積算100
[Assessed 133.9%] House in Komae, Tokyo — 7 min from Komae Sta.
Assessed 133.9%Detached houseKomae, TokyoKomae Sta. 7 min walk

[Assessed 133.9%] House in Komae, Tokyo — 7 min from Komae Sta.

Published: Aug 21, 2026Updated: Aug 21, 2026

Property Overview

LocationKomae, Tokyo
Nearest StationOdakyu Line Komae Sta.
Walk7 min walk
Assessed Ratio133.9%Assessed 133.9%
Price¥14,900,000
TypeDetached house
StructureWooden
BuiltBuilt Jul 1967 (59 years old)
Land Area62.37㎡
Building Area56.6㎡

Where This Property Is Listed

This property appears on the sites below. Listings matching on location, land area and building area are merged into a single article as the same property.

SUUMO¥14,900,000View listing

Assessed Value Breakdown

Land assessed value¥19,958,400
Building assessed value¥0
Total assessed value¥19,958,400
Asking price¥14,900,000
Assessed ratio133.9%

Calculation basis

  • Land = road price ¥320,000/m² × land area 62.37m²
  • Building = replacement cost ¥220,000/m² × floor area 56.6m² × remaining life 0y ÷ statutory life 22y
  • Built Jul 1967 (59 years old)

Official Road Price Trend (last 3 years)

Cumulative change 2024 → 2026: +14.3%
YearRoad price (JPY/m²)YoY
2024280,000
2025300,000+7.1%
2026320,000+6.7%

Based on inheritance-tax road prices published each July — a reference for the trend in land collateral value.

How We Checked This Property

The price sits below the road price of the land, so we re-fetched the listing to confirm it was still live, then checked the figures and the state of the site against the road price map and the photographs.

Listing check

Because the price is below the road price of the land, we re-fetched the listing to verify the figures. It is live (published 20 August 2026, next update due 28 August), and the price of JPY 14.9 million, land of 62.37 sqm, building of 56.6 sqm and a build date of July 1967 all appear consistently on the page. There is no "listing ended" or "sold" marker. It is sold directly by the owner's company.

Locating the road price

We measured on sheet 59179. Motoizumi 2-chome spans four sheets, but the position the listing's map points to — about 800 m south-west of Komae Station, north-east of Izumi-Tamagawa — falls inside 59179, which covers the bulk of the chome. The residential streets on that sheet run from JPY 300,000 to 330,000 per sqm, with 340,000 to 350,000 nearer the arterials. We took the most common value, 320,000.

View source
Locating the road price

We checked that the margin in the position estimate does not change the conclusion. At the bottom of the band, JPY 300,000, the figure is 125.6%, and taking the neighbouring sheet 59180 — the north-eastern edge of the chome, at 350,000 to 380,000 — would push it higher. Three years on the same street on the same sheet: 280,000, then 300,000, then 320,000.

Effective land area

The private-road share is half of a separately registered 15.32 sqm strip and is not included in the 62.37 sqm quoted in the listing. Because we do not deduct a shared-ownership private road from the area, we used 62.37 sqm as it stands. The frontage is 5.9 m wide, with no flag-pole strip.

On-site check from photos

We examined three photographs that include the road in front and one of the exterior. The frontage is an unpaved gravel private road 4 m wide, level with the site apart from a single concrete sill at the gate. Cross-checking against the courses of the concrete block and the height of the front door puts that at 0.2 to 0.3 m. The decorative block wall along the road is four or five courses high, but the ground is at much the same level on both sides and it retains no earth. No retaining wall, cut slope or batter appears in any photograph.

What We Could Not Confirm

  • The frontage is an unpaved gravel private road. The listing does not state whether consent for passage and excavation has been obtained.
  • With a 40% coverage ratio and an 80% floor area ratio, a rebuild is capped at about 25 sqm of footprint and about 50 sqm of floor area — smaller than the 56.6 sqm that stands today.
  • The house is 59 years old. Its condition and repair history are not stated.
  • With no block number in the listing, we calculated the road price from the most common value among the residential streets of Motoizumi 2-chome.
  • There is no parking space.

Rather than reproducing the listing as-is, we verified the figures against public sources such as the official road price maps and the listing photos. This is not based on a site visit, so please confirm on site and with the seller before deciding.

Neighborhood ① Shopping Near the Station

Ministop
6 min walk from the station

About 249 m from the site. A convenience store. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source
Super Yahiro
8 min walk from the station

About 318 m from the site. A supermarket. Location confirmed on OpenStreetMap.

Source

Neighborhood ② Dining Near the Station

Anrakutei
6 min walk from the station

About 278 m from the site. A yakiniku restaurant. Location confirmed on OpenStreetMap. OpenStreetMap has no branch name registered, so only the chain name is given.

Source

About This Property

A second-hand house in Motoizumi 2-chome, Komae, Tokyo, a 7-minute walk from Komae Station on the Odakyu Line. A convenience store is about 249 m from the site, a yakiniku restaurant about 278 m and a supermarket about 318 m.

Built in July 1967, it is a two-storey timber 3DK with 62.37 sqm of land (registered) and 56.6 sqm of floor area (measured). The land is held freehold; zoning is Category 1 Low-Rise Exclusive Residential with a 40% building coverage ratio and an 80% floor area ratio. Izumi-Tamagawa Station is 6 minutes on foot and Noborito on the JR Nambu Line 19 minutes, giving three stations on three lines.

The asking price is below the inheritance-tax road price of the land. Three reasons stand out. The frontage is an unpaved gravel private road 4 m wide; the 40% coverage and 80% floor area ratios cap a rebuild at about 25 sqm of building footprint; and at 59 years old the building carries no value. The setback has already been done, and the private-road share — half of a 15.32 sqm strip — sits outside the quoted land area.

The inheritance-tax road price on the frontage is JPY 320,000 per sqm. Land assessed at JPY 19.96 million with the 59-year-old timber building at zero, well past its 22-year statutory life, gives 133.9% of the JPY 14.9 million asking price.

Estimated Financing

Assessed value ¥19,958,400 → estimated loan ¥14,900,000 (100% of the asking price)

Actual loan availability, amounts and terms are subject to each bank's screening.

Suggested Lenders

静岡銀行
Regional bankLand-value focusedStrong with detached housesGood with older buildings
本業年収700万円以上が検討対象。 相続税路線価から算出した「土地の積算」が60%以上出ていれば、基本的にフルローンとなる。 修正後バランスシートも重視しており、属性枠だけで終了する訳ではない為、可能な限り「土地」が高積算の物件を買い進めていきたい。
L&Fアセットファイナンス
Non-bank lenderLand-value focusedStrong with detached housesGood with older buildings
土地値が出る築古系が得意。 属性はほぼ問わない。 どんなに担保評価が付いたとしても8割融資が目安。 建物の価値に対してはほぼ担保評価を付けてくれない為、新築や築浅の物件は要注意。 但し、建売の売れ残りや変形地等の場合は、土地が広くて担保評価が伸びたり、賃料が高くて収益還元評価が伸びたりして、思わずハマるケースがある。 また、産休中でも行けた、貴重な存在の金融機関である。
関西みらい銀行
Regional bankAssessed-value focusedStrong with detached houses
土地から新築OK。 築古過ぎず、好立地で積算割合が高く、キャッシュフローが回る物件であれば、検討対象となる。 産休中はNG。 築古過ぎる場合は、信用金庫・信用組合のセゾンファンデックス保証付の不動産担保ローンが適す。

General tendencies of lenders covering this area, for information only. This does not guarantee or suggest any specific financing outcome.

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