積算100
[Assessed 136.5%] Rental House in Fujimino, Saitama — 10 min from Kami-Fukuoka Sta.
Assessed 136.5%Detached houseFujimino, SaitamaKami-Fukuoka Sta. 10 min walk

[Assessed 136.5%] Rental House in Fujimino, Saitama — 10 min from Kami-Fukuoka Sta.

Published: Updated:

Property Overview

LocationFujimino, Saitama
Nearest StationTobu Tojo Line Kami-Fukuoka Sta.
Walk10 min walk
Assessed Ratio136.5%Assessed 136.5%
Price¥6,300,000
TypeDetached house
StructureWooden
BuiltBuilt Jan 1980 (46 years old)
Land Area50.59㎡
Building Area58.58㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

Kenbiya¥6,300,000View listing

Assessed Value Breakdown

Land assessed value¥8,600,300
Building assessed value¥0
Total assessed value¥8,600,300
Asking price¥6,300,000
Assessed ratio136.5%

Calculation basis

  • Land = road price ¥170,000/m² × land area 50.59m²
  • Building = replacement cost ¥220,000/m² × floor area 58.58m² × remaining life 0y ÷ statutory life 22y
  • Built Jan 1980 (46 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +9.7%
YearRoad price (JPY/m²)YoY
2024155,000—
2025160,000+3.2%
2026170,000+6.3%

※ Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

Rather than repeating the listing, we checked the 2026 road price map and the exterior photograph to verify where we took the road price, how much the ground rises and falls, and the conditions of the frontage.

Locating the road price

The listing gives the lot number (Kami-Fukuoka 3-13), so we geocoded it with the Geospatial Information Authority's address search and pinned it to block 13 of Kami-Fukuoka 3-chome on road price map sheet 26611. The streets on both the west and east sides of the block are marked 170D, so we used JPY 170,000 per sqm.

View source
Locating the road price

Street values in Kami-Fukuoka 3-chome run from 155D to 170D (only the arterial reaches 195D). Even taking the lower 160D gives 128.5%, so a reading error does not change the conclusion. We traced the same street across three years on the same sheet: 155D, 160D, 170D.

Rights and restrictions

The frontage is a 4 m designated private road to the east. The floor plan notes a 2 m opening, exactly meeting the Building Standards Act's 2 m frontage requirement. Because the road is private, whether rights of passage and excavation have been secured bears on rebuilding and on utility work, but the listing says nothing about it.

On-site check from photos

We enlarged the exterior photograph. The road, the plot and the entrance sit at one level, with no retaining wall, step at the frontage or stepped access, and the houses on either side stand on the same ground level. A photograph taken from an upstairs window also shows flat surroundings. There is no sign of a flag-shaped plot.

Listing check

The same property is also listed on athome and LIFULL HOME'S. We use the Kenbiya listing as our source and have confirmed that the price, areas and construction date match.

What We Could Not Confirm

  • The frontage is a private (designated) road, and the listing does not say whether rights of passage and excavation have been secured.
  • The property is vacant with no stated rent or yield, so the income depends on finding a tenant.
  • At 46 years old, the condition of the interior and fittings is best checked on site.

※ Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Lawson
3 min walk from the station

About 382 m from the site. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
7-Eleven
8 min walk from the station

About 405 m from the site. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

Neighborhood ② Dining Near the Station

Magokoro
6 min walk from the station

About 331 m from the site. A set-meal restaurant. Location confirmed on OpenStreetMap.

Source

About This Property

A rental house in Kami-Fukuoka 3-chome, Fujimino, Saitama, a 10-minute walk from Kami-Fukuoka Station on the Tobu Tojo Line. A convenience store is about 382 m from the site and a set-meal restaurant about 331 m.

Built in January 1980, it is a two-storey timber 3DK with 50.59 sqm of land (15.3 tsubo) and 58.58 sqm of floor space. It is currently vacant, so letting starts from finding a tenant. The land is held freehold and zoned Category 1 Residential, with a 60% building coverage ratio and a 200% floor area ratio.

The frontage is a 4 m designated private road to the east, and the floor plan notes a 2 m opening onto it. Because the road is private, whether rights of passage and excavation have been secured cannot be told from the listing and needs checking. In the exterior photograph the road, the plot and the entrance all sit at the same level, with no retaining wall or steps — a flat residential area ten minutes from the station.

The inheritance-tax road price on the frontage is JPY 170,000 per sqm, giving a land assessed value of JPY 8.60 million, or 136.5% of the JPY 6.3 million asking price. The building is 46 years old, past the 22-year statutory life for timber, so its assessed value is zero — the land alone far exceeds the price.

Estimated Financing

Assessed value ¥8,600,300 → estimated loan ¥6,300,000 (100% of the asking price)

※ Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

※ General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

Ask About This PropertyWe offer purchase consultation, brokerage and consulting services.Found an error in this listing? Let us know here

Learn About Assessed Value and Financing

Our blog explains the basics you need to read the numbers on this page.

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法
不動産担保ローン

不動産担保ローンとは?手持ちの不動産で次の物件を買う方法

不動産担保ローンは、持っている不動産を担保にお金を借りるローンです。仕組みや借りられる金額の目安、次の物件購入に使う方法、メリット・デメリットを解説します。

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説
不動産担保ローン

積算評価・担保評価とは?計算方法と調べ方をわかりやすく解説

積算評価(担保評価)とは、銀行が物件の担保価値を土地と建物から計算する方法です。計算式・再調達価格・法定耐用年数の目安、路線価を使った調べ方、融資が付きやすい物件の特徴を計算例つきで解説します。

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