strip and calculated on an effective area of 289.59 sqm, giving a land assessed value of JPY 53.57 million, or 128.2% of the JPY 41.8 million asking price. The building is 25 years old, past the 22-year statutory life for timber, so its assessed value is zero.

Estimated Financing

Assessed value ¥53,574,150 → estimated loan ¥41,800,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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